Sentences with phrase «of a standard policy»

It's part of every standard policy form, and you won't find an endorsement that will remove that exclusion.
This is one of the standard types of coverage that are included in your policy because it's part of the standard policy form.
An endorsement is a specific amendment to an insurance policy that adds coverage not ordinarily included in the terms of a standard policy.
If you have assets that exceed the maximum limits of the standard policies, then umbrella protection is the best benefit to add to your coverage.
The discount might lower the cost of a standard policy anywhere from 5 to 20 % depending on the company.
That's outside the scope of the standard policy form, but an endorsement is available.
The discount might lower the cost of a standard policy anywhere from 5 to 20 % depending on the company.
As always, we're giving generalized opinions based on common interpretations of standard policy forms.
It's generally excluded and then endorsed back on automatically as part of the standard policy package.
There is also the option to purchase the accidental death benefit insurance on its own, but it doesn't have all the benefits of a standard policy.
Each type of an insurance plan offers different types of policies which usually reflect the corresponding types of standard policies and sometimes services which are usually offered as endorsements.
On the contrary, Extended Cover combines all the benefits and term & conditions of Standard policy along with the additional benefit to extending the life cover after the period of the policy ends.
Some policies may include some, or all, of these options as part of their standard policy while others will require you purchase them in addition to the basic coverage.
The majority of standard policies will specifically exclude certain natural disasters, such as floods, hurricanes, and earthquakes.
While some companies might offer roadside service as well as towing service as part of the standard policy there may be those policies that come with other specifications.
But flood damage is not covered under the terms of a standard policy.
If that were the case, you might need to purchase additional fire insurance to provide coverage beyond the limit of your standard policy.
That's outside the scope of the standard policy form, but an endorsement is available.
As always, we're giving generalized opinions based on common interpretations of standard policy forms.
It's generally excluded and then endorsed back on automatically as part of the standard policy package.
This type of protection is usually an optional policy that you can add to your liability coverage, but it is not part of a standard policy.
Things like that are covered because they're part of the standard policy form, and continuity makes for efficient underwriting and lower costs.
This is coverage on top of the standard policies issued in Ohio.
Your Umbrella Liability policy from Gaudette Insurance Agency, Inc. works to give you additional protection when damages exceed the liability coverage of your standard policies.
While the lack of the standard policy forms found throughout the country can make shopping for Texas homeowner insurance a bit confusing (especially for those new to the state), there are certain considerations every homeowner needs to examine carefully.
Provide a copy of the groups bylaws, policies and procedures, as well as a copy of their standard policy in vaccination and spay / neuter procedures
He went so far as to prohibit use of the standard policy term «white paper.»
Critics of standard policy responses to climate change have often seemed to imply that environmentalists are obsessed with regulatory reductions in CO2 emissions and uninterested in technological solutions.
Many major car insurance companies have options for rideshare insurance, which are usually modified versions of their standard policies.
Additional Coverage For Valuables: High - value items, like sports memorabilia and jewelry, are typically covered by a standard homeowners policy to a limit, but these items» value can exceed the coverage limit of a standard policy fairly easily.
Insurers typically require you to purchase at least $ 300,000 of liability insurance as part of your standard policy before they'll sell you an umbrella policy, according to the organization.
You will want to talk with your Overland Park renters insurance agent to make sure you have this type of protection as water and weather damage of a standard policy will not help you replace your property.
KEY STRENGTHS • Well - versed in providing auxiliary support to the dentist • Proficient in preparing treatment rooms and prerequisites of procedures • Familiar with common dental procedures and their applications • In - depth knowledge of standard policies governing a dentist facility • Willing to work in the evenings and weekends
Additional riders are available, like Dependent Children and Accidental Death, however they do require additional premium on top of the standard policy.
BTW, I noted above in comments, a HDHP policy premium (after subsidy) is actually almost three times the cost of a standard policy.
While the lack of the standard policy forms found throughout the country can make shopping for Texas homeowner insurance a bit confusing (especially for those new to the state), there are certain considerations every homeowner needs to examine carefully.
Broad Santa Rosa renters insurance gives you all the benefits of a standard policy, but have additional options as well.
Your Umbrella Liability policy from The Gantt Insurance Agency Inc. works to give you additional protection when damages exceed the liability coverage of your standard policies.
Neither geographic location nor jurisdiction appear to be limited under the terms of a standard policy.
High value home insurance is coverage that goes above and beyond the limits of standard policies.
If you live near a creek or river that's prone to flooding, however, you're likely to want to add flood insurance, which isn't part of a standard policy.
Things like that are covered because they're part of the standard policy form, and continuity makes for efficient underwriting and lower costs.
That's all part of the standard policy.
Because it's part of the standard policy, it's not something you can waive or replace with another type of coverage.
There are many companies that do not offer flood coverage as part of their standard policies.
Here are the other types of protection that usually are part of a standard policy:
Here are the other types of protection that usually are part of a standard policy:
This means that you will be able to get life insurance coverage, but that your premium rates will be higher than those of a Standard policy holder.
Some companies offer it as an add - on, while others have it as part of their standard policy.
That's all part of the standard policy.
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