Sentences with phrase «of a basic policy»

Beyond liability coverages, some states require that you purchase other types of coverages as part of your basic policy.

The value of your belongings exceeds the category coverage limits of your basic policy.

This type of insurance is often added as an extension of a basic policy.

As most of these basic policies have limits on liability claims, an umbrella policy can help pay for costs that exceed those ceilings.

If I die on the job in an accident, my beneficiary gets an additional $ 500,000 on top of the basic policy.

On your tour of your hospital or birth center, you'll probably visit labor and recovery rooms and the nursery, as well as get an overview of basic policies.

Not surprisingly, the average cost of the basic policies was lower that the average cost of the more comprehensive plans.

The average price of a basic policy is about fifteen dollars a month.

Become familiar with the natural dangers your home may face, and take steps to get the right kind of coverages you need if they are not part of your basic policy.

Although these minimums may seem high, a serious collision, especially one that involves injuries, has the potential to go well beyond the coverage limits of a basic policy.

As most of these basic policies have limits on liability claims, an umbrella policy can help pay for costs that exceed those ceilings.

The residual liability insurance portion of a basic policy — also referred to as bodily injury and property damage liability — is designed to pay for other people's injuries or property damage when the policyholder is responsible for the accident, but only under certain circumstances.

However, on surrender of the basic policy to which this rider is attached, provided all the due premiums in respect of this rider have been paid, additional rider premium charged in respect of cover after PPT shall be refunded as follows:

Maximum Age of Entry: Any time during the subsistence of the basic policy but not later than 70 years of age

Some will be part of a basic policy while some may be optional coverage you can choose to add:

Although these state - required minimums may seem high, a major collision, particularly one that involves injuries or fatalities, has the potential to accrue costs that are far greater than the coverage limits of a basic policy.

Frozen or ruptured pipes, clogged sinks and toilets caused by accidental or unexpected malfunctions are all part of our basic policy coverage.

Consider this an extension of the basic policy «no means no.»

Other drivers in Maple Grove, however, will want to purchase additional coverage such as collision and comprehensive coverage on top of their basic policy.

«It is part of our basic policy.

All of this is part of the basic policy, and quite affordable.

An umbrella policy provides additional coverage or «excess liability» above the limits of your basic policies.

Now that you understand some of the basic policy types, you can talk to your financial planner or life insurance agent when shopping for life insurance and they should be able to explain everything so that you can make a well informed decision of the best type of policy for you and what strategy to use when buying life insurance.

An umbrella policy provides additional coverage or «excess liability» above the limits of your basic policies.

Think about liability coverage as a safety net or extra liability insurance that starts paying losses after you've reached the limits of your basic policy.

When added on to one of your basic policies, you may not notice a difference at all!

For example, landlord liability insurance may be a part of the basic policy or may be an add - on.

Earthquake and flood insurance are not part of the basic policy, but can be purchased separately.

Though the minimums may seem high, a serious collision has the potential to go beyond the coverage limits of a basic policy, and if this happens, you will be responsible for the excess costs.

Your provider may automatically include other coverage options as part of a basic policy.

By adding some additional covers, such as top - up plan, removal of cap on room rent, or doctor's fee, you can enhance the coverage of your basic policy

Usually they cost 5 to 10 % of the basic policy.

Your Boston mobile home insurance carrier may cover weather - related damage as part of a basic policy, or may require you to purchase separate riders, or endorsements, to cover specific weather events.

All of this is part of the basic policy, and quite affordable.

Most homeowners coverage provides North Carolina tornado insurance as part of the basic policy.

Keep in mind that not all renters insurance companies will offer liability coverage as part of a basic policy, but many of them do.

Although these required minimums may seem high, a major collision that involves debilitating injuries or fatalities has the potential to go well beyond the coverage limits of a basic policy.

Although the Texas - required minimums may seem high, a major collision, particularly one that involves injuries or fatalities, has the potential to accumulate costs that are far greater than the coverage limits of a basic policy.