Sentences with phrase «of available cash value»

You may also take a loan against your policy up to the amount of available cash value in the policy.

However, current laws require those involved in the spend - down process to usually spend most, if not all, of the available cash value in a traditional, unprotected life insurance policy.

Because the loan will reduce the amount of available cash value in the policy, however, it will also reduce the amount of death benefit.

After the surrender period ends, you can typically take out a loan against a portion of the available cash value.

Because the loan will reduce the amount of available cash value in the policy, however, it will also reduce the amount of death benefit.

Not exact matches

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).

«While asset monetizations enhance our liquidity, sales of producing natural gas and oil properties adversely affect the amount of cash flow we generate and reduce the amount and value of collateral available to secure our obligations, both of which are exacerbated by low natural gas prices..

Cree believes that these non-GAAP measures, when shown in conjunction with the corresponding GAAP measures, enhance investors» and management's overall understanding of the Company's current financial performance and the Company's prospects for the future, including cash flows available to pursue opportunities to enhance shareholder value.

Most agree that banks need to have more cash, or capital, available to ensure they do not default on their obligations when the value of their other assets plunge, as happened during the recent mortgage crisis.

It's interesting to note that our nation's banks own billions of dollars of guaranteed, high - cash - value permanent life insurance — about $ 135 billion of it, according to the latest available statistics.

As Warren Buffet has stated many times, the value of any stock equals the discounted value of the future cash flows available to equity holders.

The potential tax benefits from investing in MLPs depend on their being treated as partnerships for federal income tax purposes and, if the MLP is deemed to be a corporation, then its income would be subject to federal taxation at the entity level, reducing the amount of cash available for distribution to the fund which could result in a reduction of the fund's value.

Stocks of companies that have good free cash flow are another option to consider if you don't mind doing the research on individual stocks.2 When a company's free cash flow — the money available after a company makes payments to sustain its business — is increasing, it can be a good sign for the company's future value and its stock's future value.

If the minority chain has significant value we will make that value available for customers to hold or exchange for a period of time, as we did with Bitcoin Cash.

Conversion to a cash value policy is available without proof of insurability.

You see, when a participating whole life insurance plan is properly structured to maximize the cash value, the cash value can become available relatively quickly depending upon the amounts deposited and the other details of the policy.

However, this option is typically only available once your life insurance policy's cash value has reached a certain size, which may take five to ten years of paying premiums.

It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.

Additionally, the convertible security allows each Avigen stockholder the choice of receiving cash in an amount not presently available to them, other than in a liquidation scenario, or participating in what we believe will be growth in value of the combined entity.

Quite the contrary, some of the cash back cards we examined in the past had alternate redemptions available that would severely undercut the value of your points.

Generally, you want to have at least 20 % of the total value of the home you purchase to be available in cash.

MYGAs provide some liquidity, typically making 10 % of the contract's cash value available penalty - free annually if you're over 59 1/2.

I understand the idea of deducting the excess cash because it could be used to immediately reduce the debt and boost the equity value but... On one hand it seems logical to avoid deducting the cash that is not available for distribution (i.e. couldn't be extracted from the operations), on the other hand that is exactly the part of the cash that is less likely to bear interests.

A 100:1 ratio means that the trader is required to have at least 1/100 = 1 % of the total value of trade available as cash in the trading account, and so on.

Popular reasons for refinancing include: taking advantage of a lower interest rate that has become available, adding a spouse to the mortgage, or accessing more cash when equity rises due to an increase in the home's value.

And rather than having to move certain segments from an indexed fund to the fixed account, variable net cost loans are available which allow crediting from index strategies to be applied to the portion of the cash value being used as collateral.

There are different types of life insurance policies available, ranging from term life insurance, which is pure death insurance, to traditional dividend paying whole life insurance, which provides cash value growth in the policy.

Moreover the flexibility of cash value life insurance allows you to access the funds for other investments when opportunities are made available, such as during market crashes and bubbles popping.

If you calculate the intrinsic value of a business as Rs. 100 (just counting the book value of its land, plant & machinery and the cash in the bank) and it is available to buy in the stock market for Rs. 90, it can be a worthy investment.

In the above situation the first advance of funds for the construction (based on the estimated value of the completed house on the land) can be assessed depending on the funds available from the owners own cash to bring the construction to 40 % complete (airtight).

For a defined - contribution plan, this means the full cash value of the plan, including employer contributions, will be available upon retirement.

Using PUAs is an effective method of increasing your available cash value while at the same time boosting the policy's death benefit.

At the end of year one, they would have nearly $ 10,000 in cash value available.

Always evaluate the cash value of the points to compare that with the cash equivalents that are available.

The primary difference between Transamerica's indexed and variable universal life policies is the set of options available for how to invest the policy's cash value.

The price that a bond sells for in the market today is the sum of all future cash flows, discounted in value because they are not available today.

Policy loans are also available using your cash value as collateral, but keep in mind that loans affect the amount of your death benefit.

When available, the Company uses quoted market prices to determine fair value of certain of its cash and cash equivalents including money market funds; such items are classified in Level 1 of the fair value hierarchy.

Two types of protection available: Replacement Cost Settlement, which pays to repair or replace your home without deducting for depreciation, and Actual Cash Settlement, which pays you for the cash value of your property based on its current conditCash Settlement, which pays you for the cash value of your property based on its current conditcash value of your property based on its current condition.

Rather than surrender your life insurance policy for the cash surrender value, there is a market available that allows you to sell your life insurance policy for cash, for potentially greater amounts of money than had you chosen to surrender the policy to the life insurance company.

If you stay focused on buying assets at a margin of safety to intrinsic value, the cash will naturally tend to be available for investing when a period of market euphoria ends and bargains appear.

Incorporated («Morgan Stanley») as its advisor to assist the Company in exploring strategic alternatives available to the Company for enhancing shareholder value, including but not limited to, continued execution of the Company's business plan, the payment of a cash dividend to the Company's shareholders, a repurchase by the Company of shares of its capital stock, the sale or spin off of Company assets, partnering or other collaboration agreements, a merger, sale or liquidation of, or acquisition by, the Company or other strategic transaction.

The Board made this decision after completing an exhaustive evaluation of various strategic alternatives available to the Company for enhancing stockholder value, including but not limited to, continued execution of the Company's business plan, the payment of a cash dividend to the Company's stockholders, a repurchase by the Company of shares of its capital stock, the sale or spin off of Company assets, partnering or other collaboration agreements, a merger, sale or liquidation of, or acquisition by, the Company or other strategic transaction.

As of Oct. 31, 2011 (the latest quarter for which detailed information is available) Aberdeen had an investment portfolio of about CAD $ 80 million, $ 8 million in cash, $ 8 million in loans and $ 6 million in receivables plus royalties valued on the books of $ 27 million.

Similarly, if you have cash but no opportunity available (a common problem for value investors during bull market), you need to practice patience and remind yourself of ill effects of DSB.

Replacement cost coverage is available for the structure of your home, but only actual cash value coverage is available for your possessions.

This calculator calculates the cost of a vehicle you can afford, based on your down payment, value of your trade - in, cash rebates available, and loan terms.

For instance, the analysis below shows an updated estimate of the economic value of the policy, where $ 4,500 of cash value is available to cover all of the first year premium and part of the second year's as well.

Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).

In exceptional cases where single rooms and / or rooms with private bath or shower may not be available, your Tour Director will make an immediate cash refund for the difference in value of the room for that evening.