Accidental Death Plan: In case of Death within 12 months from the occurrence
of the accidental bodily injury which is caused due to Accident solely and directly caused by external, violent and visible means, the sum assured is paid which is specified in the Schedule of Insurance Certificate.
If the insured person sustains bodily injury within 12 months from the
occurrence of the accidental bodily injury which is caused due to accident solely and directly by external, violent and visible means resulting in permanent loss of use of two limbs, i.e. either both hands or two feet, or of one hand and one foot, then 100 % of the sum assured is paid and for 1 limb, 50 % of the sum assured
Accidental Death and Permanent Total Disability Common Carrier: The company provides for payment of the specified sum insured in the policyalong with the specified sum insured of Personal Accident, in case of any
kind of accidental bodily injury inflected upon the buyer during the period of the journey owing to travel in common carriers such as rail, bus, tram, or aircraft; leading to death or permanent total disability.
Accidental Death Plan: In case of Death within 12 months from the
occurrence of the accidental bodily injury which is caused due to accident solely and directly by external, violent and visible means 100 % of the sum assured is paid.
Please note: The applicable waiting period applies to any sickness or illness if you purchased insurance after your arrival in Canada, except in the
case of accidental bodily injury.
Accidental Death Plan: If death occurs within 12 months from the occurrence
of the accidental bodily injury which is caused due to accident solely and directly by external, violent and visible means 100 % of the sum assured is paid.
4 Accidental Death Benefit Rider doubles the insurance proceeds payable when death occurs prior to age 65 as a result
of accidental bodily injury.
Pays an additional death benefit if the insured dies as a result
of an accidental bodily injury.
Dental treatment or surgery of any kind unless requiring hospitalisation as a result
of accidental Bodily injury is needed.
4 Accidental Death Benefit Rider doubles the insurance proceeds payable when death occurs prior to age 65 as a result
of accidental bodily injury.
The benefit shall be payable if the Life Assured is regarded as Totally and Permanently disabled as a result
of accidental bodily injury, resulting solely and directly from an accident caused by outward, violent and visible means.
If the insured person sustains bodily injury within 12 months from the occurrence
of the accidental bodily injury which is caused due to accident solely and directly by external, violent and visible means resulting in irrecoverable loss of use of two hands or two feet, or of one hand and one foot, or of such loss of one eye sight and such loss of use of one hand or one foot, then the plan covers the same for full capital sum insured.
In case of Death within 90 days from the occurrence
of the accidental bodily injury which is caused due to Accident solely and directly, the sum assured is paid which is specified in the Schedule of Insurance Certificate.
If the insured person sustains bodily injury within 12 months from the occurrence
of the accidental bodily injury which is caused due to accident solely and directly by external, violent and visible means resulting in irrecoverable
A life insured shall be regarded as Permanently and Totally Disabled only if, as a result
of accidental bodily injury: