Sentences with phrase «occupation definition for»

A true own occupation definition for total disability and partial disability means you will receive your benefits if you are unable to return to work in your regular occupation, even if you return to work at a different occupation in some capacity.

The own occupation definition for total disability requires that you are unable to perform the substantial and material duties of your regular occupation.

Not exact matches

Only a few examples of the attempt to link values with the arts and sciences have been published (see, for example, A Vision for India Tomorrow: Explorations in Social Ethics, edited by J. Daniel and R. Gopalan [Madras Christian College, 1984]-RRB- But already evident is a sense of social conscience linked to economic development; a theology of vocation that replaces the ascriptive caste definitions of occupation; a theistically based universalism conducive to science and human rights; and a modernizing, cosmopolitan outlook in a land where the sacredness of the cow signals both the power of tradition and a preference for the agrarian life.

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An option for 2 - year or 5 - year own occupation definition of total disability is available.

2 The business and the occupation of home inspector are designated for the purposes of the definition of «designated activity» in section 142 of the Act.

Since the «any occupation» disability definition is more restrictive, it's common for people to have their benefits terminated at this 2 - year point.

Usually, the disagreement about eligibility for ongoing long - term disability benefits occurs when the definition of «disability» in the insurance policy changes from an «own occupation» definition to an «any occupation» definition.

A true own occupation definition of disability is often the most desired for a high - income professional.

If you can work under the any occupation disability definition or own - occupation disability definition, but for less money than prior to your disability, the insurer will typically pay you a decreased proportional amount to help make you «whole» compared to where you were financially before the disability.

Carriers, definitions of disability, objectivity (being truly independent), additional features, and premiums all play a role in attaining the appropriate policy for your protection goals and occupation.

For more information on occupation definitions when it comes to long - term disability insurance, check out our full primer here.

Everyone should aim for at least a «modified own occupation» policy, because when it comes time for a claim you want the definition of disability to be as strong as possible.

Some insurers will offer a policy that starts with one of the first three own occupation definitions above, but then after a period of time (24 months, 5 years, etc.) changes to a stricter definition — for example, it may only continue to pay the benefit if you remain unable to work at an occupation for which you're qualified and do not to work at any other occupation.

Under this definition, you'll receive your benefit only if you are unable to perform any kind of work for which you're reasonably suited, even if it's not your regular occupation.

For example, going from a modified occupational definition to a true own - occupation definition.

Now, it is important to understand that certain occupations do not qualify for an own occupation definition.

Another thing to consider is if you can work under the any occupation disability definition or own - occupation disability definition, but it is for less money than you were making prior to your disability, the insurer will typically pay you a decreased proportional amount to help make you «whole» compared to where you were financially before the disability.

Certain hazardous jobs that rate higher may not provide the ideal definition for total disability, or the period where own occupation is applied is limited in time.

Any occupation, or any gainful employment, is too broad a definition and requires that you not be able to work in any occupation in order to qualify for your disability income benefit.

The definition of disability is your «own occupation» for the first 12 months and «any occupation» after the first 12 months.

Since these requirements were not equivalent to the requirements for the other occupations listed under the definition of «professional services», the court determined that real estate services did not qualify as professional services.