Usually an accidental insurance policy will cover 100 %
of all of the expenses associated with an accident, after an emergency room visit minus a small deductible.
Not exact matches
There are
expenses such as relocation costs that are
associated with moving your employees, and you run the risk
of not every employee being willing to move.
The country has long enjoyed the economic zone's policies at the
expense of its weaker neighbors, says Palvos Eleftheriadis,
associate professor
of law and fellow
of Mansfield College at Oxford University.
He said he understood that many business owners were prevented from fully participating in the economy because
of the
expense associated with setting up merchant accounts to accept credit cards.
When you consider the
expense of a conventional launch or startup, the cost
of finding customers, the
expenses associated with marketing and advertising, the time required to establish your own set
of systems... the idea
of «buy, build and sell» can be very intriguing, especially if you are just starting out in business.
Actual results and the timing
of events could differ materially from those anticipated in the forward - looking statements due to these risks and uncertainties as well as other factors, which include, without limitation: the uncertain timing
of, and risks relating to, the executive search process; risks related to the potential failure
of eptinezumab to demonstrate safety and efficacy in clinical testing; Alder's ability to conduct clinical trials and studies
of eptinezumab sufficient to achieve a positive completion; the availability
of data at the expected times; the clinical, therapeutic and commercial value
of eptinezumab; risks and uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements; risks and uncertainties relating to the manufacture
of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights
of others; the uncertain timing and level
of expenses associated with Alder's development and commercialization activities; the sufficiency
of Alder's capital and other resources; market competition; changes in economic and business conditions; and other factors discussed under the caption «Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks
associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks
associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
A deduction for
expenses incurred for meals or entertainment is allowed only if the
expenses are (1) directly related to the active conduct
of business or (2)
associated with the active conduct
of business and directly precede or follow substantial business discussions.
«These freelancers come on board as subcontractors and save the small business owner the burden
of paying overhead
associated with payroll taxes and
expenses such as health insurance and worker's compensation, as well as the space constrictions that growing a company in - house can present.»
Net gain from the termination
of the merger agreement
of approximately $ 936 million pretax, or $ 4.31 per diluted common share; includes the net break - up fee and transaction costs net
of the tax benefit
associated with certain
expenses which were previously non-deductible.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act
of 2010, could have a material adverse effect on Humana's results
of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's
expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value
of its goodwill; and the company's cash flows.
Forde and Thamel obtained documents from former powerful NBA agent Andy Miller, his former
associate Christian Dawkins, and Miller's agency, ASM Sports, that appear to detail
expense reports and cash advancements to college basketball prospects, some
of whom are in the NBA today.
Net gain from the termination
of the Aetna merger agreement
of approximately $ 947 million pretax, or $ 4.26 per diluted common share; includes the break - up fee and transaction costs net
of the tax benefit
associated with certain
expenses which were previously non-deductible; GAAP measures affected in this release include consolidated pretax income and EPS.
In order to develop the overhead
expenses for the
expense table used in this portion
of the business plan, you need to multiply the number
of employees by the
expenses associated with each employee.
Once the organization's operations have been planned, the
expenses associated with the operation
of the business can be developed.
Costs are both financial, including listing fees and the
expenses associated with mandatory disclosures and other regulatory requirements, and less tangible, such as the perceived burden
of quarterly earnings releases, the risk
of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.
Note: It is not clear whether all these organizations will spend 100 %
of donations received on hurricane relief and
associated expenses.
Hundreds
of cities and counties have imposed fees on new development, which initially helped relieve local governments from subsidizing roads, sewers, and other
expenses associated with suburban sprawl.
Represents share - based compensation
expense associated with equity awards for the periods indicated; also includes the portion
of annual non-cash incentive compensation
expense that eligible employees elected to receive or are expected to elect to receive as common equity in lieu
of their 2017 and 2018 cash bonus, respectively.
