(1.3) Subsection (1.4) applies if an insured person is under the age of 16 years at the time of the accident and none of the Glasgow Coma Scale, the Glasgow Outcome Scale or the American Medical Association's Guides to the Evaluation of Permanent Impairment, 4th edition, 1993, referred to in clause (1.2)(e), (f) or (g) can be applied by reason
of the age of the insured person.
Note: If an insured person is under the age of 16 years at the time of the accident and none of the Glasgow Coma Scale, the Glasgow Outcome Scale or the American Medical Association's Guides to the Evaluation of Permanent Impairment, 4th edition, 1993, referred to in sections (6), (7) and (8) of the above criteria, can be applied by reason
of the age of the insured person, then an impairment sustained in an accident by the insured person that can reasonably be believed to be a catastrophic impairment shall be deemed to be the impairment that is most analogous to the impairment referred to in sections (6), (7) and (8) of the above criteria, after taking into consideration the developmental implications of the impairment.
Also, if one person is significantly older than the other, you will be paying a premium that is an average
of the ages of the insured individuals.
Bajaj Allianz Lifelong Assure is a Whole Life traditional insurance plan that provides coverage till 100 years
of the age of insured.
In the latter years of the policy, when the cost of insurance has increased because
of the age of the insured, funds from the accumulation account are added to the periodic premium to make up the shortfall and keep the policy in force.
The policy can be converted into an Endowment Assurance Policy after completion of one year and before 57 years
of age of the insured.
Not exact matches
Children's Insurance Rider Provides coverage on the life
of any child (between the
ages of 15 days and 17 years)
of the base
insured until the child's
age 25.
College - savings plans also have added federally
insured certificates
of deposit, bank savings accounts and
age - based options that scale back stock investments for older children.
Before the establishment
of survivors» benefits, needy widowed mothers with children had to rely on state - run Mother's Pension programs.56 These programs scrutinized beneficiaries closely and were often administered to deny aid to women
of color or women with objectionable morals or lifestyles.57 In contrast to discretionary (and often discriminatory) mother's pensions, survivors» benefits uniformly extended coverage to widows
of insured workers who were caring for a child under the
age of 18.58 There was no requirement
of economic need.
Researchers examined data including nearly 90,000 privately
insured U.S. patients between
ages 13 and 21 (averaging
age 17) with no previous opioid prescriptions who underwent one
of 13 common surgeries for this
age group, compared with a control sample.
Secondary results
of the study showed that independent
of age and disease stage, black and American Indian women were approximately 35 percent less likely to undergo surgery than white women, and uninsured and Medicaid -
insured patients were roughly 50 percent less likely to undergo surgery than privately
insured patients.
Results
of the College
of Medicine study, which analyzed national insurance claim data from privately
insured women
ages 13 to 45 through 2014, were published today in the journal Women's Health Issues.
Since it is a component
of the skin structure and declines with
age, supplementation can
insure adequate levels remain in the skin to support its healthy appearance and function.
Lycopene's positive antioxidant effect can benefit bone health, preventing osteoporosis and therefore reducing the risk
of fractures, which
insures increased mobility and independence as we
age.
Big budget studio films are a blast, but we're in a day and
age where you can actually
insure the influx
of those little independent gems.
Most insurers will provide new for old cover meaning that the sums
insured need to be calculated on the basis
of contents being replaced as new regardless for their
age and condition right now.
IDEA later even admitted that its students in the Rio Grande Valley wore uniforms which were color - coded, not on the basis
of grade or
age, but on standardized test - score achievement, thus
insuring the humiliation
of older siblings by their more test - savvy younger brothers and sisters attending the same school!»
The analysis controlled for driver
age, gender, insurance risk level and other factors that could affect the rates
of crashes per
insured vehicle year.
When the
insured individual gets older, say
age 75, if the objective
of protection is no longer an issue, the
insured has the option to surrender his policy and tap into the cash value as a source
of income.
