Sentences with phrase «of a balance transfer offer if»

Not exact matches

If you're thinking of consolidating credit card debt with a zero - percent balance transfer offer, for example, «scrutinize these deals carefully,» McClary said.

If you're looking for a balance transfer card and you have hefty balances to transfer, you might prefer the Chase Slate ® card, which offers a fee - free transfer if you complete within 60 days of opening an accounIf you're looking for a balance transfer card and you have hefty balances to transfer, you might prefer the Chase Slate ® card, which offers a fee - free transfer if you complete within 60 days of opening an accounif you complete within 60 days of opening an account.

If you think you'll need more than 15 months to pay off the debt you transfer, compare the cost of paying a balance transfer fee to the savings from a longer period that other cards may offer.

If you need longer than 15 months to pay off a balance, you might consider the Discover it ® — 18 Month Balance Transfer Offer, which offers 18 months interest free on balance transfers and six months of zero interest on purchases (then, 13.49 % - 24.49 % Varbalance, you might consider the Discover it ® — 18 Month Balance Transfer Offer, which offers 18 months interest free on balance transfers and six months of zero interest on purchases (then, 13.49 % - 24.49 % VarBalance Transfer Offer, which offers 18 months interest free on balance transfers and six months of zero interest on purchases (then, 13.49 % - 24.49 % Varbalance transfers and six months of zero interest on purchases (then, 13.49 % - 24.49 % Variable).

If your current card doesn't offer you a credit score or you're looking to take advantage of a balance transfer with a 0 % promotional APR, here are Wise Bread's recommendations on best credit cards that offer credit scores.

While it is always a best practice to pay your credit card off in full each month, if you do get stuck in a pinch some travel credit cards offer 0 % introductory APR on balance transfers to qualifying cardholders for a set period of time.

If you can find a card that gives you 0 % APR on balance transfers, take advantage of the offer.

Therefore, if you're looking to get rid of old debt, we recommend the Discover it ® — 18 Month Balance Transfer Offer.

Although a 0 on balance transfer card is not available in plenty and also not to all people, if you can avail of this offer, be sure to do so.

If you have existing credit card debt, the Discover it ® — 18 Month Balance Transfer Offer is the Discover card best suited to get you out of that bind.

The only way we would recommend the Discover it ® chrome over the Discover it ® — 18 Month Balance Transfer Offer is if you don't shop at any of the 5 % - bonus categories.

It is important to understand if they are offering the zero percent on balance transfers only for a certain amount of time or if it is for the entire duration of the balance transfer.

If you qualify and are approved for an eligible card, you can receive 0 % interest for up to 10 statement periods from the date of application on any balances transferred (the «Offer») if the below criteria are meIf you qualify and are approved for an eligible card, you can receive 0 % interest for up to 10 statement periods from the date of application on any balances transferred (the «Offer») if the below criteria are meif the below criteria are met:

If you do not pay your minimum payment by the payment due date in any month during the promotional period, you will lose the benefit of this promotional interest rate offer and, effective the first day of the next monthly statement period, the regular annual interest rate for cash advances will apply to any remaining balance transfer amounts.

The balance transfer fee is typically a percentage of the amount of each transfer, so be sure to review the terms of the offer to help you determine if transferring a balance makes financial sense for you.

If a new credit card is on your holiday shopping list, take advantage of our great 4.95 % introductory offer on purchases and balances transfers.

If this is a credit card balance you are trying to pay off, you could look at one of the 0 % balance transfer offers.

My question is: if I found a bank that was offering either a balance transfer or a credit card, for let's say $ 5,000 at 0 % for 18 months, is there a way I can take all of that money and put it in a low risk investment for a year or so to make some extra income?

For example, if you have an existing balance of $ 4,000 on a high - interest credit card (like 26.49 %), you may be able to move the balance owed to a balance transfer credit card offering low or zero interest rate for a specified period.

Also, bear in mind that if you want to benefit from the offer, transfer balances within the first four months of account opening.

This balance transfer promotional offer lasts 15 months and charges neither interest nor balance transfer fees if you transfer balances within the first 2 months of account opening.

If you can find a credit card with low - interest rates offered for a period of time in which you could pay your balance, little to no balance transfers fees, and a credit limit high enough to accommodate your balances, then a balance transfer may be beneficial.

If you mean to move over a large balance, you may want to consider opting for the Chase Slate ®, which comes with an introductory offer of an 0 % balance transfer fee for the first 60 days the account is opened.

If you accept this offer and do not pay off your entire balance each statement period (including the amount of the balance transfer or cash advance), you will not be eligible for the grace period for new purchases.

