This coverage provides you and
occupants of your vehicle coverage in the event another party is liable for your injuries and doesn't have enough of their own insurance coverage (liability) to cover your injuries or they don't have any insurance at all.
Not exact matches
Personal injury protection
coverage is sold in states with no - fault insurance systems and covers injuries to
occupants of the insured
vehicle regardless
of who is at fault.
This
coverage is provided to you and
occupants of your
vehicle for injuries sustained or for you if you're struck by a
vehicle while as a pedestrian (e.g. walking in a crosswalk and hit by a car).
To be considered insured, you must be the policyholder; the spouse
of, household member with, or relation to a policyholder; an
occupant of a
vehicle insured with SUM
coverage; or, an
occupant of a
vehicle operated by a policyholder or spouse
of a policyholder.
This pays for most damages and comes for your protection in amounts
of at least $ 20,000 for one person in your car and $ 40,000 in total
coverage for all
occupants in your
vehicle.
«As these features are designed to protect the
occupants of the
vehicle, they impact the costs for
coverages that deal with
occupant injuries, such as medical expense, personal injury protection and uninsured / underinsured motorist.
If a driver or owner
of a
vehicle does not have insurance and is legally liable for an accident, you can use UM
coverage for injuries, including death, that you, your resident relatives and
occupants of your insured
vehicle sustain, up to the limits that you select.
If you don't have your own policy and are not covered by a family member's policy in your household and if you are injured as a pedestrian by an uninsured
vehicle or hit - and - run driver or as an
occupant of an uninsured
vehicle in New York State, you may still be eligible for uninsured motorists protection and No - Fault
coverage.
Personal injury protection is not a substitute for liability
coverage, which most states require and which pays for injuries caused to another party, such as a pedestrian or the driver and
occupants of another
vehicle.
Liability
coverage does not provide
coverage for injuries to
occupants of your
vehicle, or damages to your
vehicle.
If a driver or owner
of a
vehicle is legally liable for an accident but does not have enough insurance, you can use UIM
coverage for injuries, including death, that you, your resident relatives and
occupants of your insured
vehicle sustain, up to the limits you select.
This sort
of coverage will pay for the doctor's bill
of the other
vehicle's
occupants when the insured individual is revealed to be at - fault.
Vehicle owners can opt for additional
coverage when they buy two wheeler insurance policy online by National Insurance Company Limited for accessories loss, personal accident to the
occupants, legal liability to paid driver and for increased
coverage against legal liability to third party property damage up to a maximum l imit
of Rs 7.5 lakhs.
Passive
occupant restraint discount: Up to 30 percent off
of your medical payments
coverage if your
vehicle is equipped with air bags.
The bodily injury liability protects the
occupants of another
vehicle if you cause an accident, and the property damage
coverage pays for the cost
of repairing the other driver's
vehicle and any objects that were hit, such as mail boxes, sign posts, fences and sheds.
Uninsured / underinsured motorist
coverage pays for injuries to the
occupants of the insured car, and also property damage to that car in certain states, when the covered car is struck by a
vehicle with insufficient or no insurance.
This type
of coverage covers the medical cost
of the driver and / or
occupants in the other
vehicle involved in the accident.