Note: Right now, it is not clear whether all these organizations will spend 100 %
of donations received on Hurricane Harvey relief and
associated expenses.
Adjusted Net Income is defined as net income excluding (i) franchise agreement amortization, which is a non-cash
expense arising as a result
of acquisition accounting that may hinder the comparability
of our operating results to our industry peers, (ii) amortization
of deferred financing costs and debt issuance discount, a non-cash component
of interest
expense, and (gains) losses on early extinguishment
of debt, which are non-cash charges that vary by the timing, terms and size
of debt financing transactions, (iii)(income) loss from equity method investments, net
of cash distributions received from equity method investments, (iv) other operating
expenses (income), net, and (v) other specifically identified costs
associated with non-recurring projects.
As part
of its pitch, the company explains to potential customers that the so - called «net present value»
of a $ 7,000 saddle is actually less than the all - in cost
of using an ill - fitting one —
expenses that include frequent vet bills, replacement saddles and even the costs
associated with the premature death
of the animal due to saddle - related health problems.
Stock - based compensation
expenses for the three months ended March 31, 2018 include $ 119 million
associated with Gilead's acquisition
of Kite
These risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost
of revenue or operating
expenses may exceed our expectations; the mix
of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact
of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance
of our new or existing products; losses
of one or more key customers; risks
associated with our international operations; exchange rate fluctuations
of the currencies in which we conduct business; risks
associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance
of various types
of broadband services, on the adoption
of new broadband technologies and on broadband industry trends; inventory management; the lack
of timely availability
of parts or raw materials necessary to produce our products; the impact
of increases in the prices
of raw materials and oil; the effect
of competition, on both revenue and gross margins; difficulties
associated with rapid technological changes in our markets; risks
associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our business
of natural disasters.
In addition, if our grassroots marketing efforts are unsuccessful and we are required to use traditional advertising channels in our overall marketing strategy, then we will incur additional
expense associated with the transition to and operation
of a traditional advertising channel.
Non-compensation
expenses of $ 2.5 billion reflected higher levels
of business activity and costs
associated with the U.K. bank levy.
And the
expense associated with the president - elect standing on the steps
of the Capitol and putting his hand on a Bible comes from taxpayers, not donors; it's managed by a separate congressional planning committee.
Non-compensation
expenses of $ 1.5 billion increased from $ 1.2 billion a year ago primarily reflecting higher levels
of business activity and costs
associated with the U.K. bank levy.
Sales and marketing
expenses also include costs
associated with Square Cash, which enables individuals to initiate peer - to - peer cash transfers free
of charge.
They understand the increased
expense associated with borrowing more than what they really need could burden their business with too much debt and negatively impact the ROI
of the project — regardless
of their particular lender.
The deals can present potential conflicts if contracts are awarded without a competitive bidding process or if
associates profit at the
expense of the company and its shareholders.
The only additional
expenses you pay
associated with the mutual funds held in a Fidelity Go account will be for certain
expenses of the core Fidelity money market fund position for your account, the Fidelity Government Cash Reserves Fund (FDRXX).
The costs
associated with losing a limb can be particularly high as you not only have to pay for the immediate hospital
expenses, but may also have to cover physical therapy, a prosthetic, and income while you're out
of work.
Marketing
expenses also include costs
associated with Square Cash, which enables individuals to initiate peer - to - peer cash transfers free
of charge.
Cost
of revenue also includes payroll, employee benefits, unit - based compensation and other headcount - related
expenses associated with professional website development personnel, reseller and parked page commissions, payment processing fees and software licensing fees directly related to services sold.
Between architect and contract fees, carpeting, painting, lighting, construction labor, networking infrastructure furniture, office personnel, upgrades, maintenance and the dozens
of other
expenses required to get off the ground, the startup costs
associated with traditional office space can amount to $ 50,000.
PLANADVISER: The complaint accuses the plans» administrative committee
of failing to adequately disclose to participants the risks, fees and
expenses associated with investment in hedge funds and private equity.
