Sentences with phrase «of age of the insured»

(1.3) Subsection (1.4) applies if an insured person is under the age of 16 years at the time of the accident and none of the Glasgow Coma Scale, the Glasgow Outcome Scale or the American Medical Association's Guides to the Evaluation of Permanent Impairment, 4th edition, 1993, referred to in clause (1.2)(e), (f) or (g) can be applied by reason of the age of the insured person.
Note: If an insured person is under the age of 16 years at the time of the accident and none of the Glasgow Coma Scale, the Glasgow Outcome Scale or the American Medical Association's Guides to the Evaluation of Permanent Impairment, 4th edition, 1993, referred to in sections (6), (7) and (8) of the above criteria, can be applied by reason of the age of the insured person, then an impairment sustained in an accident by the insured person that can reasonably be believed to be a catastrophic impairment shall be deemed to be the impairment that is most analogous to the impairment referred to in sections (6), (7) and (8) of the above criteria, after taking into consideration the developmental implications of the impairment.
Also, if one person is significantly older than the other, you will be paying a premium that is an average of the ages of the insured individuals.
Bajaj Allianz Lifelong Assure is a Whole Life traditional insurance plan that provides coverage till 100 years of the age of insured.
In the latter years of the policy, when the cost of insurance has increased because of the age of the insured, funds from the accumulation account are added to the periodic premium to make up the shortfall and keep the policy in force.
The policy can be converted into an Endowment Assurance Policy after completion of one year and before 57 years of age of the insured.

Not exact matches

Children's Insurance Rider Provides coverage on the life of any child (between the ages of 15 days and 17 years) of the base insured until the child's age 25.
College - savings plans also have added federally insured certificates of deposit, bank savings accounts and age - based options that scale back stock investments for older children.
Before the establishment of survivors» benefits, needy widowed mothers with children had to rely on state - run Mother's Pension programs.56 These programs scrutinized beneficiaries closely and were often administered to deny aid to women of color or women with objectionable morals or lifestyles.57 In contrast to discretionary (and often discriminatory) mother's pensions, survivors» benefits uniformly extended coverage to widows of insured workers who were caring for a child under the age of 18.58 There was no requirement of economic need.
Researchers examined data including nearly 90,000 privately insured U.S. patients between ages 13 and 21 (averaging age 17) with no previous opioid prescriptions who underwent one of 13 common surgeries for this age group, compared with a control sample.
Secondary results of the study showed that independent of age and disease stage, black and American Indian women were approximately 35 percent less likely to undergo surgery than white women, and uninsured and Medicaid - insured patients were roughly 50 percent less likely to undergo surgery than privately insured patients.
Results of the College of Medicine study, which analyzed national insurance claim data from privately insured women ages 13 to 45 through 2014, were published today in the journal Women's Health Issues.
Since it is a component of the skin structure and declines with age, supplementation can insure adequate levels remain in the skin to support its healthy appearance and function.
Lycopene's positive antioxidant effect can benefit bone health, preventing osteoporosis and therefore reducing the risk of fractures, which insures increased mobility and independence as we age.
Big budget studio films are a blast, but we're in a day and age where you can actually insure the influx of those little independent gems.
Most insurers will provide new for old cover meaning that the sums insured need to be calculated on the basis of contents being replaced as new regardless for their age and condition right now.
IDEA later even admitted that its students in the Rio Grande Valley wore uniforms which were color - coded, not on the basis of grade or age, but on standardized test - score achievement, thus insuring the humiliation of older siblings by their more test - savvy younger brothers and sisters attending the same school!»
The analysis controlled for driver age, gender, insurance risk level and other factors that could affect the rates of crashes per insured vehicle year.
When the insured individual gets older, say age 75, if the objective of protection is no longer an issue, the insured has the option to surrender his policy and tap into the cash value as a source of income.
Children are written into the definition of named insured precisely because they can't be individually insured, since they lack the capacity to contract and generally are considered to lack the capacity for negligence up through age 13.
Children's Insurance Provides level term coverage on the life of any child (between the ages of 15 days and 17 years) of the base insured until the child is age 25.
By putting away 30 % -40 % of our income every month, we are well on our way to being self - insured by the time we retire at age 52.
The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.
Reverse mortgages are government insured loans that allow seniors above the age of 62 to access the equity in their homes and receive it as cash to use.
Senior borrowers must be 62 years of age or older to be approved for an FHA - insured Home Equity Conversion Mortgage (HECM).
The amount of car insurance you need depends on a number of factors, which include: your state's minimum insurance requirements, the likelihood of your car being damaged in your regular driving area, your age, driving history, the car you're insuring, and whether you own, finance, or lease that car.
However, generally you'll find coverage for «expected or intended» carved back for insured members of your household under the age of thirteen.
The reason for this is simple: Prior to that age, the insured minor is presumed not to have a full understanding of the impact of his action.
Children's Insurance Rider Provides coverage on the life of any child (between the ages of 15 days and 17 years) of the base insured until the child's age 25.
A level term policy locks in the annual premium for periods of up to 40 years, depending on the insured's age.
Waiver of Monthly Deductions Rider All monthly deductions (for base policy, riders and policy charges) are waived should insured become totally disabled for at least 6 months before age 65.
Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.
This means that the ages of the two insured are used to generate a single equivalent age.
For members insured with Credit Insurance, coverage terminates on the last day of the month during which you reach the Termination Age of 70 for Credit Life and 66 for Credit Disability.
Borrowers of age 62 and above may qualify for an FHA - insured reverse mortgage loan that converts home equity into tax - free income.
The cost of insurance in based on your age, your rating, and the amount insured.
The policy must be in force for 15 years and the insured must have attained the age of 75 to be eligible.
When the insured is age 70 — or at the end of the guaranteed period of level - premium — whichever occurs first, the insured is allowed to convert the level term life insurance policy over into a whole life insurance or a universal life insurance plan.
Prior to the ending of the level term period, however, or to the attainment of age 70 — whichever is earlier — the insured is allowed to convert the policy over to a permanent life insurance policy that Lincoln makes available.
The face amount of the coverage can range between a minimum of $ 100,000 up to $ 30 million — depending on the age of the insured at the time of application.
This plan is allowed to be automatically renewed each year until the insured reaches age 90, without the need to have a paramedical examination or to provide any evidence of insurability to renew.
Reverse mortgage loans, such as the government - insured Home Equity Conversion Mortgage (HECM), are designed for seniors age 62 or older to help turn a portion of their home equity into cash.
In a nutshell, they evaluate the risk of insuring you based on your age, driving records, marital status, and such other information that give them a picture of your credibility as a driver.
It can be thought of as the cost to insure a person for a specific amount given his mortality factors (age, sex, health, etc..)
Saving age is commonly used to make the insurance age of the insured at policy issue lower than it actually is in an effort to receive a lower premium.
Re-Entry: A policy provision that allows an insured to renew their term life insurance policy at the end of the term based on their attained age and health status.
It's a federally insured loan that, depending on your age, makes it easy to turn a percentage of your home's value into tax - free cash that you can use however you want.
Companies normally pay out in a lump sum depending on the insured's age and severity of the illness.
The length of the guarantee period is 5 to 10 years depending on the Insured's age when we issue the policy.
Applies to insureds between issue ages of 17 and 59.
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