Sentences with phrase «of additional life insurance»

The guarantee issue feature says that if for some reason your child couldn't qualify because of a health issue, the life insurance company is required to issue the agreed amount of additional life insurance.

Most group sponsored plans allow employees to buy a certain amount of additional life insurance coverage, but even that might not meet their needs.

One of our clients recently was in need of additional life insurance protection, but didn't want to change their monthly outlay.

The guaranteed insurability rider will guarantee access to a set maximum limit of additional life insurance without any additional underwriting requirements.

Guaranteed Purchase Option: allows the purchase of additional life insurance without needing to prove insurability.

A lot of additional life insurance features and options are available that enable you to tailor your coverage to your individual needs and preferences.

We understand that the purchase of a single life insurance policy — as well as the purchase of additional life insurance coverage — may seem to be a bit overwhelming.

The difference between the two — your financial obligations minus the resources your family has to meet those obligations — is the approximate amount of additional life insurance you need.

Guaranteed Insurability Rider: allows the purchase of additional life insurance without needing to prove insurability.

Not exact matches

There are many different types of life insurance — all of which have additional options and variations, and it can be confusing and overwhelming for many consumers.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Joel Baker, president and CEO of MSA Research Inc., which closely monitors the property, life and health insurance industries, has estimated the additional GST bill for 2012 alone could be up to $ 200 million, or more than $ 1 billion in total once retroactivity to November 2005 is counted.

Loss of use (sometimes called additional living expense) coverage gives renters insurance policyholders financial protection and peace of mind in the event their rental home becomes uninhabitable.

As additional evidence that freelancers aren't living on the margins without extra resources or benefits, the researchers discovered that more than half of this group (54 %) set aside money for savings, and more than 60 % have life insurance.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

Better Living Now's insurance verification team will verify your insurance coverage and calculate what the additional out - of - pocket expense would be for you to obtain the breast pump of your choice.

We do everything possible to ensure the health and safety of our surrogates, including the provision of a life insurance policy as additional financial security for the surrogate's family.

Gov. Andrew Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

A 2.25 percent cost - of - living raise and an additional $ 50 per month toward health insurance would start in September.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

The average apartment fire costs tens of thousands of dollars in personal property losses, and often thousands of dollars in additional living expense, both of which could be avoided by having renters insurance in Carbondale.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Underwriting requirements: Additional health information required by the insurance company in order to accurately assess the health of the life insured so that it can properly determine the risk of insuring him / her.

These costs stack up quickly, and while we're grateful that the Red Cross exists, utilizing your additional living expenses coverage on renters insurance helps take some of the strain off that organization so they're able to help more people.

NJ renters insurance loss of use coverage protects you if, as a result of a covered loss, you incur additional living expenses.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

Whatever the cause is ultimately ruled to be, Modesto renters insurance will cover the personal property and additional living expenses of those who had a policy.

That means that if you have a covered loss such as a fire that prevents you from using the apartment for a period of time, your renters insurance in Santa Monica would kick in and cover your additional living expenses like hotel stays.

Garland, TX renters insurance has a coverage called «loss of use» which will do just that, along with covering other additional living expenses resulting from that covered loss.

Most of the Individual Long - Term Disability Insurance Plans come with features that enable the benefits to stay on par with the raise of rates and salary increments, like the cost of living adjustments which will add additional percentage to the benefits every year.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

Even with the additional costs that they represent, you will still save a lot of money by not having to pay the private mortgage insurance premiums every month through the whole life of the loan.

Loss of use coverage (sometimes called additional living expenses) is the least - known benefit of condo insurance, yet it could be extremely valuable to a policyholder.

Loss of use enables you to cover additional living expenses incurred because of a covered loss, and it's included as part of Effective Coverage renters insurance in Petaluma.

Optional Riders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as riders.

Loss of use coverage means you don't have to use your savings for those additional living expenses, so it's a crucial part of North Dakota renters insurance in 2018.

Loss of use coverage under a renters insurance policy typically only includes reimbursement for additional living expenses.

As previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered loss.

When you have Louisiana renters insurance, loss of use coverage is available to pay for additional living expenses after a covered loss.

When you file a loss of use claim, your insurance company will evaluate the additional living expenses that you submit and then make a determination based on whether the expenses exceed your normal living expenses.

A list of common additional living expenses that are typically covered under loss of use insurance is provided below.

Renters insurance loss of use pays for those additional living expenses when you can't use your apartment after a covered loss.

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

Accelerator Paid Up Additions Rider: paid up additions allow the purchase of paid up additional life insurance through additional premium payments or dividends.

Return of premium life insurance gives you all the benefits of a traditional term life insurance policy, plus the additional benefit of having all of your cumulative premiums paid back to you at the end of the policy