The three numbers represent minimum coverage levels for the three parts
of a liability policy for your car.
Certain dogs like Pit Bulls and Rottweilers will not be covered by homeowners insurance companies, and because dog bites are common, you should have some sort
of liability policy for your pet.
Patent infringement insurance is more
of a liability policy for manufacturers.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences
for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product
liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Your home and auto
policies already offer some form
of liability coverage in the event you're sued
for bodily injury or property damage.
* Correction: The original version
of this story said Airbnb offers secondary
liability insurance
for homeowners whose
policies don't cover commercial activity.
In general, its safety
policies are meager in the extreme: The company offers
liability insurance
for landlords and homeowners *; it offers free smoke and carbon monoxide detectors to hosts in the U.S.; after the death
of Stone's father, it began requiring new hosts to view safety tips during onboarding.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities
for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown
liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
For this reason, the standard amount
of liability protection in most insurance
policies might not be adequate.
The quotes are based on a basic
liability protection
policy for the 2011 Toyota Camry across 12 insurers, including both national (such as GEICO and State Farm) and regional (such as Western National Insurance and Farmers Mutual
of Nebraska) companies.
Excess
liability protection is usually in the form
of combined single limits, which doesn't set aside a set amount
for bodily injury or property damage that the standard auto
policy does.
Evidently finding a way to close down the legal
liabilities and / or engineer consent from users to that degree
of murky privacy intrusion — involving pools
of aggregated personal data gathered by goodness knows who, how, where or when — was a bridge too far
for the company's army
of legal and
policy staffers.
The
policy includes coverage
for the structure
of your home, which includes your exterior walls, roof and frame; your belongings, including electronics and computers;
liability protection; and loss
of use coverage.
Social Media Success
Policy Template The hyper - speed and incredible reach
of modern social media makes
for uncharted territory that many companies are still floundering with, when it comes to what can and can not be said to avoid legal
liabilities, how to handle a crisis in the public eye, and standard procedures and guidelines
for creating the kind
of culture you want on all your social channels.
The Company will account
for the transaction by using its historical information and accounting
policies and adding the assets and
liabilities of Streetcar as
of the acquisition date at their respective fair values.
We urge you to review the privacy, security, terms
of use and other
policies of each site you visit, as we have no control over and assume no responsibility or
liability for them.
Mr. Schäuble, a member
of Ms. Merkel's conservative Christian Democratic Union, told The Wall Street Journal last week that «as soon as we have a joint EU fiscal
policy, we can consider joint
liability»
for governments» borrowing.
Liability coverage is a core party
of every condo insurance
policy, as it is
for homeowners and renters insurance, as accidents happen.
Some members
of the Fed's search committee saw only one potential
liability for Mr. Dudley: his years at Goldman Sachs, whose alumni include the former Treasury secretary, Henry M. Paulson Jr., and a raft
of other top financial
policy makers.
It's common
for retailers to require their suppliers to have a product
liability policy explained in the first scenario above because if a product fails as a result
of a manufacturing flaw or design flaw, they want to make sure there is a layer
of protection between the manufacturer or importer and themselves and that their supplier will be able to handle the financial responsibilities
of a product failure including paying any fines or legal defense costs.
Because the insurance industry doesn't recognize software as a product, the product
liability that is included with many general
liability or business owner's
policies won't provide any protection
for the types
of products and services many
of today's technology companies provide.
A policyholder could find itself in the position
of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition
of «accidental contamination» under its specialty
policy because it can not prove its product was W With the frequency
of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage
for certain recall - related losses that are often excluded from general
liability and property
policies.
Some cycling organisations may only arrange «contingent»
liability insurance cover
for their event, which means that their
policy will only provide cover in the absence
of any other insurance
policy.
For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third par
For the protection
of members and all those involved in the management
of registered and insured cycling events, British Cycling provides through its public
liability insurance
policy, an indemnity, limited to # 15 million (3)
for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third par
for legal
liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.
N.J.S.A. 18A: 40 - 41.5 (2010) provides immunity from
liability for school districts
for the death or injury
of a person due to the action or inaction
of persons employed by or under contract with a youth sports team, provided there is an insurance
policy of not less than $ 50,000 per person per incident, and a statement
of compliance with the school district or nonpublic school's
policies for the management
of concussions and other head injuries.
Basically, a general
liability policy covers your bases
for many
of the common things that can go wrong (in business, not in life.
Under this
policy members are covered while acting in their capacity as administrators in youth sports activities if they become legally obligated to pay
for claims arising out
of wrongful acts in the running
of the league or team, employment practices, person injury or publishers
liability.
If you follow a link to any
of these websites, please note that these websites have their own privacy
policies and that we do not accept any responsibility or
liability for these
policies.
