Sentences with phrase «of a medical exam»

You can also look into other types of no medical exam life insurance, like simplified issue or guaranteed issue.

The results of a medical exam don't just reveal how healthy you are, they can also determine how much you will pay for your life insurance policy.

The purpose of the medical exam with a traditional insurance plan is to give the insurance company an idea of how much risk you are to insure.

Other types of no medical exam life insurance, such as guaranteed acceptance life insurance, require no sort of medical information, although the amount of benefits may be more limited.

This coverage is for qualifying individuals who want to avoid the hassle of a medical exam when applying for coverage.

Depending on the particular type of no medical exam policy, you may or may not be required to even answer any health - related questions on the application for coverage.

North American is one of our favorite providers of no medical exam term life insurance.

Yet another form of no medical exam life insurance is a guaranteed issue policy.

The cost of no medical exam insurance will vary from company to company and even state to state.

Patients are continuously in need of medical exams from healthcare facilities.

For this reason, we often recommend that these clients take advantage of a no medical exam life insurance policy so that they can get fully insured without having to take a medical exam.

Part of the medical exam used in life insurance tests for chemicals in the blood that indicate the use of tobacco, alcohol, and a range of other substances.

Just think of the medical exam as yet another way you're ensuring a healthy, happy life for yourself — and how that can affect your loved ones.

Also because of the no medical exam requirement, a burial insurance policy may also be approved much more quickly.

The biggest difference between mortgage protection insurance for homes over $ 500,000 and homes under $ 500,000 is the requirement of a medical exam.

An advantage of the no medical exam plan is that your approval might come much quicker than with a conventional policy.

The results of a medical exam don't just reveal how healthy you are, they can also determine how much you will pay for your life insurance policy.

For those who do not have critical health concerns but still want the convenience of no medical exam and an easy application process, the best option is a simplified issue final expense policy.

The results of your medical exam help the insurer gauge how big of a financial risk you are to insure.

A benefit of the medical exam is that a professional medical technician comes to you.

One of the most important rules in the world of life insurance revolves around verification of good health, and many insurance companies require some sort of medical exam before agreeing to extend coverage.

This can be true, even for the very same type and amount of no medical exam coverage.

The purchase of a no medical exam life insurance policy may require some assistance from an expert in the life insurance field.

This is because, in most cases, the face amount of no medical exam life insurance is often lower than that which can be purchased with a medical examination.

And completely avoid coffee the morning of your medical exam for life insurance as it can cause elevated blood pressure, one of the # 1 reasons people come back other than applied for.

Before choosing a policy that lets you opt out of the medical exam, you should talk to an experienced agent who will help you find the best company and coverage.

You also have the choice of no medical exam life insurance to consider.

It offers the ability to skip the inconvenience of a medical exam if for no other reason than the fact that you may hate needles.

For this reason many insurance underwriters will require some sort of medical exam before the policy is finalized.

Keep in mind, in lieu of a medical exam, the application will include questions regarding your health.

Some insurance companies use medical and personal histories instead of a medical exam anyway because of the ease of obtaining these data anyway.

Life insurance companies look at your weight at the time of your medical exam plus any loss within 12 months.

Some prefer the convenience and speed of a No Medical Exam life insurance policy.

Fortunately policies are issued in fairly large amounts today without the necessity of a medical exam.

With all the positives of a no medical exam term life insurance policy, why would you ever submit to the pain of an exam.

In essence, the insurance company calculates their risk, and since a review of your medical exam reduces their risks they charge less for traditional policies.

Waiting for a doctor to sign a form, waiting for the date of your medical exam, waiting for the life insurance company to review paperwork.

This can speed up the timeline considerably: certain aspects of the medical exam can take several weeks, so cutting it out means your family is protected faster.

The point of the medical exam is to get a good picture of your current and future health, and any issues that can arise from it.

These can include going the route of a no medical exam policy or a guarantee issue policy.

Life insurance companies may make exceptions for such individuals provided the rest of their medical exam results and medical records are in line with preferred rate requirements.

Below you'll find the most comprehensive list of no medical exam life insurance companies on the web and their products currently available.

A lot of applicants are scared of the medical exam, but it's probably not as bad as you imagine.

Over the last five years, our agents have sold thousands of no medical exam life insurance policies.

One of the most notable disadvantages of these no medical exams is that they are not the cheapest.

No medical term insurance is an idea that is here to stay simply because it is pretty easy to get a policy quickly and without the bother of a medical exam.

This is 50 % more coverage than most of the no medical exam life insurance companies on the market.