One
of the first steps in obtaining small business funding is to research all
of your options and do a cost analysis to evaluate the short - and long - term
expenses associated with each.
Their performance does not reflect the
expenses associated with the management
of an actual portfolio.
Additionally, the complaint accused the plans» administrative committee
of failing to adequately disclose to participants the risks, fees and
expenses associated with investment in hedge funds and private equity.
on a pro forma basis, giving effect to (i) the automatic conversion
of all
of our outstanding shares
of convertible preferred stock other than Series FP preferred stock into shares
of Class B common stock and the conversion
of Series FP preferred stock into shares
of Class C common stock in connection with our initial public offering, (ii) stock - based compensation
expense of approximately $ 1.1 billion
associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as
of December 31, 2016 and which we will recognize on the effectiveness
of our registration statement in connection with a qualifying initial public offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued
expenses and other current liabilities and an equivalent decrease in additional paid - in capital
of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value
of our common stock as
of December 31, 2016, as we intend to issue shares
of Class A common stock and Class B common stock on a net basis to satisfy the
associated withholding tax obligations, (iv) the net issuance
of 7.6 million shares
of Class A common stock and 5.5 million shares
of Class B common stock that will vest and be issued from the settlement
of such RSUs, (v) the issuance
of the CEO award, as described below, and (vi) the filing and effectiveness
of our amended and restated certificate
of incorporation which will be in effect on the completion
of this offering.
The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion
of all
of our outstanding shares
of convertible preferred stock other than Series FP preferred stock into shares
of Class B common stock and the conversion
of Series FP preferred stock into shares
of Class C common stock in connection with our initial public offering, (ii) stock - based compensation
expense of approximately $ 1.1 billion
associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as
of December 31, 2016 and which we will recognize on the effectiveness
of our registration statement in connection with this offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued
expenses and other current liabilities and an equivalent decrease in additional paid - in capital
of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value
of our common stock as
of December 31, 2016, as we intend to issue shares
of Class A common stock and Class B common stock on a net basis to satisfy the
associated withholding tax obligations, (iv) the net issuance
of 7.6 million shares
of Class A common stock and 5.5 million shares
of Class B common stock that will vest and be issued from the settlement
of such RSUs, (v) the issuance
of the CEO award, as described below, and (vi) the filing and effectiveness
of our amended and restated certificate
of incorporation which will be in effect on the completion
of this offering.
In the six - month period
of fiscal 2018, the company incurred gains
of $ 14 million in Other
expenses / (income)($ 10 million after tax, or $.03 per share)
associated with mark - to - market adjustments for defined benefit pension and postretirement plans.
The company incurred transaction costs
of $ 24 million in Other
expenses / (income)($ 19 million after tax, or $.06 per share)
associated with the acquisition, which the company expects to close in the third quarter
of fiscal 2018.
For the year ended July 30, 2017, the company incurred gains
of $ 178 million in Other
expenses / (income)($ 116 million after tax, or $.38 per share)
associated with mark - to - market adjustments for defined benefit pension and postretirement plans.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related
expenses; volatility in the market value
of all or a portion
of the derivatives we use; exchange rate fluctuations; risks
associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated financial statements; and other factors.
Amortization
expense decreased in fiscal 2014 due primarily to certain intangible assets
associated with prior acquisitions reaching the end
of their respective amortization periods.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation
of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution
of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations
of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility
of capital markets; increased pension, labor and people - related
expenses; volatility in the market value
of all or a portion
of the derivatives that the Company uses; exchange rate fluctuations; risks
associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's inability to protect intellectual property rights; impacts
of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
any fees and
expenses associated with the plan and the IRA, whether the employer pays for some or all
of the plan's administrative
expenses;
While they do take into account some
of the added housing costs
associated with growing families, they don't include a host
of other
expenses, such as the cost
of saving for a university education.