Accidental death life insurance is an insurance policy that pays out benefits to your beneficiary in the event
of accidental death of the insured.
There is an inbuilt Accidental Death Benefit feature under which in case
of accidental death of the insured, an additional Accidental Sum Assured is paid which is equal to the base Sum Assured subject to a maximum of Rs. 50 lakhs
Accidental death life insurance is a no question term life insurance insurance policy that pays out benefits to your beneficiary in the event
of accidental death of the insured.
Accidental Death Rider: In the case
of an accidental death of the insured, an additional amount equal to the sum assured plus the original sum assured in the lump sum will be paid to the nominee.
Accidental Death Rider: In case
of an accidental death of the insured, an additional amount along with the sum assured in the lump sum is given the nominee.
Inbuilt Accident benefit rider that offers an additional sum assured in case
of accidental death of the insured.
In the case
of an accidental death of the insured, an additional amount in addition to the basic sum assured given the nominee.
In the event
of accidental death of an INSURED PERSON, an amount equivalent to the Principal Sum of that person shall become payable in addition to the original Principal Sum.
Add - on benefit as accidental death benefit rider is offered by the policy, under which in case
of accidental death of the insured a sum assured amount along with accidental death benefit is paid to the beneficiary of the policy.
Moreover, in case
of accidental death of the insured, an additional amount equal to the Sum Assured under the online SBI eShield plan or Rs. 50 lakhs, whichever is lower, is paid to the nominee under this SBI eShield plan.
Some of the policy also offers accidental death benefit rider in case
of accidental death of the insured person on top of the death benefit.
Life Group Accidental Death Benefit Rider — Additional benefits for family in case
of accidental death of insured person / s
Accidental death coverage is an insurance policy that pays out benefits to your beneficiary in the event
of accidental death of the insured.
Some riders allow additional payouts to beneficiaries on account
of accidental death of the insured.
If the master policyholder opts for DAB rider, an additional amount equal to the Sum Assured shall be paid in case
of accidental death of the insured member.
Not exact matches
Bharti AXA Life
Accidental Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case of death of the Life Insured due to an accident subject to the rider policy being in f
Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case
of death of the Life Insured due to an accident subject to the rider policy being in f
death of the Life
Insured due to an accident subject to the rider policy being in force.
Bharti AXA Life
Accidental Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case of death of the Life Insured due to an accident subject to the rider policy being in - f
Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case
of death of the Life Insured due to an accident subject to the rider policy being in - f
death of the Life
Insured due to an accident subject to the rider policy being in - force.
This group life
Accidental Death Benefit Rider offers better protection for the family, in case
of loss
of life
of the Life
Insured due to any sudden accident.
Other benefits include
accidental death, which provides benefits when
death occurs as a result
of an accident, family plan for
insured spouse and children, disability waiver
of premium, which waives the premium payments if the
insured becomes disabled for more than 6 months and mortgage payment disability benefit which offers money to continue making payments if the
insured individuals becomes disabled for 60 days or longer.
In the event
of death, diagnosis
of an
insured critical illness or an
accidental dismemberment / paraplegia, a lump sum payment will be made based on your outstanding account balance up to a maximum
of $ 25,000.
Some examples include
accidental death benefit, which pays double the face amount for
accidental deaths, and child term rider, which adds coverage to the child
of the
insured.
The trip cancellation or trip interruption
of the
insured person must be caused by or result from
death,
accidental injury, disease or physical illness
of the
insured person or an immediate family member
of the
insured person, or default
of the common carrier resulting from financial insolvency.
Nothing in this section is intended or shall be construed to apply to any accident insurance policy
insuring against
accidental death or
death by
accidental means or to those parts or provisions
of any life insurance policy
insuring specifically against
accidental death or
death by
accidental means.
This rider offers an
accidental death benefit that is equal to the policy's face amount — and pays out in addition to the whole life insurance benefit if the
insured dies as the result
of a covered accident.
This rider can provide an additional amount
of death benefit coverage to the policy beneficiary if the
insured dies due to
accidental injuries that occur while he or she is riding as a fare - paying passenger on a common carrier, such as an airplane, a bus, or a train.
Depending on the issuer
of the policy, the
accidental death benefit may extend up to a year after the initial accident occurred, so long as the accident led to the
insured's
death.
With the
accidental death benefit rider, should the
insured die due to a qualifying accident, his or her named beneficiaries would receive an additional amount
of death benefit.
A graded
death benefit means the
death benefit pays out the full face amount after two years or in the event the
insured dies
of an
accidental death.
Since this only covers
accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the
insured is maxed out on the amount
of life insurance they can qualify for and he or she need some additional coverage.
Pays an additional
death benefit if the
insured dies as a result
of an
accidental bodily injury.
The
accidental death benefit is usually an amount paid in addition to the standard benefit payable if the
insured died
of natural causes.
