Sentences with phrase «of asset accumulation»

The Retirement & Investor Services segment consists of asset accumulation operations that provide retirement savings and related investment products and services.

Significant instances of asset accumulation include the purchase of a house, car, luxury items, etc. life events like marriages, starting a family is also a part of personal finance planning which requires personal help.

Not exact matches

This professional can help you determine how much you will need to pull out of a qualified retirement plan versus spending non-qualified assets, the timing of optimizing your Social Security benefits and annuity contracts, determining an appropriate asset spending rate and the transition from an accumulation phase to a distribution phase.

For most of their lives, retirement savers (and their brokers and advisers) focus on asset accumulation.

In fact, most of us have an extremely «active» wealth accumulation strategy called a day job that takes up a lot of time and is our most valuable asset.

Here's the Financial Samurai stocks and bonds asset allocation model, which is appropriate for folks who build multiple income streams and get out of the rate race sooner due to an aggressive accumulation of capital.

Marx defined «primitive accumulation» as the seizure of land and other communally held assets by raiders and the subsequent extraction of tribute or rent.

This portfolio answers small investor concerns in terms of asset allocation, diversification and accumulation.

Otherwise would be found in wealth or asset to GDP ratio's, providing notions of wealth accumulation and success to development model, and thus expectations, credence effects, enabling the general dysfunction overall.

This may partly reflect some accumulation of precious metals as reserve assets by central banks such as China and Japan.

Greater saving has been driven by increases in inequality and in the share of income going to the wealthy, increases in uncertainty about the length of retirement and the availability of benefits, reductions in the ability to borrow (especially against housing), and a greater accumulation of assets by foreign central banks and sovereign wealth funds.

Over the past year, the strong pace of debt accumulation has outstripped the growth in the household sector's assets, despite further significant gains in housing wealth (Table 9).

This portfolio answers small investor concerns in term of asset allocation, diversification and accumulation.

This accumulation in assets and liabilities has seen marked changes in the composition of household balance sheets.

Despite starting the proximity of starting dates, accumulation of IRA assets has outpaced 401 (k) assets by 65 %.

Unmanaged debt may also make achieving your foundation of retirement planning — the accumulation of assets — more difficult and potentially more expensive.

One idea I've been considering during the climbs to toward the ATH is the the Wyckoff trading range schematic shown below: Figure 2: Wyckoff Trading Range (A great breakdown of schematic details are found here) Historically, as markets progress through time, they go through phases of accumulation (a phase where investors and traders begin to buy and accumulate assets) and distribution (a phase where traders and investors begin to sell off their accumulated assets).

[4] The confiscation of religious assets was often based on accusations of illegal accumulation of wealth.

Make sure you are dressed neatly (first impressions are key) and are prepared to offer copies of your last two years tax returns, last two months of paychecks, last two months of financial statements and copies of your drivers license as proof of your income and asset accumulation.

With Wenger overstaying his welcome, our owner's frugal tendencies, the vast accumulation of dead - weight and their failure to shore up the contracts of our most attractive assets, we have not only lost out on some potentially franchise - changing options, of which two now ply their trades in the EPL, we have likely scared off a host of others.

The UK government spends vast amounts on subsidizing asset accumulation (e.g., via tax relief) and vast amounts on subsidizing the accumulation of human capital.

If we used some of the resources that go to fund asset accumulation amongst the better off to fund the CTF, and diverted resources from HE to early years initiatives, we could have a decent CTF and really good early years intervention programs.

Because the government spends this borrowed cash, some people see the trust fund assets as an accumulation of securities that the government will be unable to make good on in the future.

Social inequality refers to disparities in the distribution of economic assets and income as well as between the overall quality and luxury of each person's existence within a society, while economic inequality is caused by the unequal accumulation of wealth; social inequality exists because the lack of wealth in certain areas prohibits these people from obtaining the same housing, health care, etc. as the wealthy, in societies where access to these social goods depends on wealth.

The whole physiognomy of capitalism has changed, with finance capital requiring a parallel accumulation of political power, with financiers married to an unchecked political oligarchy spawning highly parasitic fanancialized forms of capitalism such as asset - stripping.

