Sentences with phrase «of accumulating cash»

Today there are permanent policies with no lapse guarantees that can offer protection that can not be outlived without the extra burden and expense of accumulating cash value.

No capability of accumulating cash inside the policy.

So, consider this your introduction and an initial snapshot into the world of accumulating cash value through life insurance.

Additionally, it offers the benefit of accumulating cash values.

In fact, many policies are sold based on the concept of accumulating cash value rather than guaranteed death benefit.

Whole life insurance offers lifetime guaranteed coverage with the additional benefit of accumulating cash values.

Whole life insurance, for example, has the benefit of accumulating cash value over time but usually comes with higher premiums.

Permanent life insurance policies come in many varieties with different methods of accumulating cash value, which makes it hard to compare offerings from different companies.

Flexibility: This policy also offers the buyer a certain amount of flexibility in regards to its potential of accumulating cash value over a period of time, which the buyer can use for personal reasons.

A common benefit option on life insurance policies wherein the policy owner allows the dividends from policy to be used for the purposes of accumulating cash values.

Instead of accumulating a cash hoard to cover the gap between income and costs, retirees should consider the portion of the gap that is for fixed (that is, non-discretionary) expenses, suggests Vernon, a research scholar at the Stanford Center on Longevity, at Stanford University.

Monthly Mastercard statements will show the amount of accumulated cash back.

With this policy the value of your accumulated cash account and the death benefit may increase faster, but it carries more risk as well.

You're entitled to go fishing (for eligibility requirements): A traditional fully underwritten whole life or universal life policy gives you coverage for life, pays out the insurance benefit upon your death and includes an investment component of accumulated cash value.

Withdrawals of the accumulated cash value, up to the amount of the premiums paid, are not subject to income tax.

After years of saving and contributing to our whole life and variable universal life policies, we were able to take all of the accumulated cash value in our policies and move it to a policy that has been able to grow at over 7 % each year for the last 6 years.

This involves the transfer of the accumulated cash value in your old life insurance policy to a new one.

And when you decide you don't want the «term» policy anymore, simply surrender the policy and receive a full distribution of your accumulated cash value without any surrender charges; on the other hand, if it turns out that you do need the policy for longer than the original term time horizon, you have a permanent policy that can be maintained and receive additional deposits as necessary, without the hassles and hazards of seeking out a term conversion.

The insurance company may offer to pay part of the premiums out of the accumulated cash value in the policy, which does help to reduce costs to the policyholder.

The surrender (voluntary termination) of a life insurance policy involves the payment by the insurer, prior to the death of the insured, of the accumulated cash value of a whole life policy.

If whole life insurance is involved, you may be able to borrow some or all of the accumulated cash value.

Not exact matches

As the business sector accumulates more surplus cash, it has the effect of driving down interest rates because there's less demand for corporate bonds and other forms of business lending.

Meanwhile, corporations can take advantage of cheap credit to pay down debt and accumulate cash, some of which makes its way to shareholders through increased dividends.

By acquiring EMC, however, Dell has accumulated $ 46 billion in debt, and going public could help the company raise cash and pay some of the debt off, Bloomberg News speculates.

He wanted to know that I understood what it took for him to accumulate that sort of cash.

In the daily games, participants pay to compete for cash prizes against others in online leagues based on imaginary teams assembled from rosters of real players, which accumulate points based on how those players perform in actual games.

The total amount of deductions permitted is the amount necessary to result in tax rates of 15.5 % for accumulated post-1986 foreign earnings held in the form of cash or cash equivalents and 8 % rate for all other earnings.

As you accumulate assets, you are going to want to learn about different tax strategies that allow you and your family to keep more of your cash flows and net worth.

The net cash value will generally be lower than your total accumulated cash value for the first several years of coverage as it's reduced by fees and surrender charges.

We expect this trend to continue as large technology companies accumulate significant pools of cash that they can use to satisfy their appetite for growth and innovation through M&A activity.

We've lowered the payout rate of Bitcoin to $ 20.00 and Bitcoin Cash to $ 1.00 meaning members can now access their funds faster without needing to accumulate rewards for long periods of time before minimum thresholds are met.

Another method is to let the dividends accumulate in cash and reinvest them in a lump sum into an investment of your choosing.

There's no required minimum amount of cash back you need to accumulate prior to redeeming it.

If you have already accumulated assets, you can subtract the amount of those assets from your total death benefit need, assuming they are somewhat liquid and wouldn't require a large amount of effort or loss in order to gain access to cash.

The new US tax code requires companies to pay tax of 15.5 % on accumulated overseas profits held in cash and other liquid assets, regardless of whether or not the company repatriates the money.

If you accumulate a lot of points, you can then cash out real money.

The portfolio has accumulated a bit of cash and US stocks are roughly 2 percent below target.

While life insurance is not a college funding vehicle and does not provide a source of guaranteed income in retirement, it does provide the opportunity to accumulate cash value.

Last month, I sold portions of some funds to capture accumulated capital gains and created a cash fund inside my IRA.

In a well - diversified investment portfolio, highly - rated corporate bonds of short - term, mid-term and long - term maturity (when the principal loan amount is scheduled for repayment) can help investors accumulate money for retirement, save for a college education for children, or to establish a cash reserve for emergencies, vacations or for other expenses.

In July, I sold portions of some funds to capture accumulated capital gains and created a cash fund inside my IRA.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

The cash for these purchases have come from a sale of some funds to capture accumulated capital gains.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

In the United States alone, just those companies in the S&P 500 have been hoarding more than $ 1.9 trillion in cash which began in response to jurisdictional tax disparities and global economic uncertainty following the Great Recession, then accelerated over the past decade as big U.S. corporations accumulated profits offshore in lieu of repatriating the funds and taking a tax hit.

It also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

As the policyowner accumulates cash value inside the policy, the person can access the cash value, through loans or partial surrenders, which can be used for a variety of personal needs, such as quick cash for an emergency or to help supplement retirement income.

In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.

But as the cash accumulates and the size of Berkshire Hathaway expands, the pool of companies that can add significant value dwindles.

As you pay your premiums, a portion of each payment accumulates as cash value.