Sentences with phrase «of availability of coverage»

Regulators tried, but the individual market pre-ACA was very much a Wild West of policies that didn't cover what you thought they did, lack of recourse, lack of availability of coverage, insurers making seemingly arbitrary decisions, and health expenses that were out of control.

Some may be unaware of the availability of this coverage while others may assume that it is included in their homeowners or renters insurance policy.

When you initially purchase insurance or at your policy renewal, your insurance company will be sending you notice of the availability of this coverage, an explanation of it and the additional premium that will be charged for it.

Not exact matches

Don Shope of Ocean View, Del., said the availability of ACA coverage gave him the confidence to leave a corporate job and start his own consulting business.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Pros Great global asset coverage and availability (100 + markets) Very low fees and margin rates No proprietary trading, no risk of default Good mobile offering and...

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«33 The reason is attributed to the availability of adequate soil coverage and water systems in Nazareth that make agriculture possible even at the hilltop.34 Archaeological digs at Nazareth by Bagatti has shown that the artifacts recovered under the shrines of Nazareth, among others, include silos, olive - pressing and wine - pressing installations, cisterns, and holes for storage jars, some of which coming from a period as early as the Iron Age.35 This led Meyers and Strange to conclude that Nazareth was a peasant village since «the principal activity of these villagers was agriculture.

Also, they have turned a deaf ear to the real concerns of the public which include not merely the availability of coverage but costs, choice, and the impact of any restructuring on families and small businesses.

Good things are defined by the availability of 4G coverage in your area.

Further, there is limited coverage of artificial insemination network and availability of skilled professionals.

In an isolated conversation held shortly before his media availability, Cuban expressed displeasure with ESPN.com's planned coverage of the Mavericks this season.

The agenda must address universal health - care coverage, access and affordability; end preventable maternal, new - born and child deaths and malnutrition ensure the protection, promotion and support of exclusive breastfeeding for six months and continued breastfeeding with adequate complementary feeding for 2 years and beyond ensure the availability of essential medicines; realize women's reproductive health and rights; ensure immunization coverage; eradicate malaria and realize the vision of a future free of AIDS and tuberculosis; reduce the burden of non-communicable diseases, including mental illness, nervous system injuries and road accidents; and promote healthy behaviours, including those related to breastfeeding, water, sanitation and hygiene.

Governor Andrew Cuomo on Tuesday said 2.7 million New Yorkers would face substantial loss in their current health care coverage while the quality and availability of health services across the state would be jeopardized.

Thanks to media coverage of criminal hacking, you probably won't think of someone perched across a table from a politician trying to improve public transport, government efficiency, or the availability of school places in deprived areas.

By doing so, the warfighter will greatly benefit because it will reduce the amount of batteries or fuel they must carry into battle, and improve the availability of continuous coverage of ISR assets.

Thanks to the internet, there's an absurd amount of coverage and opinion to chew on, but can this sprawling availability of news, announcements, and dare I say it — hype — detract from a movie's eventual effect?

This is mainly due to the availability of cheaper mobile data and greater network coverage provided by mobile service providers.

BUY WITH CONFIDENCE: Meticulous 200 - Point inspection by factory trained technicians, The confidence of a 6 - year / 100, 000 - mile comprehensive warranty coverage, 24 - Hour Customer Assistance, Complimentary 24/7 Roadside Assistance, Several Warranty Upgrades Available, The Assurance of a vehicle history report, Luxurious by standards, Certified by Ours BUY FROM AN AWARD WINNING DEALER: Please call Leith Lincoln at [phone] to check on the availability of this vehicle.

OSPI works similar to the Advanced Real Time Traffic Information system, using historical and data to draw conclusions regarding the availability of parking spaces on route within the coverage area.

Even without factoring in the culture of other countries and the availability of wifi / 3G coverage there, I know quite a few hardcore readers like my parents who won't even consider eBooks.

There are probably lots of other factors contributing to the increase in acceptance of eBooks — lower prices, Kindle and Nook Reading Apps, iPad ownership, greater availability, press coverage of Kindle and Nook.

Contrast that with a state that has a Rate Bureau maintaining an iron grip on renters insurance rates in the state, and you'll see how different types of regulation can lead to not only different rates, but also to greater or lesser availability of coverage in the state.