Children are written into the definition
of named
insured precisely because they can't be individually
insured, since they lack the capacity to contract and generally are considered to lack the capacity for negligence up through
age 13.
Children's Insurance Provides level term coverage on the life
of any child (between the
ages of 15 days and 17 years)
of the base
insured until the child is
age 25.
By putting away 30 % -40 %
of our income every month, we are well on our way to being self -
insured by the time we retire at
age 52.
The coverage provided by the rider can be converted to a permanent policy as long as a plan
of insurance is available at the additional
insured's current
age.
Reverse mortgages are government
insured loans that allow seniors above the
age of 62 to access the equity in their homes and receive it as cash to use.
Senior borrowers must be 62 years
of age or older to be approved for an FHA -
insured Home Equity Conversion Mortgage (HECM).
The amount
of car insurance you need depends on a number
of factors, which include: your state's minimum insurance requirements, the likelihood
of your car being damaged in your regular driving area, your
age, driving history, the car you're
insuring, and whether you own, finance, or lease that car.
However, generally you'll find coverage for «expected or intended» carved back for
insured members
of your household under the
age of thirteen.
The reason for this is simple: Prior to that
age, the
insured minor is presumed not to have a full understanding
of the impact
of his action.
Children's Insurance Rider Provides coverage on the life
of any child (between the
ages of 15 days and 17 years)
of the base
insured until the child's
age 25.
A level term policy locks in the annual premium for periods
of up to 40 years, depending on the
insured's
age.
Waiver
of Monthly Deductions Rider All monthly deductions (for base policy, riders and policy charges) are waived should
insured become totally disabled for at least 6 months before
age 65.
Guaranteed Purchase Option Rider: allows the
insured to purchase additional life insurance coverage with no evidence
of insurability at specific
ages or for specific events, such as marriage, buying a home and the birth
of a child.
This means that the
ages of the two
insured are used to generate a single equivalent
age.
For members
insured with Credit Insurance, coverage terminates on the last day
of the month during which you reach the Termination
Age of 70 for Credit Life and 66 for Credit Disability.
Borrowers
of age 62 and above may qualify for an FHA -
insured reverse mortgage loan that converts home equity into tax - free income.
The cost
of insurance in based on your
age, your rating, and the amount
insured.
The policy must be in force for 15 years and the
insured must have attained the
age of 75 to be eligible.
When the
insured is
age 70 — or at the end
of the guaranteed period
of level - premium — whichever occurs first, the
insured is allowed to convert the level term life insurance policy over into a whole life insurance or a universal life insurance plan.
Prior to the ending
of the level term period, however, or to the attainment
of age 70 — whichever is earlier — the
insured is allowed to convert the policy over to a permanent life insurance policy that Lincoln makes available.
The face amount
of the coverage can range between a minimum
of $ 100,000 up to $ 30 million — depending on the
age of the
insured at the time
of application.
This plan is allowed to be automatically renewed each year until the
insured reaches
age 90, without the need to have a paramedical examination or to provide any evidence
of insurability to renew.
Reverse mortgage loans, such as the government -
insured Home Equity Conversion Mortgage (HECM), are designed for seniors
age 62 or older to help turn a portion
of their home equity into cash.
In a nutshell, they evaluate the risk
of insuring you based on your
age, driving records, marital status, and such other information that give them a picture
of your credibility as a driver.
It can be thought
of as the cost to
insure a person for a specific amount given his mortality factors (
age, sex, health, etc..)
Saving
age is commonly used to make the insurance
age of the
insured at policy issue lower than it actually is in an effort to receive a lower premium.
Re-Entry: A policy provision that allows an
insured to renew their term life insurance policy at the end
of the term based on their attained
age and health status.
It's a federally
insured loan that, depending on your
age, makes it easy to turn a percentage
of your home's value into tax - free cash that you can use however you want.
Companies normally pay out in a lump sum depending on the
insured's
age and severity
of the illness.
The length
of the guarantee period is 5 to 10 years depending on the
Insured's
age when we issue the policy.
Applies to
insureds between issue
ages of 17 and 59.