More than three out of five (61 percent)
of bankruptcy attorneys dealing with potential student loan debtor clients have seen cases of debts more than 15 years old still being pursued.
Not exact matches
Look for value when selecting a
bankruptcy attorney If you're considering
bankruptcy as an option for
dealing with mounting debt, and are in the process
of looking for an
attorney, you may want to stop and take a moment to read Oscar Wilde.
Therefore, if you are
dealing with both
of these situations, you should speak with a
bankruptcy attorney who is familiar with the
bankruptcy laws
of your state and can evaluate your individual and unique situation in light
of these laws.
, SFGate (February 16, 2011) Protect your credit during divorce, Sally Herigstad, creditcards.com (March 18, 2011)
Dealing with Unethical Debt Collectors, Fox Business (January 17, 2012)
Bankruptcy Basics, Speaker, San Francisco Law Library (February 6, 2012) Blogging for Lawyers, Speaker, San Francisco Bar Association (February 21, 2012) Twitter for Lawyers, Speaker, San Francisco Bar Association (April 17, 2012) Battle
of Bankruptcy vs. Offer in Compromise, Speaker, San Francisco Bar Association (May 19, 2013) How to Pick a
Bankruptcy Attorney, Fox Business (May 21, 2013)
One combination solution to think about is to look at a Chapter 7
bankruptcy to
deal with the credit card debt, get on an income drive repayment program for your federal loans and ask your
bankruptcy attorney to look and see if any
of your private loans are eligible for a quick discharge.
Some
of the common things consumers do before they consider
bankruptcy include: • Cash out their retirement funds to pay debt • Pay a debt settlement company to settle their debts • Settle their debt by
dealing directly with the creditor or its
attorney In some cases, these
bankruptcy alternatives can be just what the doctor ordered, however in others they can put you in deeper trouble without meaningful debt relief.
The
bankruptcy attorney sitting on the other side
of the desk is certainly going to give you guidance on how best to
deal with that underwater mortgage or high credit card balances, but they'll be equally concerned with what's in your garage, on your wife's finger, and whether you've transferred assets to family members recently.
Based on my own experience when was in mountains
of debt, the only people who
deal with these sorts
of situations that * aren't * just scam artists are
bankruptcy attorneys (I never did end up filing
bankruptcy, though).
Instead
of hiring a
bankruptcy attorney to file
bankruptcy for you, or instead
of hiring a debt management company or credit counselor to negotiate with your creditors on your behalf, you can make a
deal with your creditors directly.
Even most
attorneys who do not practice within the
bankruptcy system avoid
dealing with
bankruptcies, preferring to leave that area
of law to
attorneys who specialize in
bankruptcy.
Our
attorneys are accustomed to
dealing with complex and sophisticated business matters and have many years
of experience handling all financial issues surrounding
bankruptcy and reorganization, out
of court workouts, and state and federal court litigation over creditors» and debtors» rights.
If you're tired
of struggling with credit card debt, missing mortgage payments, and
dealing with creditors on the phone, it may be time to connect with a
bankruptcy attorney.