A landlord insurance policy will cover your liability expenses as well as any court costs and legal fees you may accrue as the
result of a covered incident.
While most homeowner and renter's insurance policies protect against natural disasters like fire, wind damage, hail and other perils, flood insurance doesn't fall under the
list of covered incidents.
Typically, liability coverage helps protect you, as the driver or policyholder, if you're at fault for an accident and you hurt someone or damage someone's property as
part of a covered incident, according to the III.
While incidents that are covered may be broad, and may differ among policies, the following are common
types of covered incidents:
The personal property protection included in Arlington renters insurance covers loss of property due to any
number of covered incidents.
Flood Insurance While most homeowner and renter's insurance policies protect against natural disasters like fire, wind damage, hail and other perils, flood insurance doesn't fall under the
list of covered incidents.
If the car is being rented as a result
of a covered incident, your insurance policy may specify that a rental car is covered automatically as a function of the claim settlement.