Sentences with phrase «of a variable life insurance policy»

Taxes and Variable Life As in permanent life policies, the cash value of a variable life insurance policy grows on a tax deferred basis.

A possible disadvantage is that the premiums of a variable life insurance policy generally are fixed and can not be adjusted if your financial situation changes.

A possible disadvantage is that the premiums of a variable life insurance policy generally are fixed and can not be adjusted if your financial situation changes.

A type of variable life insurance policy that covers two individuals and pays a death benefit to a beneficiary, only after both people have died.

The cash / investment value portion of the variable life insurance policy will allow the policyholder to take part in a variety of different investment options such as mutual funds.

The investment area of a variable life insurance policy allows the policy owner to take part in a variety of different investment options.

While a whole life policy's cash value is typically guaranteed to grow a certain amount, it's smaller than the potential growth of a variable life insurance policy.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable life insurance policy and its underlying investment options before investing.

The Variable Life Insurance Advantage A major advantage of variable life insurance policies is that the increase in the account's value is not taxable until the policy is surrendered.

This is the general structure of a variable life insurance policy but it varies for different insurance companies.

Additionally, investment risks within the cash value of a variable life insurance policy fall completely on the policyholder, not the insurance company.

While there is the ability to attain much growth in the cash component of a variable life insurance policy, there can also be more risk due to the market exposure.

The investment portion of a variable life insurance policy leaves you vulnerable to loss.

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.

The death benefit of a variable life insurance policy is typically structured in one of two ways:

Given this, the owner of a variable life insurance policy should generally have a higher risk tolerance, as it is possible that the value of the invested funds could fluctuate up and down regularly.

These sub-accounts are only available through the policy; you could not invest in them outside of the variable life insurance policy.

Because of the potential risk that may be involved, it is important that an individual carefully assess their risk tolerance, as well as their purpose for the coverage, when considering the purchase of a variable life insurance policy.

The death benefit of a variable life insurance policy is typically structured in one of two ways:

An example of an insurance product being sold by some company is a type of variable life insurance policy that allows the insured person to claim the insurance amount coverage at a fixed time in the future in the event that the person does not die in the stipulated time.

A. Just like other types of permanent life insurance policies, you can take a loan from the cash value of a variable life insurance policy.

With this in mind, it is possible that the value of a variable life insurance policy's investment component could fall if the underlying investments perform poorly.

A. Just like other types of permanent life insurance policies, you can take a loan from the cash value of a variable life insurance policy.

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.