Sentences with phrase «of a variable life insurance policy fall»
Additionally, investment risks within the cash value of a variable life insurance policy fall completely on the policyholder, not the insurance company.
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With this in mind, it is possible that the value of a variable life insurance policy's investment component could fall if the underlying investments perform poorly.
All insurance riders offered within variable contracts and policies fall into one of two categories; living benefit riders generally guarantee some sort of defined payout while the insured or annuitant is still alive, while death benefit riders protect against declines in contract values due to market conditions for beneficiaries.