Some insurers also cover your dependent parents, siblings, and parents - in - law, only at the
cost of additional premium of the existing health insurance policy.
In fact, conversion will cost you and replacing a policy has the
drawbacks of additional premiums costs as well as the inconvenience of having to undergo a medical exam for qualification purposes.
Loss or damage to accessories by burglary / house breaking / theft for private car and available for commercial vehicle on payment
of an additional premium at 3 % of the IDV of such accessories.
In Cases of more than two dependent children and up to 4 dependent children, the coverage can be provided to all by
ways of additional premium payment amounting up to 25 % of the original premium per child.
12 optional covers are available on payment
of additional premium which are Accidental Hospitalization Expenses, Adventure Sports Benefit, Air Ambulance Cover, Child Education Benefit, Coma Due to Accidental Bodily Injury, EMI Payment Cover, Fracture Care, Hospital Cash Benefit, Loan Protector Cover, Loss of Income due to Disability from Accident, Road Ambulance Cover and Travel Expenses Benefit.
The rider benefit will be available during the premium paying term only, on payment
of additional premium over and above the base premium provided conditions on riders (entry age, policy term, sum assured) are satisfied.
These will help to meet increased domestic demand and also provide capacity for the
production of additional premium beer brands such as Miller Chill, the chelada - style light beer that was released in Australia in November 2007.
Enrollment requires written notification of the new Dependent's name, birth date, gender, and citizenship as well as payment
of any additional premium due.
As you can see from the example, as the tables increase, so does the
rate of the additional premium and a person who had severe health issues would have to pay quite high premiums to ensure that they had adequate life insurance coverage.
A quick way to figure if such an option is cost - effective is to add up the
total of the additional premium you will be paying for the option over the expected life of the automobile.
Riders can be attached to the base policy by payment
of additional premium called Rider Premium over & above the premium paid to secure the death benefit.
The exact cutoff age for getting travel insurance in the
absence of any additional premium, medical assessment or both varies from 55 years to 70 years for some insurance providers.
If a policy with accident benefit rider option is surrendered after attaining surrender value, then a
part of the additional premium charged for providing cover after the premium payment term that is after 20 years of policy will also be refunded by us in case of permanent disability due to accident.
There are certain additional benefits available in this plan on payment
of additional premium like Reimbursement of Medical Expenses and Charges for Hospital Confinement.
Loss or damage to accessories by burglary / house breaking / theft available for commercial vehicle on payment
of an additional premium at 3 % of the IDV of such accessories.
Protection cover for any loss to personal belongings on payment
of additional premium of amount Rs. 400 or Rs. 650 / -, all included under the plan.
Get familiar with what is and isn't covered under Medicare and Medigap plans so you'll have an idea of what type of supplemental insurance you may need not only to help fill the gap, but what you could be facing in the
way of additional premiums.
Various Add - on covers are available to enhance policy coverage on payment
of additional premium which are Accidental Hospitalization Expenses, Accidental Hospital Daily Cash, Child Education Support Benefit, Life Support Benefit, Loan Protector, Broken Bone Modification of Vehicle / Residence, Family Transportation Benefit, Outstanding Bills Protection Benefit, Ambulance Hiring Charges, Legal Bail Expenses and Double Indemnity.
LIC's Accidental Death and Disability Benefit Rider: LIC's Accidental Death and Disability Benefit Rider is available as an optional rider by payment
of additional premium during the policy term.
Loss or damage to Lamp Tyres mudguard and / or bonnet side parts bumpers etc. are covered on payment
of additional premium for commercial vehicles insurance plan.
Multiplied by twelve for the year this premium would be in effect, the difference would be nearly $ 800
of additional premiums paid as a result of having just $ 1 of additional income.
Oftentimes the accelerated death benefit is automatically included on certain types of life insurance policies for free or for just a small
amount of additional premium payment.
If you are alive when the misstatement is discovered, the insurance company can adjust the amount of your future premiums and demand payment
of the additional premiums you should have paid before the misstatement was discovered.
Increases in coverage require payment
of additional premium.
Enhanced coverage for Medical expenses and other miscellaneous expenses available on payment
of additional premium.
Extension of policy is available on payment
of additional premium, subject t0 a maximum of two extensions; however request for such case is to be made 7 days in advance.
Optional Coverage which includes air conditioners are covered by payment
of additional premium for Rs 10 per Rs 1000 of Sum Insured.
Upon payment
of additional premium, the plan can be extended to cover the medical expenses as well.
Medical Expenses following an accident can be covered as an extension under the plan on payment of additional premium
The sum insured is reinstated on payment
of additional premium.
Pre-existing conditions like Hypertension, Diabetes are covered after two years of continuous insurance on payment
of additional premium.
Under the first, the optional system, insurers extend their standard policy to include supplemental coverage for flood damage on payment
of additional premium.