Scenario C: Siddhartha gets permanent total disability In the event
of accidental permanent total disability during the policy term, the policy will continue as a fully paid - up policy.
If all due premiums are paid, then, in case
of Accidental Permanent Total Disability of the Life Assured during the policy term, the policy will be converted to a fully paid - up policy and will continue to accrue all future GA, and Vested Bonus and Terminal Bonus, if any.
Not exact matches
Accidental Death benefit and
Accidental Total and
Permanent Disability benefit are the two inbuilt riders
of this plan.
Personal Accident Cover: Provides for a mandatory Personal Accident Cover for Owner for an amount
of 1 Lacs INR which covers
accidental death and
permanent total disability.
The SBI child plan has an inbuilt
Accidental Total and
Permanent Disability Rider and Waiver
of Premium Rider
There is an inbuilt
Accidental Total and
Permanent Disability Rider and Waiver
of Premium Rider under the SBI child plan providing an enhanced coverage
Accident Care is one
of the insurance plans provided by Star health which provides coverage against
accidental death,
permanent disability and temporary
total disablement.
•
Accidental Death Benefit •
Accidental Permanent Total / Partial
Disability Benefit • Family Income Benefit • Waiver
of premium Benefit • Critical Illness Benefit • Hospital cash Benefit
Apart from the premium waiver benefit,
accidental death benefit and
accidental total and
permanent disability benefit riders are the integral parts
of this child education plan.
A lump sum amount equal to
total Sum Insured is given to the family, in case
of accidental death or
permanent disability.
Family Transportation Benefit: Expenses against transportation
of family member in case
accidental death /
permanent total disability of the insured.
Provides the benefit
of waiver
of all future premiums payable under the base Life Insurance Policy on the earlier occurrence
of Untimely Death,
Accidental Permanent Total Disability or Critical Illness.
Provides the benefit
of waiver
of all future premiums payable Guarantees security
of income to the family on earlier occurrence
of untimely death,
accidental permanent total disability or critical illness.
Accidental Total and
Permanent Disability rider and Waiver
of Premium Rider is inbuilt in the plan for maximum protection
After the roll out
of new breed
of Rider benefits, now the «Waiver
of Premium» rider not only provides the benefit
of waiver
of all life insurance future premiums on the earlier occurrence
of untimely death or
accidental permanent total disability, but also waives
of premium on the first diagnosis
of a Critical Illness.
All future premiums are waived on
Accidental Total Permanent Disability (available under all options) and on diagnosis
of Critical Illness (available under 3D Life & 3D Life Long Protection options)
Some
of the available riders include
accidental death benefits, critical illness coverage,
permanent total disability benefits, and income benefits rider.
Apart from this, all future premiums are waived off in case
of total permanent accidental disability.
Along with this, a lump - sum benefit on death or diagnosis
of Terminal Illness is paid and all future premiums are waived off in case
of total permanent accidental disability.
You can customize your coverage by opting HDFC Life Income Benefit on
Accidental Disability Rider that offers monthly Income
of 1 %
of rider Sum Assured in the event
of Total Permanent Disability due to accident for a fixed period
of 10 years.
Additionally, you will receive waiver
of future premiums not only on
total permanent accidental disability but also on diagnosis
of 34 Critical Illnesses.
Edelweiss Tokio Life
Accidental Total & Permanent Disability riders: On account of a permanent accidental disability, the policyholder get paid a Lump Sum Benefit to overcome the financial
Accidental Total &
Permanent Disability riders: On account of a permanent accidental disability, the policyholder get paid a Lump Sum Benefit to overcome the financial h
Permanent Disability riders: On account of a permanent accidental disability, the policyholder get paid a Lump Sum Benefit to overcome the financial
Disability riders: On account
of a
permanent accidental disability, the policyholder get paid a Lump Sum Benefit to overcome the financial h
permanent accidental disability, the policyholder get paid a Lump Sum Benefit to overcome the financial
accidental disability, the policyholder get paid a Lump Sum Benefit to overcome the financial
disability, the policyholder get paid a Lump Sum Benefit to overcome the financial hindrance.
In case
of an
accidental total and
permanent disability or if the life assured is diagnosed with any
of the listed 12 critical illness, the future premium will be waived.
Benefit in case
of Death or
Accidental Total Permanent Disability — In the case
of Death or
Accidental Total Permanent Disability of the insured, the nominee starts receiving Guaranteed Monthly Income from the next month, and continues for the next 6, 8 or 12 years depending on the chosen option.
Bonuses — Any Simple Annual Reversionary Bonuses get accrued to your plan from the end
of the first year
of the policy and are eligible to be paid upon Maturity, Death or
Accidental Total Permanent Disability
In case
of an
accidental total and
permanent disability or if the life assured is diagnosed with any
of the listed 12 critical illnesses, the future premium will be waived.
Option
of three riders, Max Life Group
accidental death benefit premier rider, Max life group accelerated terminal illness rider, Max life group critical illness rider, Max life group
total and
permanent disability (accident) premier rider.
Edelweiss Tokio Life
Accidental Total & Permanent Disability Riders: In an unfortunate case of total and permanent disability, a lump sum is provided to the policyholder to cater financial n
Total &
Permanent Disability Riders: In an unfortunate case of total and permanent disability, a lump sum is provided to the policyholder to cater financi
Permanent Disability Riders: In an unfortunate case of total and permanent disability, a lump sum is provided to the policyholder to cater financ
Disability Riders: In an unfortunate case
of total and permanent disability, a lump sum is provided to the policyholder to cater financial n
total and
permanent disability, a lump sum is provided to the policyholder to cater financi
permanent disability, a lump sum is provided to the policyholder to cater financ
disability, a lump sum is provided to the policyholder to cater financial needs.
