Sentences with phrase «of guaranteed annual income»

The last installment of Guaranteed Annual Income is paid along with the maturity benefit under the plan.

On maturity 25 % of actual Sum Assured along with the last instalment of the Guaranteed Annual Income is paid

For the better part of the last 20 years, the idea of a guaranteed annual income (GAI), a government funded unconditional annual income floor below which no family or individual can fall, has been met with ridicule, dismissal, silence and, more often than not, legislation -LSB-...]

Budget 2016 lacked a food rebate and there was no discussion of a Guaranteed Annual Income, but it did provide a tariff cut for agri - food inputs, which was absent from everyone's radar.

Not exact matches

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Guaranteed - income schemes can take various forms, but in its simplest the government sends every citizen an annual check in an amount sufficient to keep the wolf from the door when misfortune strikes but not large enough to satisfy anyone's idea of a good life.

The crisis may also mark an end to the notion that «investing» means guaranteed annual double - digit returns (far in excess of income growth) without having to do any real work.

There were hundreds of speakers at this yearâ $ ™ s CEA conference in Ottawa. About a dozen of these were designated â $ œSpecial Lectures / Confà © rences spà © cialesâ $ and among them were Jack Mintz on â $ œThe GST After Twenty Yearsâ $, Don Drummond on productivity and Evelyn Forget on â $ œThe Town With No Poverty:  the health effects of the MINCOME guaranteed annual income experiment.â $

Monthly guaranteed income is the most important single trait that aging baby boomers look for in a retirement investment, ranked No. 1 or No. 2 by 41 % of participants in the latest annual survey of retirement expectations and preparedness conducted...

We also have a modern - day version of a guaranteed income: the state of Alaska distributes an annual dividend to every Alaskan.

According to Morningstar Annuity Research Center, variable annuity annual fees range widely, from 0.10 % to 2.25 %, with an industry average of 1.25 %.4, 5 Of course, you will pay more if you need to address a specific risk with a guarantee, such as a guaranteed living benefit, which provides income or asset protection from down marketof 1.25 %.4, 5 Of course, you will pay more if you need to address a specific risk with a guarantee, such as a guaranteed living benefit, which provides income or asset protection from down marketOf course, you will pay more if you need to address a specific risk with a guarantee, such as a guaranteed living benefit, which provides income or asset protection from down markets.

Key policies include introducing a Guaranteed Annual Income; ensuring universal access to quality childcare and early childhood education; cutting debt for post-secondary students; honouring the Kelowna Accord with Aboriginals; expanding the rights of gay, lesbian, bisexual, and transsexual Canadians; and easing the income support levels required for immigrant family sponsoIncome; ensuring universal access to quality childcare and early childhood education; cutting debt for post-secondary students; honouring the Kelowna Accord with Aboriginals; expanding the rights of gay, lesbian, bisexual, and transsexual Canadians; and easing the income support levels required for immigrant family sponsoincome support levels required for immigrant family sponsorship.

Posted by Nick Falvo under aboriginal peoples, Alberta, Employment Insurance, fiscal federalism, gender critique, guaranteed annual income, income, income support, Indigenous people, inequality, labour market, Old Age Security, Ontario, poverty, progressive economic strategies, Role of government, social policy, unemployment.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Some critics claim that a guaranteed annual income would destroy motivation, corrupt character, and create an army of welfare loafers.

Schemes may go under the heading of Negative Income Tax or Guaranteed Annual Income.

Guaranteed annual zillions in direct income dollars:) Actually I have no idea who runs the club but one thing they seem to all agree on is that paying the management and players vast incomes is paramount but winning the EPL let alone the ECL is of minor import

Wooden said the Hartsing family would be guaranteed a minimum annual income of $ 100,000 a year.

There is an annual fee to cover the cost of providing the guarantee equal to 1 % of the Personal Income BenefitSM account value.

* Early withdrawal from the Personal Income BenefitSM account value or withdrawals from the Personal Income BenefitSM account value that exceed the Guaranteed Annual Withdrawal Amount may significantly reduce or eliminate the value of the Personal Income Benefit withdrawal.

Early withdrawals from the Personal Income BenefitSM account value or withdrawals from the Personal Income BenefitSM account value that exceed the Guaranteed Annual Withdrawal Amount may significantly reduce or eliminate the value of the Personal Income BenefitSM.

There is an annual fee that covers the cost of providing the guarantee equal to 1 % of the participant's Personal Income Benefit account value.

Depending on the type of annuity, this is done by guaranteeing a minimum annual return or minimum level of income, regardless of market performance, or by cushioning the account value from a portion of market declines.

Together, the figures from those three categories — guaranteed income plus Social Security, withdrawals from savings and investments, and payments from other income sources — will help provide an approximation of total annual retirement income.

• The following are included in annual income to qualify for an RHS guaranteed loan: − Gross amount of wages, salaries, overtime pay, commissions, fees, tips, bonuses and other compensation for personal services of all adult members of the household − Net income from the operation of a farm, business or profession, interest, dividends and other net income of any kind from real or personal property − Payments from social security, annuities, insurance policies, pensions, unemployment, workers compensation, alimony and / or child support and other types of periodic receipts.

A typical non-contributory plan might offer a guaranteed 3 % of employer contribution while a contributory plan might match 100 % of employee contributions, up to a maximum of 6 % of annual income, says Melanie Jeannotte, the managing partner at Vital Benefits, a Calgary - based benefits consulting firm.

