Sentences with phrase «of better creditworthiness»

The scores run from 300 to 850 and are used to predict a borrower's likelihood of future nonpayment, with higher scores indicative of better creditworthiness.

Not exact matches

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

Your credit score is a good indicator of your overall creditworthiness, but it doesn't tell lenders about one important thing: your income.

The specific information required can be different from bank to bank, but you should be prepared to dive into the details of your businesses financial health as well as your personal creditworthiness.

Despite the many score variations, any FICO score offers a good measure of your creditworthiness.

Although it's not the best indication of how your business meets its business credit obligations, business creditors consider it an important part of an overall evaluation of the business and the business owner (s) creditworthiness.

Personal credit score is really a reflection of how a borrower meets his or her personal credit obligations and may not necessarily be the best way to determine business creditworthiness — your business credit profile may be a better reflection of that.

Your credit score is a good indicator of overall creditworthiness, but it doesn't tell lenders about your income.

The best guide we've found to measure that psychological preference is the uniformity or divergence of market action across a broad range of individual stocks, industries, sectors, and security - types, including debt securities of varying creditworthiness.

Making their Finovate debut as SelfScore at FinovateFall 2014, the consumer analytics company leverages machine learning and alternative data to offer a solution that the company says provides a better measure of creditworthiness than FICO scores.

So the best evidence of those speculative inclinations is the uniformity or divergence of market action across a broad range of individual stocks, industries, sectors, and security - types, including debt securities of varying creditworthiness.

Because risk - seeking investors tend to be indiscriminate about it, we find that the best measure of risk - seeking is the uniformity of market internals across a broad range of individual stocks, industries, sectors, and security types, including debt securities of varying creditworthiness.

If you're clearly aware of your foreign customers» creditworthiness, as well as local political and economic conditions that may affect their ability to pay, protecting your receivables will be a lot easier.

He believes that better indicators of creditworthiness are «reliability, discipline, education, employment.»

-LRB-...) The strength of demand for eurozone «periphery» debt reflected increased investor appetite for higher - yielding government bonds as well as rising confidence in the creditworthiness of eurozone economies.

As well as being conscientious about paying bills promptly, you should avoid showing any signs of financial distress that could lessen your creditworthiness.

PMI rates are based on the loan - to - value ratio as well as the creditworthiness of the borrowers, but even if you have good credit and have paid all your mortgage payments on time, low equity is still considered an increased risk on the loan.

First, a credit score is really just a numerical expression of a person's creditworthiness and the higher the better when it comes to this metric.

The first business developed as a result of relationships with mortgage lenders that wanted their interests protected if property insurance slipped out of force (not a good sign for the creditworthiness of the loan).

In addition to the standard measures, I look for companies with good bond ratings, which are the best single measure of a companyâ $ ™ s creditworthiness.

Higher scores tend to suggest better creditworthiness for the person being rated; lower scores, on the other hand, carry associated risks to the person in terms of the likelihood of being able to pay his debts.

Individuals with great credit will have more options available to them, but in the case of bad credit the best payday loans will be the ones that use a different set of criteria when determining creditworthiness, instead of depending primarily on the «Big Three» credit bureau reports.

Your credit score is a good indicator of your overall creditworthiness, but it doesn't tell lenders about one important thing: your income.

All that is needed is good credit score as a measure of your creditworthiness.

Some are better than others at predicting the creditworthiness of a particular individual, given a specific purpose.

The bankruptcy will have damaged your credit score, and making on - time credit card payments is one of the best ways to rebuild your creditworthiness.

This has to happen to a lot of companies at the same time, such that the creditworthiness of some moderately - well capitalized institutions, that were thought to have adequate liquidity are called into question.

With that in mind, it is important to gain a better understanding of how credit scores work so it'll be possible to improve your overall creditworthiness.

While your credit score is not the lone factor in determining creditworthiness, it will show the overall health of your credit and gives lenders a good indication of your ability to pay back a loan.

A.M. Best rating of A + signifies that OneAmerica and AUL have a strong financial foundation and creditworthiness.

To them, a good score is the only indicator of creditworthiness without which you can only approach lenders of bad credit mortgages in Orangeville.

Lenders use your credit score to determine your creditworthiness, as well as the conditions of your loan, including the interest rate.

Although personal credit score might not be the best way to evaluate business creditworthiness, it will likely be part of the equation for most small business applications.

Installment loans carry a lot of weight with banks and lenders because they show creditworthiness and that you are a good credit risk.

One of the other benefits of being an authorized user is that the card's good payment history is added to your credit report, which eventually will improve your creditworthiness.

Because lenders consider your cosigner's creditworthiness and information when making a loan decision, you'll want a cosigner who has good to excellent credit history, several years or more of credit history, stable income, good employment history and a low debt - to - income ratio.

Unlike a secured loan that has collateral standing good in the event that you should default or fail to honor the terms of your loan agreement, an unsecured loan is based solely upon your personal credibility and creditworthiness.

A.M. Best rating of A as of June 2016 signifies that Ameritas has a strong financial foundation and creditworthiness.

«It provides insight into each borrower's use of credit and provides a more complete picture of their eligibility for mortgage loans as well as the risks inherent in their creditworthiness,» said Timothy Mayopoulos, Fannie's president and chief executive, in a recent interview.

The program provides a snapshot of an applicant's revolving credit payments in an attempt to better divine a borrower's creditworthiness.

This workshop explains what credit is, the characteristics used to determine a person's creditworthiness, the cost of credit, how to establish credit, the types of credit, tips for managing credit, and reviews a sample credit report as well as how a credit report affects your credit score.

The interest rate will be reflection of your creditworthiness as well as prevalent market rates but will almost always be less than the APR associated with credit cards.

If you are in need of a credit card that provides the opportunity to improve your creditworthiness, then you may find one of the Orchard Bank Classic MasterCard to be a good fit.

The A.M. Best rating is a forward - looking and objective opinion regarding an insurer's relative creditworthiness based on a comprehensive analysis of balance sheet strength, operating performance, and company profile.

Finding the best hotel credit card is a four - step process: Determine which type of hotel card you want, prioritize the key features that mean the most to you, and consider your creditworthiness and how much you spend.

The specific information required can be different from bank to bank, but you should be prepared to dive into the details of your businesses financial health as well as your personal creditworthiness.

Granted, this score is better than none, and it can at least give you an indication of your overall creditworthiness.

It gives you a good idea where you stand, in terms of creditworthiness.

Well, who else could have done it, but the banks making the loans are in a fix because their health is subject to the creditworthiness of those that they lent to, which should be no surprise, but we forget.

With the spread of knowledge there can be more awareness and active consumers who better understand how their creditworthiness can impact their future.