As mentioned already the «Centre
for policy studies» has said that the NHSLA has
liabilities of some # 16.8 billion, reducing this figure would make huge inroads to the efficiency saving the NHS has to make without compromising patient safety and staff numbers It would be wise
for those within the NHS and from the «Centre
for policy studies» to look to their own as
for the reason why patients look to the law
for recompense, before we say that the compensation culture is «ingrained in the national psyche as a warped form
of normal behaviour».
Supporting commercial lines businesses Progress on fixed fees
for costs
of noise - induced hearing loss claims Support
for fair compensation
for mesothelioma sufferers Expansion
of the Insurance Fraud Bureau's scope to commercial
liability Campaigning
for solutions fit
for our future Our Flood Free Homes campaign Forward thinking
policy for data and cyber Engaging Government to support the role
of income protection Delivery
of Flood Re, a world first solution
for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment
of deferred tax Negotiated a favourable calibration
of the EIOPA's fundamental spread Supporting insurance businesses Pushing
for sensible development
of global capital standards Securing better targeted tax legislation Managing the impact
of international financial reporting standards.
This legislation would: create a uniform
policy for all branches
of state and local government and establish a dedicated unit to receive and investigate sexual harassment claims, ensure individual
liability to promote greater accountability, prohibit confidentiality agreements unless the victim requests that his or her identity be kept private, and put in place necessary safeguards to allow government to recoup monies to rightly protect hardworking taxpayers from being on the hook
for individual acts
of sexual harassment.
If you follow a link to any
of these websites, please note that these websites have their own privacy
policies and that we do not accept any responsibility or
liability for these
policies.
And yet, tough training topics can also be some
of the most important ones
for your staff since many
of them carry big
liability and risk implications (such as bullying and harassment training) or have huge effects on business success (such as drug and alcohol
policy training).
According to a recent
policy study by Andrew Biggs
for the Show - Me Institute, the total amount
of unfunded
liabilities for PSRS is more than $ 5 billion.
By using the bully pulpit to promote the idea
of choice rather than to promote
policies that support high - quality choices, and by making chartering an NCLB punishment rather than promoting it as an opportunity
for partnership, the Administration's support
for charters became a
liability.
Topics to be discussed include: Court Procedure: An understanding
of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards
for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible
for the actions
of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance
policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples
of school district negligence
liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect
of the New Jersey Torts Claims Act on negligence claims against school districts.
The procedure
for employment must include, but is not limited to, the filing
of a complete set
of fingerprints as required in s. 1012.32; documentation
of a minimum education level
of a high school diploma or equivalent; and completion
of an initial orientation and training program in district
policies and procedures addressing school safety and security procedures, educational
liability laws, professional responsibilities, and ethics.
The Charter Schools Division (CSD) in the California Department
of Education serves as the focal point
for the development and oversight
of state
policies, regulations, and procedures relating to charter schools, including fiscal status,
liability, and accountability.
«[E] ach
policy of aircraft accident
liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent
of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage
for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event
of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»
All commercial auto insurance
policies in Connecticut will provide, at the very least,
liability protection to cover injuries or property damage to others in the event that you or one
of your drivers is responsible
for an accident while driving a company car.
Legally, if you report credit card fraud, you can only be held liable
for a maximum
of $ 50 in charges, and often banks and card issuers have a zero -
liability policy, so you won't owe anything at all.
Under Mastercard's zero
liability policy, you will not be liable
for unauthorized use
of your Mastercard once you notify our designee orally or in writing
of the loss, theft, or possible unauthorized use and you meet the following conditions:
If a
policy was in force at the time, Austin renters insurance would cover the personal property losses
for each
of those residents.Although the cause
of the fire is unknown at this time, if a tenant
of the building is found responsible than significant
liability will be attached to that individual.
Often, the
policy comes with a coverage called «damage to property
of others» that pays
for $ 500 or so
of damage you to do things other people own without even going through the
liability claim process.
But a fire someone accidentally started that damaged your personal property would allow you to have coverage
for that property from your own
policy, instead
of hoping the other guy has renters insurance in San Bernardino and, just as importantly, has enough renters insurance
liability coverage.
In some cases, this includes the need
for liability coverage in amounts that go beyond the coverage limits
of their
policies.
Among some
of them are discounted personal excess
liability (which can be 33 % cheaper than similar umbrella
policies elsewhere)
for coverage
of $ 1MM to $ 5MM.
This type
of incident falls under the
liability portion
of a homeowners or renters insurance
policy for the following types
of claims:
Liability coverage on your
policy is what you're looking
for if you want to find coverage,
of course, so let's presume that the damage was a result
of your negligence and further that it's above and beyond normal wear and tear that could be expected by your landlord.
Insurance
policies were structured to include mandatory minimum
liability limits
of $ 25,000 per person and $ 50,000 per accident
for bodily injury, and $ 25,000
for physical damage.