Finance or asset capitalism, accumulation by dispossession, disaster capitalism, crony capitalism — all of these incarnations of capitalist exploitation are an outgrowth of neoliberal ideology.

The problem with this strategy, though convincing in theory, is that there is little incentive for the heads to do so on the current model, which provides inadequate capital for the development of such arrangements, and constrains these trusts in important ways from attracting and deploying the resources necessary for sustainable school improvement, such as constraints on the pooling of General Annual Grant funding, accumulation of surpluses, borrowing (whether secured against assets or on funding agreements), deployment of capital, and acquisition and disposal of fixed assets — all inhibit chains from deploying resources where they are needed most.

If so, it will be interesting to see how effective these strategic asset allocation portfolios are in wealth accumulation and preventing the type of actual investor results which have been documented in years of DALBAR Quantitative Analysis of Investor Behavior studies.

This could arise, for example, where a fund has a single asset supporting retirement - phase liabilities that must, because of a transfer made to reduce a member's expected excess transfer balance on 1 July 2017, also support an accumulation phase interest.

In relation to TRISs, the transitional arrangements are intended to provide CGT relief by enabling complying superannuation funds to reset the cost base of CGT assets to their market value where those assets are re-allocated or re-apportioned from the current pension phase to the accumulation phase in order to comply with the new law.

A scheme of concern involves causing an asset (with large unrealised capital gains) to form part of a fund's segregated current pension asset pool before the pre-commencement period, and then causing it to revert to accumulation phase during the pre-commencement period by making the choice; the question will then be the purposes for which these steps were undertaken.

Movements in asset values are self - reinforcing not because of crowd opinion, but because of the accumulation and decumulation of debt and other financial claims.

While the book value of an asset may stay the same over time by accounting measurements, the book value of a company collectively can grow from the accumulation of earnings, generated through asset use.

Ackman says that the «greatest threat to index fund asset accumulation is deteriorating absolute returns and underperformance versus actively managed funds» because money flows into these funds with no consideration of value.

This study looked at four different areas of wealth accumulation including total net worth; financial assets like savings, stocks, and mutual funds; non-financial assets like homes or vehicles, and the value of a borrower's living residence.

Your financial focus is moving from accumulation of wealth to preservation and management of assets.

Asset based LTC insurance coverage provides a guaranteed death benefit, long - term care coverage, cash value accumulation and potential return of premium.

Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply

This is caused by equities as an asset class going through phases of accumulation and distribution.

In relation to TRISs, the transitional arrangements are intended to provide CGT relief by enabling complying superannuation funds to reset the cost base of assets to their market value where those assets are re-allocated or re-apportioned from the current pension phase to the accumulation phase in order to comply with the new law.

And for those who are in an asset accumulation stage and are likely remain so for a long period of time, it doesn't make much sense to invest for the cash flow because they already have the cash flow.

I am hoping to make some improvements to my past work, such as allowing asset allocations and savings rates to vary over time in my «safe savings rates» analysis, looking more at the role of international diversification in retirement portfolios, accounting for taxes in retirement withdrawal studies, and investigating more about lifecycle or target - date funds for both the accumulation and retirement phases.

Does higher short - term price volatility make a diversified portfolio of real capital assets a riskier choice for long - term wealth accumulation?

If retirement asset accumulation took place within a single public fund and if the public fund owned shares in thousands of companies, Congress or public trustees would have to decide how these shares should be voted.

The accumulation and distribution of assets require two entirely different strategies and, particularly for those with a long retirement horizon, there will likely be a need for simultaneous accumulation and distribution plans.

While the 401 (k) industry has spent the past two decades training American savers to focus on asset accumulation, the 403 (b) market was created with an eye toward providing a stream of income in retirement.

Traditional financial advisors focus on the accumulation of assets and often have little knowledge about drawdown strategies.

So unless there is some new initiative, the portfolio will continue to shrink and as the FED asset shrinks, so does the stimulus and the accumulation of those assets.

While the husband made the primarily monetary contributions to the family, the wife contributed to the accumulation of marital assets by agreeing to live below the couple's substantial means and by taking care of their son and home.

How each party contributed to the accumulation of property and assets during the marriage, including the contribution of homemaking