Accidental Death Benefit Rider Provides an additional death benefit equal to the face amount of the policy if the insured dies as a result of an accident prior to a certain
Death Benefit Rider Provides an additional
death benefit equal to the face amount of the policy if the insured dies as a result of an accident prior to a certain
death benefit equal to the face amount
of the policy if the
insured dies as a result
of an accident prior to a certain age.
This can also pay out an additional amount
of benefit in case
of the
insured's
accidental death.
Accidental death and invalidity: Offers a lump - sum payout to the insured for personal disability or to their survivors in the event of acciden
Accidental death and invalidity: Offers a lump - sum payout to the
insured for personal disability or to their survivors in the event
of accidentalaccidental death.
Accidental Death and Dismemberment Rider A life policy rider that pays a percentage of the death benefit if the insured is killed in a covered accident or loses sight or limbs as a result of an acci
Death and Dismemberment Rider A life policy rider that pays a percentage
of the
death benefit if the insured is killed in a covered accident or loses sight or limbs as a result of an acci
death benefit if the
insured is killed in a covered accident or loses sight or limbs as a result
of an accident.
Worldwide Personal Accident covers for self and family member in case
of death or disablement
of the
insured person due to
accidental bodily injury anywhere in world.
A lump sum amount equal to total Sum
Insured is given to the family, in case
of accidental death or permanent disability.
The plan also provides the reimbursement
of un-used tuition fees if the
insured person is unable to attend the rest
of the semester as he or she was hospitalized for more than one month for a covered injury / sickness or in case
of medical repatriation or in the case
of the
accidental death of a family member.
Family Transportation Benefit: Expenses against transportation
of family member in case
accidental death / permanent total disability
of the
insured.
This type
of plan focuses on AD&D (
accidental death and dismemberment) and term life insurance benefits that are in effect while the
insured is traveling on an
insured trip or during their annual coverage period, depending on their plan.
100 %
of sum
insured in case
of accidental death and 200 %
of sum
insured if
death occurs while traveling as a fare paying passenger on a common carrier.
On
accidental death or permanent total disablement
of the
insured, 100 %
of the capital sum
insured shall be compensated.
The riders available include Aegon Life AD Rider which provides the payment
of additional Sum Assured in case
of accidental death, WOP Rider on CI where future premiums are waived if the
insured is diagnosed with a Critical Illness while the coverage continues, iCI Rider covering four Critical Illnesses where the Sum Assured is paid in case the
insured is diagnosed with any Critical Illness covered by the rider, Women CI Rider which covers women specific Critical Illnesses and provides part payment
of the Sum Assured if the
insured is diagnosed with any one
of the covered illness.
The inbuilt benefits are applicable in case
of death of the insured wherein an additional Sum Assured is paid in case of Accidental Death, total of the Sum Assured and Fund Value is paid in case of being diagnosed with a Critical Illness under the Critical Illness Benefit and 10 % of the Sum Assured is paid following the year of disability to the end of the term or 10 years whichever is lower in case of ATPD ben
death of the
insured wherein an additional Sum Assured is paid in case
of Accidental Death, total of the Sum Assured and Fund Value is paid in case of being diagnosed with a Critical Illness under the Critical Illness Benefit and 10 % of the Sum Assured is paid following the year of disability to the end of the term or 10 years whichever is lower in case of ATPD ben
Death, total
of the Sum Assured and Fund Value is paid in case
of being diagnosed with a Critical Illness under the Critical Illness Benefit and 10 %
of the Sum Assured is paid following the year
of disability to the end
of the term or 10 years whichever is lower in case
of ATPD benefit.
Under Option B, in case
of death of the insured during the tenure of the plan, the Sum Assured and an additional Accidental Death Benefit is paid to the nom
death of the
insured during the tenure
of the plan, the Sum Assured and an additional
Accidental Death Benefit is paid to the nom
Death Benefit is paid to the nominee.
But, a Personal Accident Cover pays lump sum amount in case
of accidental death, permanent or partial disability
of the
insured.
This cover protects the
insured against any liability that may arise out
of accidental injury,
death and damage to the property when the
insured» vehicle is at fault.
Personal Accident Cover - Any
accidental or bodily injury leading to
death or permanent dismemberment
of the
insured traveler.
The Max Life term plan has an inbuilt
Accidental Death Benefit Rider which states that if the insured dies due to accident during the term of this Max Life term plan, an additional death benefit will be paid to the nom
Death Benefit Rider which states that if the
insured dies due to accident during the term
of this Max Life term plan, an additional
death benefit will be paid to the nom
death benefit will be paid to the nominee.
If the named
insured shown on the coverage summary page, his / her spouse, or their dependent children suffer an
accidental death arising from the use or operation
of the
insured watercraft while this policy is in effect, and provided that the
death occurs within 12 months
of the date
of the accident, we will compensate the estate
of the deceased person as follows: