Sentences with phrase «of applicable insurance policies»

«Stacking» in Rhode Island and Providence Plantations means that a seriously injured car, premises or other vehicular accident injury victim can receive compensation from a combination of applicable insurance policies.

This first thing we would do is determine whether or not there is some sort of applicable insurance policy available.

If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

To compensate for this lack of «real address», lenders use dummy information based on probable loan data including sample purchase prices, sample real estate tax bills common for the area, and sample homeowners insurance policies and / or homeowners association assessments, where applicable.

Technology errors and omissions insurance is a relatively new type of policy that is uniquely applicable to technology and software - based companies.

Life insurance is applicable to individuals and families in a wide range of financial situations because it refers to a group of several different products, each of which can be customized with riders (basically, add - ons to the policy).

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

You can opt for the maximum amount of deductible laid down in the Preferred Risk Policy (PRP) of Standard Flood Insurance Policy (SFIP) if applicable to you.

Essentially there are three types of coverage that are applicable to flood insurance namely; building coverage which offers protection for the physical structure of residential and non-residential buildings; content coverage which only covers your possessions; and replacement cost coverage which is only applicable to owner - occupied single family that are the primary residence of the policy - holder and must be insured up to eighty per cent of the replacement cost.

Copy of the Declaration Page of the Master Insurance Policy and evidence of Fidelity Insurance, if applicable

Also, as permanent insurance, the cash value account in universal life grows tax - deferred and can be accessed by the policyholder in the form of loans or withdrawals, subject to any applicable policy provisions.

Endowment Policies can be ULIP linked or Non ULIP linked, the former type is the unit linked insurance plan in which the policy is linked to the profits of the insurance company and the insured also receives bonuses if applicable.

The critical downside of term life insurance, for SBA loans (also applicable to other key man insurance) is that zero cash value accrues within the policy.

Cash value life insurance is more applicable to wealth building discussions because cash value is typically used during the policy owner's lifetime and is forfeited upon death in lieu of the death benefit being paid to surviving beneficiaries.

Cash value life insurance offers the incentive of tax free growth of the Roth IRA AND greatly increases flexibility in that the policy proceeds may be borrowed without penalty or tax consequences and none of the other restrictions of Roth IRAs are applicable.

Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing.

«Before you invest in a variable life insurance or variable annuity product, be sure that you fully understand how the product works, the risk of loss, and the applicable fees and surrender charges,» said Victoria Pawelski, an FDIC Policy Analyst.

S 295 - 465 (1B) inserted by No 43 of 2011, s 3 and Sch 3 item 2, applicable to insurance policy premiums paid in the 2011 - 12 income year and later income years.

S 295 - 465 (1A) inserted by No 43 of 2011, s 3 and Sch 3 item 2, applicable to insurance policy premiums paid in the 2011 - 12 income year and later income years.

The amount of money paid or due to be paid when a person insured under a life insurance policy dies, after adjustments for any outstanding policy loans, dividends, paid - up additions or late premium payments (if applicable) are made.

In finding that Coachman had a duty to defend Mr. Kelley in the underlying action, the Court first reviewed the well - established legal principles applicable to assessing an insurer's duty to defend and the interpretation of insurance policies, generally.

The Court found that the interpretation of insurance contracts involves a unique blend of the general principles of interpretation applicable to all contracts and the unique principles applicable in the insurance setting.22 While courts have found that the «language of the policy» is the most important factor in determining whether coverage is granted or excluded, courts have found that where there is genuine ambiguity or doubt, the duty to defend ought to be resolved in favour of the insured.23 Similarly other insurance law principles should be considered, such as the principle that coverage provisions should be construed broadly and exclusion clauses should be construed narrowly.24 It was this last principle that the Court looked to in making a decision in this case.

The SCC has now introduced a new species of metaphysics applicable to, at least, insurance policy interpretation, and eventually, we should assume, contract interpretation generally....

One of the things that is true in most injury litigation is that there is an applicable insurance policy.

This may also be true if the total value of your injuries and other losses exceeds the policy limit of the insurance policy applicable to your claim.

Depending on the facts and circumstances surrounding your case, the applicable law, and the language of your insurance policy, you may be entitled to sue them for the original amount of benefits that you were seeking, plus additional damages, including attorneys fees, and the costs of filing suit.