If you put $ 1 million into a guaranteed product at 65, you might be guaranteed an annual income of $ 50,000.

If they can stick to the plan, their retirement savings will be on track to guarantee them an annual after - tax income (including government pensions) of about $ 45,000 a year until age 90.

Richard Nixon unsuccessfully tried to pass a version of Friedman's plan a few years later, and his Democratic opponent in the 1972 presidential election, George McGovern, also suggested a guaranteed annual income.

But, one of the features I selected for the policy was an annual «future income option», guaranteeing I could buy more coverage (without any further medical) as my income would increase.

Portfolio Strategies A Pseudo-Life Annuity: Guaranteed Annual Income for 35 Years Investors can virtually guarantee a lifetime stream of income for their retirement years by creating a ladder of zero - coupon Treasury Income for 35 Years Investors can virtually guarantee a lifetime stream of income for their retirement years by creating a ladder of zero - coupon Treasury income for their retirement years by creating a ladder of zero - coupon Treasury bonds.

Most of these co-branded credit cards come with an annual fee, which banks can see as a guaranteed revenue stream for loyal customers with higher - than - average income.

These are properties where the developer offers guaranteed rental income for the first 24 - 36 months that begins immediately at a specified annual rate of return.

On a societal basis the costs of not providing a guaranteed annual income maybe much greater than doing so however you are right John I think these concepts have not been seriously debated since I was an idealistic teen many many years ago.

Personally, I am in favour of scrapping most or all of these privatised social safety nets in favour of a guaranteed annual minimum income, though even that will not likely solve the problem of housing by itself.

It could be because of our insistence on the American Dream and the ideal of people pulling themselves up by their bootstraps or the aversion many people have to the support systems we already have in place or the tax implications a UBI system would have (more on that later), but the closest we've gotten is Richard Nixon's guaranteed annual income proposal in the 1970s, which was still a means - tested program, and which was passed in the House of Representatives but killed in the Senate.

You can take a portion of your retirement savings at that time and put it into an LIA, which will guarantee you an annual income from age 85 onward.

To estimate the amount of coverage you'll need for universal life insurance, begin with an approximate annual income you want to guarantee your spouse.

Target Group For customers who are looking for a tax saving life insurance plan which guarantees Double Returns over the payout period in the form of monthly / annual stream of income.

GSV = GSV Factor * annual premiums less the Guaranteed Monthly Income already paid + GSV of accrued Bonuses

Economical and futuristic, this plan can be bought from new born child (zero age) wherein the parents need to pay the premium only for 15 years of age and from then till the age of 85 years; the child receives life cover along with guaranteed annual income.

The Guaranteed Annual Income is paid as a % of Sum Assured and depends on the option chosen and the Premium range.

3 types of Guaranteed payouts options a) Monthly Income (as opted) b) Annual Income - 5 times of monthly income at the end of each policy year of payout period, c) 40 times / 70 times of monthly income as Guaranteed Maturity BeIncome (as opted) b) Annual Income - 5 times of monthly income at the end of each policy year of payout period, c) 40 times / 70 times of monthly income as Guaranteed Maturity BeIncome - 5 times of monthly income at the end of each policy year of payout period, c) 40 times / 70 times of monthly income as Guaranteed Maturity Beincome at the end of each policy year of payout period, c) 40 times / 70 times of monthly income as Guaranteed Maturity Beincome as Guaranteed Maturity Benefit.

Pure Income Benefit Option: If the life insured survives during the benefit payout period (starts immediately after completion of the premium payment term till maturity of the policy), he / she will receive Annual Guaranteed Income, Special Additional Bonus, & Simple Reversionary Bonus.

Edelweiss Tokio Life — Guaranteed Income Plan is a non-participating, non-linked, regular pay endowment assurance plan that ensures guaranteed annual income for 15 years after maturity of the po...Guaranteed Income Plan is a non-participating, non-linked, regular pay endowment assurance plan that ensures guaranteed annual income for 15 years after maturity of the po... ReaIncome Plan is a non-participating, non-linked, regular pay endowment assurance plan that ensures guaranteed annual income for 15 years after maturity of the po...guaranteed annual income for 15 years after maturity of the po... Reaincome for 15 years after maturity of the po... Read more

For Option A, you will receive Guaranteed Annual Income (GAI) from the end of the 16th policy year and it is paid every year for 20 years till death or maturity, whichever is earlier.

This plan provides the guaranteed annual income that ensures regular in - flow of funds.

Incomesurance Guaranteed Money Back plan is a plan which ensures guaranteed income that enables you to attain a peace of mind and be assured about a safe financial future.The plan offers limited premium payment for 7 years and get life cover for 14 years.The plan offers guaranteed annual payouts irrespective of the market vGuaranteed Money Back plan is a plan which ensures guaranteed income that enables you to attain a peace of mind and be assured about a safe financial future.The plan offers limited premium payment for 7 years and get life cover for 14 years.The plan offers guaranteed annual payouts irrespective of the market vguaranteed income that enables you to attain a peace of mind and be assured about a safe financial future.The plan offers limited premium payment for 7 years and get life cover for 14 years.The plan offers guaranteed annual payouts irrespective of the market vguaranteed annual payouts irrespective of the market volatility.