Sentences with phrase «of additional insurance coverage»

Doing so, the ministry reasons, would allow the «purchasing of additional insurance coverage at no or minimal increased cost to registrants depending on market conditions.»

This is the reason why the Ohio Department of Insurance is urging the public to avail of additional insurance coverage as much as possible.

The rider allows the purchase of additional insurance coverage with no evidence of insurability at specific ages or special occasions, up to age 46.

Comprehensive and collision coverage are the two most common types of additional insurance coverage.

Riders usually cost $ 10 to $ 20 per year for every $ 1,000 of additional insurance coverage.

Not exact matches

With additional features including trip cancellation / interruption insurance, various purchase protections, extended warranty coverage, and even luggage delay insurance, the Chase Sapphire Preferred offers an incredible level of coverage considering its $ 95 annual fee (which is waived for the first 12 months), which makes it a favorite for shoppers and travelers everywhere.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Loss of use (sometimes called additional living expense) coverage gives renters insurance policyholders financial protection and peace of mind in the event their rental home becomes uninhabitable.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Congress should direct the Risk Management Agency (RMA) to prioritize development of additional organic price elections for crop insurance coverage, and review policies that cap Contract Price Addendums at two - times the conventional price election for any specific crop.

Take advantage of additional benefits that your travel rewards credit card may offer, such as travel insurance coverage, concierge services and airline perks.

And the change in insurance coverage for those of you who have prepaid plans (with their limited choice of health - care providers and hospitals) can curtail your options even more — unless you're willing to pay additional cash out of pocket.

Better Living Now's insurance verification team will verify your insurance coverage and calculate what the additional out - of - pocket expense would be for you to obtain the breast pump of your choice.

If approved, the health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of health insurance for all Business Council member employers that purchase health coverage — from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

To halt this trend, Governor Cuomo has implemented aggressive efforts, including changes in insurance to ensure coverage of substance use disorder treatment, increased access to treatment, additional treatment capacity in regions across the state, and comprehensive public awareness efforts.

Cuomo said the law now requires insurance coverage of screening - associated costs, support services and breast cancer screening centers to be open an additional four hours a week, after 5 p.m. or on weekends.

Gov. Andrew Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

Cuomo said the law now requires insurance coverage of screening - associated costs, support services and breast cancer screening centers to be open an additional four hours week, after 5 p.m. or on weekends.

If approved, the health taxes in the Executive Budget will further drive up the cost of health insurance for all Business Council member employers that purchase health coverage yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

An additional benefit to purchasing nationwide renters insurance from Effective Coverage is that there's a coverage overlap period while you are in the process of moving your principal residence.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Additional interest, which is an endorsement for notification of policy status and changes only but confers no coverage, is the proper way to list your landlord on your renters insurance.

These costs stack up quickly, and while we're grateful that the Red Cross exists, utilizing your additional living expenses coverage on renters insurance helps take some of the strain off that organization so they're able to help more people.

NJ renters insurance loss of use coverage protects you if, as a result of a covered loss, you incur additional living expenses.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

Are there additional types of renters insurance coverage to consider adding on top of the base policy?

ESI (Excess Share Insurance) coverage provides up to an additional $ 250,000 of savings protection to each qualifying account.

Garland, TX renters insurance has a coverage called «loss of use» which will do just that, along with covering other additional living expenses resulting from that covered loss.

This insurance provides additional liability coverage above the limits of your homeowners, auto and other insurance policies.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

BXS Insurance can help you find an umbrella policy that fits your business» needs, giving you additional coverage above the limits of certain existing policies.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

Instead, they are considered a return of your premium regardless of whether you receive them in cash, use them to purchase additional coverage, use them to reduce future premiums, or leave them invested with the insurance company.

@Harper yes there are actual «private insurance» products; they are separated in basic packages (which vary what yearly preventive exams you can take and what and how many specialist diagnostics are include etc.), and additional options for choosing a maximum reimbursement coverage which is topic of my question (a half dozen or so of them, so perhaps not so neatly grained as in example).

Your agent will help you decide which type of endorsement best meets your needs and the associated premium that will be charged for the additional contents insurance coverage.

Loss of use coverage (sometimes called additional living expenses) is the least - known benefit of condo insurance, yet it could be extremely valuable to a policyholder.

Most insurers require a person carry about $ 250,000 of liability insurance on an auto policy and $ 300,000 of liability insurance on a homeowner policy before selling an umbrella liability policy for $ 1 million of additional coverage, Worters says.

Greystar renters insurance is mandatory, and they require that you show proof of coverage with the additional interest listed as they request.

Loss of use coverage means you don't have to use your savings for those additional living expenses, so it's a crucial part of North Dakota renters insurance in 2018.

Loss of use coverage under a renters insurance policy typically only includes reimbursement for additional living expenses.

As previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered loss.

If that were the case, you might need to purchase additional fire insurance to provide coverage beyond the limit of your standard policy.

When you have Louisiana renters insurance, loss of use coverage is available to pay for additional living expenses after a covered loss.

We'll look at a Peoria, AZ Renters Insurance policy to see what types of coverage are available, how to determine coverage levels for each type, and what additional coverage is worth considering.