Our in - depth knowledge of insurance business requirements means that our package of Insurance Services is tailored to meet industry needs in advising on: policy wordings; applicable minimum terms; insurance product development; and all forms of insurance dispute from both a claimant and defendant perinsurance business requirements means that our package of Insurance Services is tailored to meet industry needs in advising on: policy wordings; applicable minimum terms; insurance product development; and all forms of insurance dispute from both a claimant and defendant perInsurance Services is tailored to meet industry needs in advising on: policy wordings; applicable minimum terms; insurance product development; and all forms of insurance dispute from both a claimant and defendant perinsurance product development; and all forms of insurance dispute from both a claimant and defendant perinsurance dispute from both a claimant and defendant perspective.

However, on December 29, 2014, the Court of Appeal for Ontario reversed Justice Ellies» decision, finding that such policies of insurance are not «business agreements» and that the time limit applicable to such claims is two years from the date such claims are «discovered.»

Response: We do not believe this will be a problem under the final regulation, because we create an exception to the right to revoke an authorization if the authorization was obtained as a condition of obtaining insurance coverage and other applicable law provides the insurer that obtained the authorization with the right to contest a claim under the policy.

Under § 164.508 (b)(5), individuals do not have the right to revoke an authorization if the authorization was obtained as a condition of obtaining insurance coverage and other applicable law provides the insurer that obtained the authorization with the right to contest a claim under the policy.

Many of these unusual — search for other pockets — claims in US motor vehicle accident injury litigation exist because the limits of any applicable vehicle liability policy are low, assuming there is liability insurance at all.

The benefit of portability is not applicable to life insurance policies yet.

Once the period of time has expired, however, the insured will need to either re-apply or convert over to a permanent life insurance policy (if applicable) if he or she wishes to remain covered.

In 2005, the policy that we took was applicable only during the Navratri but now we have extended the insurance period from 10 days to 365 days, with the insurance cover amount of Rs 2 crore,» said Nandkumar Angal, temple trustee.

The insurance certificate or cover note issued by the insurance company constitutes the only legal evidence that the policy to which the certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney.

Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing.

As per the IRDAI rules and regulations, you have the right to cancel your insurance policy within 15 (fifteen) days from the date of (online) receipt of insurance policy (referred to as «Free look period») and refund of your premium amount shall be processed as per the applicable process and procedures followed by the insurer.

As is the case for all insurance instruments, the insurer lays out certain conditions under which the benefits of the policy will not be applicable.

Be sure to inform the insurance company about the country of your destination so your policy is applicable.

An «uninsured motor vehicle,» as described in subdivision (3) of this subsection, includes an «underinsured highway vehicle,» which means a highway vehicle with respect to the ownership, maintenance, or use of which, the sum of the limits of liability under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.

Defendant agrees that, in any instance in which an insured or applicant for insurance provides Defendant with a report from a doctor (whose background and experience qualifies him / her, within the meaning of applicable law, to render such an opinion) indicating that the insured or applicant is able (either without qualification or limitation, or with qualifications or limitations consistent with restrictions on the individual's driver's license) to operate a motor vehicle safely, the fact that the insured or applicant for insurance has a mental or physical condition shall not, in any way, affect Defendant's decision to issue an insurance policy or the premium charged.

With Agreed Loss Settlement, in the event of a covered loss, you would receive the amount of insurance for your home that is listed on your policy (minus any applicable deductible).

Notwithstanding the provisions of this subsection, no policy of motor vehicle liability insurance applicable solely to commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) or applicable solely to fleet vehicles shall be required to provide underinsured motorist coverage.

Furthermore, if a claimant is an insured under the underinsured motorist coverage on separate or additional policies, the limit of underinsured motorist coverage applicable to the claimant is the difference between the amount paid to the claimant under the exhausted liability policy or policies and the total limits of the claimant's underinsured motorist coverages as determined by combining the highest limit available under each policy; provided that this sentence shall apply only to insurance on nonfleet private passenger motor vehicles as described in G.S. 58-40-15 (9) and (10).

For purposes of an underinsured motorist claim asserted by a person injured in an accident where more than one person is injured, a highway vehicle will also be an «underinsured highway vehicle» if the total amount actually paid to that person under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.

Please review any insurance policy that you may have for your accommodation carefully, and in particular please make sure that you are familiar with and understand any exclusions to, and any deductibles that may apply for, such insurance policy, including, but not limited to, whether or not your insurance policy will cover the actions or inactions of guests (and the individuals the guest invites to the accommodation, if applicable) while at your accommodation.»

Notwithstanding the provisions of this subsection, no policy of motor vehicle liability insurance applicable solely to commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) or applicable solely to fleet vehicles shall be required to provide uninsured motorist coverage.

«Because estate taxes are only applicable to a small percentage of (very wealthy) people that die each year, those policies are very large,» says Elaine Tumicki, corporate vice president of product research for LIMRA, an insurance and financial services trade group based in Windsor, Conn..