To better
your odds at getting approved, we suggest borrowers have sufficient income to support the loan they're seeking as well as several years of good credit history.
Not exact matches
Shop
at least three VA -
approved lenders to strengthen the
odds of
getting a better interest rate.
To improve your
odds of
getting approved, we recommend borrowers have credit scores of
at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.
We recommend borrowers have scores of
at least 660 with several years of credit history to increase their
odds of
getting approved.
In general, you should aim to be comfortably above the minimum threshold to qualify; that's to say if the minimum annual revenue required is $ 100,000, you should have
at least $ 120,000 to $ 150,000 to improve your
odds of
getting approved.
To improve your
odds of
getting approved, we recommend borrowers have credit scores of
at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.
Lenders are looking for borrowers whose debt to income ratio is below the 30 % mark so if you're spending more than a third of your income servicing debt each month, chipping away
at the balances can boost your
odds of
getting approved for a loan.
At the beginning I not sure if I will be able to
get the card because I only have 6 month with credit history and like 10 hard inquiry and my score is 677 so I think that my
odds are very low but I made the decision of take the risk and finally I
get approved for $ 1500, that was great and I'm very happy.
The mistake that students tend to make is applying for a bunch of cards all
at once to increase their
odds of
getting approved.
Shop
at least three VA -
approved lenders to strengthen the
odds of
getting a better interest rate.
Sometimes a decline is not really a decline — approval systems are automated, and the
odds are
at least 50 % that you can
get it
approved after an initial rejection if you call in to request a manual review.
It used to be that banks wouldn't receive notification of a hard pull in an instant so by applying for many cards
at the same time, you could increase the
odds of
getting approved since the bank wouldn't know you'd just applied for X amount of cards.