Sentences with phrase «of additional insurance policy»

Area motorists have their choice of additional insurance policy provisions once they meet minimum D.C. legal requirements.

The cost of an additional insurance policy doesn't appeal to everyone, although most carriers offer reduced rates for bundled coverage packages.

Reinsurance is commonly used by insurance companies to offset the risk of major insurance risks on large policies, it works by either combining insurance offerings from many companies or for one insurer to take the whole risk and then sell on the risk to one or more other companies in the form of additional insurance policies.

Cancer life insurance is one of the additional insurance policies that you should consider buying.

Not exact matches

Plus, they spend an additional $ 1.1 billion of their own money on emergency room visits and public health insurance programs that could be mitigated with paid leave policies.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy or policies of insurance, naming us and our affiliates as additional insureds on the face of each policy.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

Remember that additional costs of providing a new service is passed on to all subscribers of that insurance policy across the board.

Costs for providing additional services like contraceptives will be passed on to ALL consumers of the insurance policy, whether they use contraceptives or not.

Congress should direct the Risk Management Agency (RMA) to prioritize development of additional organic price elections for crop insurance coverage, and review policies that cap Contract Price Addendums at two - times the conventional price election for any specific crop.

We do everything possible to ensure the health and safety of our surrogates, including the provision of a life insurance policy as additional financial security for the surrogate's family.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

There are a number of perils or additional protections that aren't usually included in policies by home insurance companies (we'll go into that below).

The additional insured endorsement has its place, but that place is primarily in the world of commercial lines insurance and personal lines automobile policies, though only for leased vehicles.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Additional interest, which is an endorsement for notification of policy status and changes only but confers no coverage, is the proper way to list your landlord on your renters insurance.

By listing a renters insurance interested party instead of a renters insurance additional insured, you preserve your right to take action against them for something that's potentially covered under the policy.

Additional discounts may also be available when you combine your watercraft insurance with other policies such as home and auto, and when you are a member of certain boating clubs.

But putting that aside for a moment, let's take a look at some of the impacts of no longer being able to use a lease that requires additional insured on a tenant's insurance policy.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

Some term insurance contracts have a convertibility provision which allows «conversion» to a permanent policy without submitting additional medical evidence of insurability.

Whatever the cause is ultimately ruled to be, Modesto renters insurance will cover the personal property and additional living expenses of those who had a policy.

Are there additional types of renters insurance coverage to consider adding on top of the base policy?

This additional insurance policy becomes available to customers in the event that SIPC limits are exhausted and provides protection for securities and cash up to an aggregate of $ 150 million.

An additional insured is a person that enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy.

This insurance provides additional liability coverage above the limits of your homeowners, auto and other insurance policies.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

That's just part of the policy, and one of the things that bring additional value to your San Diego Renters Insurance.

Our clearing firm, Apex Clearing, has also purchased an additional insurance policy through a group of London Underwriters (with Lloyd's of London Syndicates as the Lead Underwriter) to supplement SIPC protection.

BXS Insurance can help you find an umbrella policy that fits your business» needs, giving you additional coverage above the limits of certain existing policies.

This additional insurance policy is limited to a combined return to any customer from a Trustee, SIPC and London Underwriters of $ 37.5 million, including cash of up to $ 900,000.

It is a great idea for an owner to be listed as an additional interest, also known as an interested party or party of interest, on a renters insurance policy.

Most insurers require a person carry about $ 250,000 of liability insurance on an auto policy and $ 300,000 of liability insurance on a homeowner policy before selling an umbrella liability policy for $ 1 million of additional coverage, Worters says.

You can choose the best policy for you based on the company that provides the best quote, or you can review additional features of each of the insurance companies to find the best option for you.

Optional Riders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as riders.

Dividends can be used to purchase additional paid - up insurance, further increasing the death benefit and cash value growth of the policy.

However, you will need to purchase additional insurance if you plan to go to Mexico, as this country does not accept most types of foreign insurance policies.

Loss of use coverage under a renters insurance policy typically only includes reimbursement for additional living expenses.

If that were the case, you might need to purchase additional fire insurance to provide coverage beyond the limit of your standard policy.

We'll look at a Peoria, AZ Renters Insurance policy to see what types of coverage are available, how to determine coverage levels for each type, and what additional coverage is worth considering.

Additionally, seriously consider obtaining an inexpensive umbrella liability policy to provide additional personal liability coverage on top of your auto and homeowners insurance policies.

Umbrella and excess liability policies provide the additional protection you need in case a judgment against you exceeds the liability limits of your existing auto, home, or other insurance policies.

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

Return of premium life insurance gives you all the benefits of a traditional term life insurance policy, plus the additional benefit of having all of your cumulative premiums paid back to you at the end of the policy

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

Now compare these rates to a guaranteed lifetime rate of return averaging 4 % in a whole life policy from a mutual life insurance company, AND don't forget to add an additional 3 - 4 % on top as an average annual whole life insurance dividend.

The benefit is the non-participating policy offers the guarantees of a whole life policy, but without the additional benefit of a return of premium in the form of an annual whole life insurance dividend.