Sentences with phrase «of a consumer proposal administrator»

A consumer proposal in Ontario is a legally binding, negotiated debt settlement made between you and your creditors with the assistance of a consumer proposal administrator.

A consumer proposal is a legally binding arrangement made through the Bankruptcy & Insolvency Act with the assistance of a consumer proposal administrator.

When you file a consumer proposal there will be a note in the Legal Items section of your credit report that notes the date of filing, and the name of your consumer proposal administrator.

Doug is the co-founder of Hoyes, Michalos & Associates Inc., the largest independent firm of consumer proposal administrators in Canada.

Not exact matches

Your LIT or consumer proposal administrator is paid out of the amount you agree to pay your creditors.

Licensed by the federal government of Canada, the following bankruptcy Alberta trustees and consumer proposal administrators offer free initial consultations in 26 locations throughout Alberta.

Ted is our co-founder and is a Chartered Professional Accountant, certified Insolvency Counsellor, Licensed Insolvency Trustee, Consumer Proposal Administrator, and the President of Hoyes, Michalos & Associates Inc..

To discover for yourself whether a consumer proposal makes sense for you, contact any of our administrator for more information.

If accepted, you make payments to Hoyes, Michalos (the Consumer Proposal Administrator) who in turn makes payments to the creditors according to the terms of the consumer pConsumer Proposal Administrator) who in turn makes payments to the creditors according to the terms of the consumer pProposal Administrator) who in turn makes payments to the creditors according to the terms of the consumer pconsumer proposalproposal.

In your consumer proposal, you may be making payments to the administrator of $ 400 per month for 50 months, for a total of $ 20,000.

In this video, Doug Hoyes, Bankruptcy Trustee and Consumer Proposal Administrator explains why a consumer proposal is one of the best choices to eliminate overwhelminConsumer Proposal Administrator explains why a consumer proposal is one of the best choices to eliminate overwhelminProposal Administrator explains why a consumer proposal is one of the best choices to eliminate overwhelminconsumer proposal is one of the best choices to eliminate overwhelminproposal is one of the best choices to eliminate overwhelming debts.

Scott Schaefer is a Chartered Professional Accountant, Licensed Insolvency Trustee and Consumer Proposal Administrator working out of our Kitchener and Stratford offices.

An administrator of consumer proposals is a trustee in bankruptcy or a person appointed by the Superintendent of Bankruptcy to administer consumer proposals.

I explained that no, as consumer proposals administrators, we are licensed by the Office of the Superintendent of Bankruptcy.

To the best of my knowledge, the government has not issued any consumer proposal administrator licences in Canada outside...

LIT's are licensed by the federal government to act as administrators of consumer proposals and bankruptcies.

In a consumer proposal you repay your creditors through a negotiated, legal, debt settlement administered by a consumer proposal administrator At Hoyes Michalos, we know how to balance what the creditors are looking for in terms of recovery while ensuring that what you offer fits within your budget.

When you file a consumer proposal, you are commencing a legal procedure, and it is important that you read carefully and understand all of the documents that the administrator asks you to sign.

(4) Any creditor may respond to a consumer proposal by filing with the administrator a proof of claim in the manner provided for in

Billy is now the Licensed Insolvency Trustee and Consumer Proposal Administrator in charge of our Hamilton and Burlington offices.

As part of your debt assessment, your Hoyes Michalos Consumer Proposal Administrator will calculate any equity (or value) you have in your house, car or investments, and will ensure that the proposal you offer will be greater than the value of thoseProposal Administrator will calculate any equity (or value) you have in your house, car or investments, and will ensure that the proposal you offer will be greater than the value of thoseproposal you offer will be greater than the value of those assets.

I believe consumers should be aware of all of their debt management options, and therefore I believe that debt settlement companies, credit counsellors, bankers, lawyers, accountants, consumer proposal administrators and bankruptcy trustees all have a role to play in helping residents of Ontario deal with their debt problems.

If you are having financial difficulties because of payday loans or are interested in finding out more about consumer proposals, please e-mail a consumer proposal administrator for a free, confidential consultation.

45 days after the filing of your proposal, your Consumer Proposal Administrator counts the votes received for and against your pproposal, your Consumer Proposal Administrator counts the votes received for and against your pProposal Administrator counts the votes received for and against your proposalproposal.

Upon successful completion of your proposal, your Consumer Proposal Administrator will issue you a Certificate of Comproposal, your Consumer Proposal Administrator will issue you a Certificate of ComProposal Administrator will issue you a Certificate of Completion.

Joel Sandwith is a Consumer Proposal Administrator and Licensed Insolvency Trustee with Hoyes, Michalos & Associates Inc., one of Ontario's largest personal insolvency firms.

Sands & Associates, BC's largest firm of licensed Trustees in bankruptcy and consumer proposal administrators, today released results of a study offering insight into BC's soaring consumer debt levels.

Guest commentary by Billy Martell, Bankruptcy Trustee and Consumer Proposal Administrator, Hamilton, Ontario Embarrassment is a common feeling a lot of people experience when talking about or dealing with their debt.

The consumer proposal administrators on our site have an excellent track record of negotiating successful proposal terms that work for both the debtor and the creditors.

Instead of doing their own negotiating, they now advertise consumer proposals and charge fees to «process your paperwork» and «work on your behalf» only to refer you to a licensed Consumer Proposal Adminiconsumer proposals and charge fees to «process your paperwork» and «work on your behalf» only to refer you to a licensed Consumer Proposal AdminiConsumer Proposal Administrator.

So, a consumer proposal fundamentally is where we're acting as the administrator, the truest, the licensed trustee is acting as the administrator of the proposal.

Instead, you receive a Certificate of Completion from your consumer proposal administrator.

A Consumer Proposal Administrator is required by law to discuss all of these alternatives with you.

The good news is that the administrator will work with you to insure that these rules are kept — it's part of the service they provide when you file a consumer proposal.

A settlement agreement via a consumer proposal, filed through a licensed trustee, provides the creditor protection you need while you work out a plan with your consumer proposal administrator to not only combine all of your debts into one, affordable payment, but fully settle those debts for less than you owe.

November 5th, 2012 (Vancouver, B.C.)-- Sands & Associates, B.C.'s largest firm of licensed trustees and proposal administrators announces the results of its first annual BC Consumer Debt Study, profiling trends and key information regarding the consumer debt levels of British Columbians, specifically from markets throughout Vancouver and the FraserConsumer Debt Study, profiling trends and key information regarding the consumer debt levels of British Columbians, specifically from markets throughout Vancouver and the Fraserconsumer debt levels of British Columbians, specifically from markets throughout Vancouver and the Fraser Valley.

You may want to contact a Bankruptcy Trustee or Consumer Proposal Administrator who will help assess the debt issues to determine the best course of action for each individual based on their income situation after the separation.