An example of this is the availability of «open perils» coverage.

Regulating the market helps control how life insurance coverage availability is offered to high - risk individuals.Other key functions of state regulations include agent and broker licensing to maintain a high caliber of insurance professionals and consumer services that give people options for resolving insurance issues and comparing their options.

For instance, prior restrictions to mortgage rules had the government withdraw coverage (ie: availability of mortgage loan insurance) to homes that cost $ 1 million or more.

It is possible to endorse a personal property policy with earthquake coverage in California, though specific rules apply to the availability of the coverage.

The availability of coverage and certain coverage provisions vary by carrier and state.

Did you know that the availability of wind coverage on renters insurance in Florida changes from time to time?

If the Graduate's income figure is $ 60,000 or less, he / she will be entitled to full loan repayment assistance in the form of 100 % coverage of monthly loan payments in the Income Based Repayment plan, subject to the availability of funds budgeted for this Program.

If the Graduate's income figure exceeds $ 60,000 but is less than $ 75,000, he / she will be entitled to partial loan repayment assistance in the form of partial coverage of monthly loan payments in the IBR plan, subject to the availability of funds budgeted for this Program.

With the availability of instant online renters insurance, the old way of buying coverage has certainly transformed.

It's vitally important that you read and understand all of the exclusions offered by various renters insurance companies in Austin before you purchase a policy, because they can significantly impact the availability of coverage!

Either way you choose, you'll receive the same dedicated service and the same availability of expert help to get your policy up and running with the right coverage for your individual needs.

In 2014, some early claimers, especially those without access to health coverage, may benefit from certain provisions of the Patient Protection and Affordable Care Act (PPACA) intended to improve the availability and affordability of health coverage.

Royal Bank of Canada («Royal Bank») is not responsible for this Benefit and does not guarantee the quality, security, coverage or availability of Boingo's Network or the free Wi - Fi hotspots accessed through the Wi - Finder App.

Over the past 20 years, however, the availability of group health coverage for America's retirees has declined significantly.

In addition, the response highlights the importance of programs, such as those established by the ACA, in supporting the availability of private health coverage.

Salisbury, Md., January 18, 2016 — Credit Plus, a provider of intelligent insight for mortgage professionals, announced today the availability of Reps and Warranties coverage for all of its... Read More

Availability of this program is subject to each stateâ $ ™ s approval and coverage may vary by state.

Availability of this program is subject to each state's approval and coverage may vary by state.

Mulcoy Travel is not an insurance broker and has no control over the terms, conditions and issuance of the travel insurance and disclaims any representations regarding the availability of and coverage afforded under any such insurance policy.

By subscribing for this benefit, you acknowledge that American Express is not responsible for and does not guarantee the quality, security, coverage or availability of Boingo «s Network or the free Wi — Fi hotspots accessed through the Wi — Finder App.

By subscribing for this benefit, you acknowledge that American Express is not responsible for and does not guarantee the quality, security, coverage or availability of Boingo's Network or the free Wi - Fi hotspots accessed through the Wi - Finder App.

limits on liability for lost or damaged baggage and its contents, including fragile or perishable goods, and availability of excess valuation coverage;

The latest evaluation of frequent flyer programs comes from U.S. News & World Report, which studied the offerings of 10 leading U.S. airlines, looking at their «earning and redemption values, benefits, network coverage and award flight availability,» among other things.

That's not only because United has such wide coverage here in the US as well as an extensive international route network that includes many of the longest flights to / from the country, but also because its website is a decent tool for searching Star Alliance availability, and MileagePlus is one of the travel transfer partners of the Chase Ultimate Rewards program.

Royal Bank of Canada («Royal Bank») is not responsible for this Benefit and does not guarantee the quality, security, coverage or availability of Boingo's Network or the free Wi - Fi hotspots accessed through the Wi - Finder App.

So if we would then assume that a state (or states) would not wish to provide this kind of coverage, would we then not want the federal government to step in to insure coverage availability by law?

As it had the same amount of warming, it likely had about the same amount of urbanization trend, given that the stations were spread as worldwide as data availability allowed (all networks have sparser coverage in the tropics).