Edelweiss Tokio Life - Group
Accidental Total and Permanent Disability Rider provides you the full Rider sum assured in lumpsum, in the event of total and permanent disabi
Total and
Permanent Disability Rider provides you the full Rider sum assured in lumpsum, in the event of total and permanent di
Permanent Disability Rider provides you the full Rider sum assured in lumpsum, in the event of total and permanent d
Disability Rider provides you the full Rider sum assured in lumpsum, in the event
of total and permanent disabi
total and
permanent di
permanent disabilitydisability.
Edelweiss Tokio Life
Accidental Total & Permanent Disability Riders: The policyholder receives a lump sum in case of a permanent accidental d
Accidental Total &
Permanent Disability Riders: The policyholder receives a lump sum in case of a permanent accidental di
Permanent Disability Riders: The policyholder receives a lump sum in case of a permanent accidental d
Disability Riders: The policyholder receives a lump sum in case
of a
permanent accidental di
permanent accidental d
accidental disabilitydisability.
Apart from the premium waiver benefit,
accidental death benefit and
accidental total and
permanent disability benefit riders are the integral parts
of this child education program.
Future Generali Non Linked
Accidental Total & Permanent Disability Rider (UIN: 133B024V01) This add - on plan provides an additional insurance cover in case of total and permanent disability resulting from an acci
Total &
Permanent Disability Rider (UIN: 133B024V01) This add - on plan provides an additional insurance cover in case of total and permanent disability resulting from an
Permanent Disability Rider (UIN: 133B024V01) This add - on plan provides an additional insurance cover in case of total and permanent disability resulting from an
Disability Rider (UIN: 133B024V01) This add - on plan provides an additional insurance cover in case
of total and permanent disability resulting from an acci
total and
permanent disability resulting from an
permanent disability resulting from an
disability resulting from an accident.
All future premiums are waived on
accidental total permanent disability (available under all options) and on the diagnosis
of critical illness (available under 3d life & 3d lifelong protection options).
Reliance Nippon Life
Accidental Death and
Total and
Permanent Disablement Rider (Limited Premium): Provides an additional death /
disability benefit if death /
disability occurs directly as a result
of an accident.
The death benefit, acceleration
of death benefit on terminal illness and waiver
of premium on
accidental total permanent disability benefit is provided under all the variants.
Edelweiss Tokio Life - Waiver
of Premium Rider provides you protection in case
of critical illness or
accidental total and
permanent disability.
So, on the occurrence
of an
Accidental Total Permanent Disability of the Life Assured the remaining premiums under this term plan would be waived off, while the other insurance benefits will continue.
Personal Accident - Compensation paid in case
of accidental death or
permanent total disability.
Accidental Death and Permanent Total Disability Common Carrier: The sum insured as specified is paid by the company along with sum insured for Personal Accident section, if the individual undergoes accidental Bodily Injury during the course of the journey subject to the injury resulting in death or permanent total d
Accidental Death and
Permanent Total Disability Common Carrier: The sum insured as specified is paid by the company along with sum insured for Personal Accident section, if the individual undergoes accidental Bodily Injury during the course of the journey subject to the injury resulting in death or permanent total di
Permanent Total Disability Common Carrier: The sum insured as specified is paid by the company along with sum insured for Personal Accident section, if the individual undergoes accidental Bodily Injury during the course of the journey subject to the injury resulting in death or permanent total disabi
Total Disability Common Carrier: The sum insured as specified is paid by the company along with sum insured for Personal Accident section, if the individual undergoes accidental Bodily Injury during the course of the journey subject to the injury resulting in death or permanent total d
Disability Common Carrier: The sum insured as specified is paid by the company along with sum insured for Personal Accident section, if the individual undergoes
accidental Bodily Injury during the course of the journey subject to the injury resulting in death or permanent total d
accidental Bodily Injury during the course
of the journey subject to the injury resulting in death or
permanent total di
permanent total disabi
total disabilitydisability.
The term plan provides life cover combined with benefits on
accidental death,
accidental total permanent disability and critical illnesses and benefit
of Waiver
of Premium, depending on the variant opted by you.
Bajaj Allianz ULIP
Accidental Permanent Total / Partial
Disability Benefit Rider provides the benefit
of additional rider sum assured in case
of unfortunate
Permanent Disability due to an accident.
In the event
of accidental total permanent disability, all the future premium payments are waived off.
Also an economical way to protect the member's family from the burden
of repayment
of any loan in case
of death or
accidental permanent total disability or critical illness
of the member.
If
Accidental Permanent Total Disability Benefit has already triggered, on death
of the life assured, death benefit will be paid.
Children's Education benefit in case
of Accidental death /
Permanent total disability of the policyholder.
Bajaj Allianz Life Group
Accidental Permanent Total / Partial
Disability Benefit Rider provides coverage to your member in case
of any unfortunate
Accidental Permanent Total or Partial
Disability.
Under the
Accidental Total and
Permanent Disability benefit, 10 % of the sum assured is paid every year for the benefit payout term which is lower of 10 years or term end of one year form the date of d
Disability benefit, 10 %
of the sum assured is paid every year for the benefit payout term which is lower
of 10 years or term end
of one year form the date
of disabilitydisability.
Bajaj Allianz Family Income Benefit Rider provides the benefit
of 1 %
of the Rider Sum Assured, payable monthly in case
of first occurrence
of death,
accidental permanent total disability or first diagnosis
of any
of the specified 11 critical illness.
Shield - The variant Shield provides life coverage plus waiver
of premium benefit to the insured in case
of accidental total permanent disability.
In addition to offering such basic benefits as
accidental death and
permanent partial /
total disability coverage, various group accident covers offer an option to choose additional benefits for all or selected members
of the group.