If you have a good credit score, you may be eligible for credit cards that have introductory offers of 0 % APR on balance transfers.

If you need to transfer a balance to a 0 % intro APR, look at the length of the offer, and see if you can pay off the debt before the offer endIf you need to transfer a balance to a 0 % intro APR, look at the length of the offer, and see if you can pay off the debt before the offer endif you can pay off the debt before the offer ends.

Hi Steve, the balance transfer offers actually say the promotional rate may end if the account is closed for any reason, and the cardmember agreement says they may require repayment of the full outstanding balance by a specified date if the account is closed, so it doesn't matter, I just opened a new credit card account at another bank and I am now prepared to refinance the Chase balance with another bank if Chase raises my rate, insists on charging its fee, increases my minimum payment, or closes my account and demands immediate repayment.

When considering balance transfer offers, reading all of the details (even if you need a microscope) can prevent costly misunderstandings.

However, if you are currently paying high rates of interest with other cards, but a new card offers you a balance transfer at a great rate, why wouldn't you want to take advantage of the lower rate and possibly paying off your debt faster?

If you are consolidating credit accounts, you would choose a Citi card that offers free balance transfers and / or a 6 - 9 month period of time where 0 percent interest is charged on transferred balances.

If you can transfer credit card balances to a card with low interest rates or 0 % APR, then you should take full advantage of this and repay as much of your debts as you can before the introductory offer ends.

If you pay only the minimum due each month after taking advantage of a zero percent balance transfer offer, but you have another balance on the card with a higher APR, you may be surprised to find that your balance doesn't go down as fast as you expected.

If you are not familiar with the term, then what people like myself do with 0 % balance transfer (BT) is that we apply for a credit card that offers 0 % introductory APR for a period of time, then either transfer balances from high APR cards to the 0 % APR card to save on interests, or simply deposit the money to a high - yield savings account like FNBO Direct to pocket the interests and pay off the remaining balance when the offer is due.

Before you take advantage of one of the balance transfer offers, call your bank and see if they are willing to make you an APR reduction offer.

Some cards also offer a 0 % Introductory APR on balance transfers for a specified period of time, rewards, a rewards bonus offer if you qualify and if you meet the spend requirements or a variety of other perks.

And if you need to transfer a high interest balance, the Chase Slate ® Credit Card has one of the better introductory balance transfer offers available.

If you're looking at taking advantage of an introductory APR offer to save on both new purchases and balance transfers, be sure to read the terms of the offer carefully.

So before making a balance transfer make sure you are familiar with how much the penalty Apr. will be, because if you will end up being late (it happens to the best of us) not only will you be losing the intro 0 % Apr. offer, but you may end up paying more interest now than what you were paying before you made the balance transfer.

If you're planning on transferring a balance, the BankAmericard ® credit card is offering a $ 0 Introductory balance transfer fee during the first 60 days of account opening.

So if your balance transfer card offers your 24 months at 0 % interest, then you want to make sure that you have paid as much as possible, if not all, of your debt before it finishes and the high interest kicks in.

If you're looking to make a large purchase instead of a balance transfer, other cards offer longer term 0 % APR for purchases.

The latest Slate offering also has one great feature: you'll pay no balance transfer fee if you transfer your balance within the first 30 days of account open.

If your credit cards offer no - fee balance transfers with a lower interest rate, consider transferring some of your high interest debts to these low interest cards.

If you need more time to pay off debt, then the Citi ® Diamond Preferred ® Card is a better choice, due to the introductory offer of 0 % APR on balance transfers for 21 months.

If you don't think the 15 billing cycles of 0 % interest on balance transfers offered by the BankAmericard ® Credit Card is enough, we recommend considering the Citi Simplicity ® Card - No Late Fees Ever instead.

If you're in need of a long balance transfer offer or are thinking of making a big purchase soon and can take advantage of 18 interest - free months, consider the Citi ® Diamond Preferred ® Card.

It's important to note that if your credit score is less than good, you may want to consider waiting until it improves before applying for any new credit cards so you can take advantage of a credit card that offers a rewards program or offers an introductory APR for purchases and / or balance transfers.

You might want to mention that you're considering transferring your balance to another card issuer because of a 0 % balance transfer offer, and see if they're willing to give you a deal to keep you as a customer.

With their promotional offer of 0 % interest on balance transfers for 14 months (Discover It) or 18 months (Citi Simplicity), you get at least a year to pay down your debt and — if you have hefty balances to begin with — you could save big bucks in the long run in interest charges.

If they don't offer you something that's in the ballpark of your balance transfer offer, then bid them goodbye and complete the balance transfer.