Sentences with phrase «occupiers housing»

This widening in the gap between fixed and variable housing rates is likely to have contributed to the pick - up in the proportion of borrowers choosing to take out fixed - rate housing loans: in November 2004, the latest available data, 11 per cent of new owner - occupier housing loan approvals were at fixed rates, up from 7 per cent three months earlier and the highest share since the beginning of 2004, which followed a period of monetary policy tightening (Graph 45).

After peaking in late 2003 at close to double the rate of growth in owner - occupier credit, the growth rate of investor credit is now similar to that for owner - occupier housing credit.

Keep in mind that to refi into a conventional non-occupant investment loan, it will be at a higher interest than your next FHA owner - occupier house - hack loan.

Not exact matches

«The different timing of Easter in 2016 and 2017 contributed to air fares being the main contributor to the increase in the 12 - month rate of the Consumer Prices Index including owner occupiers» housing costs (CPIH) between March 2017 and April 2017,» the ONS said in a release.

According to JLL's latest white paper - Up, Up and Away: The Rise and Rise of Hong Kong's Residential Market, JLL expects Hong Kong's housing prices to grow 15 % in the coming 30 months given strong demand from owner - occupiers

The strongest estimates for the change in the December quarter are from the Commonwealth Bank of Australia (CBA), based on CBA housing loans to owner - occupiers, but this measure has shown the greatest swings over the past few years.

«Furthermore, owner - occupiers represent only fifty - six per cent of households, the country fortuitously avoided a housing boom pre-2008 (which kept supply tight) and mortgage lending still only accounts for around thirty - five per cent of GDP, making it one of Europe's least indebted nations.

The main driver of this growth has been borrowing for housing, with credit extended to both investors and owner - occupiers continuing to increase rapidly (Graph 63).

Perhaps the purchasers are mainly owner - occupiers, but there is also a chance that there is a disproportionately large number of new investors being pulled into the housing market with promises of high returns through such things as rental guarantees and negative gearing.

Indeed, with the extent of the falls that have been observed in parts of the US, [9] it can make sense for the borrower to walk away from the loan and the house, particularly if they are an investor rather than an owner - occupier.

Over the six months to March 2005, housing credit grew at an annualised rate of 12.9 per cent, with the owner - occupier and investor components now growing at a broadly similar pace.

Data from the CBA, which are based on its lending to owner - occupiers, also show broadly unchanged nationwide house prices in the March quarter, after a rise in the December quarter.

Despite some financial institutions having reportedly tightened their credit standards for loans to investors in inner - city apartments, housing credit remains readily available to both investors and owner - occupiers.

The Occupiers, with some encouragement from Democrats on Capitol Hill and in the White House, have been blaming the financial industry for their woes.

But the last thing the occupiers want to resemble is either the long - time activists camped out in Lafayette Park across from the White House, ignored by everyone except tourists posing for photographs, or the aftermath of a Lollapalooza mosh pit.

Most of the non-white population in Harrow East are owner - occupier middle class Hindus, which are far more favourable to the Conservatives than the council / social housed Black and Muslim voters in this constituency.

This process can raise prices and thereby make it harder for people who wish to buy a house as an owner - occupier.

But he says the occupiers will recoup much more than this amount if they live in the house over its lifetime — while enjoying a warm, comfortable, healthy home

Evidently, pressure is building from the very top that RPI is a discredited measure of inflation which should be abolished to save the government money; but many employee pensions are linked to RPI, and unions would strongly oppose any attempt to shift to a less volatile measure which would reduce payouts, such as the consumer price index (CPI) or the ONS» preferred index, «consumer price inflation including owner - occupiers» housing costs» (CPIH).

Using her advocacy skills, Katie has represented tenants and occupiers on the housing possession duty schemes at Bow and Clerkenwell and Shoreditch County Courts.

Wendy Mountford who was the occupier — sorry, tenant — looks destined to stay on in possession until she drops and her Bournemouth solicitor John Chester must be congratulating himself on advising for the rejection of the compromise proposal put forward by solicitor - owner Roger Street between Court of Appeal and House of Lords — Mrs Mountford could have had a protected shorthold for five years at the # 14 per week registered rent in return for the abandonment of her appeal.

As predicted by Litigation, the House of Lords last month unanimously ruled in favour of the occupier in Street v Mountford giving a kiss of death to exclusive possession licence agreements and, for good measure, a fatal peck to non-exclusive agreements.

As noted in the House of Lords» decision, this may well include property investors rather than owner - occupiers who might, originally, have been the target of the legislation.

«TCC claims 2.1 The following are examples of the types of claim which it may be appropriate to bring as TCC claims --(a) building or other construction disputes, including claims for the enforcement of the decisions of adjudicators under the Housing Grants, Construction and Regeneration Act 1996; (b) engineering disputes; (c) claims by and against engineers, architects, surveyors, accountants and other specialised advisers relating to the services they provide; (d) claims by and against local authorities relating to their statutory duties concerning the development of land or the construction of buildings; (e) claims relating to the design, supply and installation of computers, computer software and related network systems; (f) claims relating to the quality of goods sold or hired, and work done, materials supplied or services rendered; (g) claims between landlord and tenant for breach of a repairing covenant; (h) claims between neighbours, owners and occupiers of land in trespass, nuisance etc; (i) claims relating to the environment (for example, pollution cases); (j) claims arising out of fires; (k) claims involving taking of accounts where these are complicated; and (l) challenges to decisions of arbitrators in construction and engineering disputes including applications for permission to appeal and appeals.»

David now uses his advocacy skills as duty solicitor for occupiers facing eviction at Clerkenwell and Shoreditch County Court and the Stratford Housing Centre.

One of the descriptions of the occupation that was used in most media reports and quoted in the course of the judgment, referred, among other things, to the presence in the park of three yurts, large circular tent - like structures housing various services available to the occupiers.

In each case it is the wider public that pays the price: rent arrears and legal expenses are paid by other tenants; anti-social behaviour is endured by others in the neighbourhood and unauthorised occupiers reside at the expense of others in greater housing need.

In our research, families in social rented accommodation were not more likely than owner occupiers to move house.

I've been trying to pick up a fanne mae reo and have lost the last 2 houses I made offers on to owner occupier bids, 4 more my offer was never was looked at since it was outside the 15 day first look period.

I think that to qualify as an owner occupier, you would need to make that house your primary residence.

Craig has 20 years experience working with private capital including HNW Individuals and family offices, public companies, sovereign wealth funds, private equity houses, pension funds and corporate occupiers.

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