Sentences with phrase «of additional insurance at»

Such provisions, called guaranteed insurability riders or guaranteed purchase options, provide for the purchase of additional insurance at certain times in the future, regardless of any changes in health.

Not exact matches

At an average home price in Canada of $ 251,000, the Canadian homebuyer faces $ 1,924 in additional insurance premiums.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Victory Capital Management Inc. now owns 485,087 shares of the insurance provider's stock valued at $ 33,422,000 after purchasing an additional 70,992 shares during the period.

Because those who make a down payment of at least 20 percent will be able to avoid the additional monthly expense of private mortgage insurance (PMI).

Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy or policies of insurance, naming us and our affiliates as additional insureds on the face of each policy.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Congress should direct the Risk Management Agency (RMA) to prioritize development of additional organic price elections for crop insurance coverage, and review policies that cap Contract Price Addendums at two - times the conventional price election for any specific crop.

Our primary interest is in ensuring that you benefit from our range of vehicle insurance options, and that you are made aware of how we have developed these products to include certain Assist Services at no additional cost to you.

Insurers such as Auto & General Insurance will not charge an additional theft excess to vehicles that are fitted with a tracking device that was in working order at the time of the theft.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

The exact wording is below: «Upon thirty (30) days written notice to Resident, Landlord may alter rental payment to cover additional costs in operating the premises incurred by Landlord because of any increase in ad valorem property taxes, charges for the electricity, heating fuel, and water consumed at the property, or increases in premiums paid for liability, fire or worker compensation insurance.

But putting that aside for a moment, let's take a look at some of the impacts of no longer being able to use a lease that requires additional insured on a tenant's insurance policy.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

In this article, we'll look specifically at the Amex travel insurance benefits included with several of their cards, including what's covered, what isn't covered, and when you should consider purchasing additional insurance.

We'll look at a Peoria, AZ Renters Insurance policy to see what types of coverage are available, how to determine coverage levels for each type, and what additional coverage is worth considering.

Many people moving into The Landing at Jack London Square already have Oakland, California Renters Insurance because they're moving from other high - end communities to take advantage of the additional options offered here.

Return of premium life insurance gives you all the benefits of a traditional term life insurance policy, plus the additional benefit of having all of your cumulative premiums paid back to you at the end of the policy

In addition, the borrower may need to set aside additional funds from the loan proceeds to pay for taxes and insurance 5 The reverse mortgage loan balance grows at the same rate as the available line of credit.

Insurance premiums jumped again in April and additional changes to the program will take effect June 1, along with other new FHA requirements that are aimed at reducing the number of FHA loan defaults and increasing the funds available to reimburse lenders for those loans that do go into default.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

Your auto insurance plan includes third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits if your damages warrant such action.

In the policy later years when costs exceed your premiums, those reserves are then used to handle the additional cost of life insurance at the later ages.

Ask your agent about options for a renewable term policy, as well as policy riders that include allowing you to purchase additional insurance at a future date regardless of your health, or converting a portion of your term into a permanent policy.

Taking the case of Metlife Insurance, if you decide to buy their offline term insurance product, Met Suraksha Plus, it will give you an option to add riders like critical illness cover and additional accidental death cover which are available to you at a nomiInsurance, if you decide to buy their offline term insurance product, Met Suraksha Plus, it will give you an option to add riders like critical illness cover and additional accidental death cover which are available to you at a nomiinsurance product, Met Suraksha Plus, it will give you an option to add riders like critical illness cover and additional accidental death cover which are available to you at a nominal rate.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

Following a number of lawsuits, most home - sharing services began offering insurance policies that cover hosts and guests, at no additional charge.

ROP term takes a basic term life insurance policy and adds a rider, for an additional premium, guaranteeing a 100 % tax - free return of all money spent at the end of the term.

Travel accident insurance coverage of up to $ 500,000 at no additional cost when you travel on common air, sea and ground carriers

Whether or not you need additional coverage on top of your Village at Greenfield renters insurance is up to you, but your Effective Coverage renters insurance expert can help you to understand what the policy does, how the endorsements fit into that, and what your options might be.

Additional Purchase Benefit: purchase additional insurance at future dates without evidence of insAdditional Purchase Benefit: purchase additional insurance at future dates without evidence of insadditional insurance at future dates without evidence of insurability.

If interested, you can unlock another 20 additional insurance myths at the end of our article.

Term Insurance Rider: Provides additional death benefit protection at a fraction of the cost of whole life.

If you have had surgery to remove tumors that were the cause of Cushing's Syndrome, that can qualify you for the best insurance rating, as long as at least one year has passed, and there have been no additional symptoms.

If you are unable to afford the amount of life insurance you need today, adding this rider allows you to purchase additional life insurance at a later date without having to prove your insurability.

Guaranteed Insurability: An insurance policy provision that allows the insured to buy additional fixed amounts of life insurance at fixed time intervals without evidence of insurability.

«Depending on the policy and the insurer, the child will be permitted at eighteen years of age or the legal age of consent in their state to purchase an additional $ 25,000 of life insurance, irrespective of his or her health.

Paid - up additions can be defined as additional insurance that is paid in full at the time of purchase, minus a deducted amount the insurance company charges as a load fee against paid - up additions.

Living Benefit included - at no additional cost You are eligible for a compassionate one - time cash advance of up to 50 % of your life insurance coverage (to a maximum of $ 50,000) if you are diagnosed as terminally ill with 12 months or less to live.

In California, insurers must offer you earthquake insurance every other year, and coverage must provide at least $ 5,000 (or 10 percent of your home's loss), as well as additional living expenses of $ 1,500.

One of the most interest benefits of being a member of Foresters and getting life insurance is they include chronic, critical, and terminal illness benefits at no additional cost.

The mobility of renters presents an additional challenge, in that many millennials only purchase renters insurance for the time they're required to have it while they live at a given property.

American Express covers any theft or damage of a rental car with the former insurance plan (exempting the cardholder from having to sign an additional insurance waiver at car rental checkout); Amex covers any potential costs involved with a common carrier accident involving planes, trains, etc with the latter insurance plan.

For instance, suppose as a self - employed individual I paid $ 1200 for health insurance premiums over the course of the year, but then at the end of the year it turns out my subsidy was in excess, and I now owe an additional $ 300 in premium tax credit repayment.

We outline Hippo Insurance's other features and add - ons, all of which are included in every policy at no additional cost, below.

For instance, all of Progressive's motorcycle insurance policies include full replacement cost coverage at no additional charge.

You are probably paying interest on not only the purchase of the vehicle but also the insurance, the warranty and any other additional items that the dealer talked you into at the point of sale.

By law, your auto insurance plan carries third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits should your damages warrant such action.

IRA accounts are federally insured by the National Credit Union Administration at an additional $ 250,000 above the $ 250,000 of insurance on other deposits at the credit union.

Also, variable universal life insurance policies may also offer a rider — at an additional cost — that will guarantee a minimum death benefit, regardless of the underlying investment performance.