Sentences with phrase «of bodily injury and property damage liability»

Most states require you to carry a minimum amount of bodily injury and property damage liability, but a single serious accident could easily max out those limits, leaving you with thousands of dollars in our of pocket expenses.

By state law, businesses must carry a certain level of bodily injury and property damage liability coverage on each vehicle used for work.

Protection and Indemnity (P&I) insurance - The nautical equivalent of bodily injury and property damage liability.

For example, a 300 policy would cover $ 300,000 of bodily injury and property damage liability combined after an accident.

Most car insurance companies will start with the minimum amounts required of bodily injury and property damage liability.

It provides comprehensive catastrophic liability coverage over and above certain limits of the bodily injury and property damage liability insurance the firm requires.

Like many other states, California requires a minimum amount of bodily injury and property damage liability coverage.

For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:

Other states require additional coverages, such as uninsured / underinsured motorist coverage or personal injury protection, above and beyond the minimum levels of bodily injury and property damage liability: Colorado, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Illinois, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia, and Wisconsin.

Generally, you purchase this type of insurance in the same amounts of your bodily injury and property damage liability insurance.

While California car insurance laws only require you to carry a small amount of bodily injury and property damage liability insurance to protect the interests of others, you might injure someone in an accident, and lenders require you to carry sufficient insurance to cover their interests.

Most states require you to carry at least a minimum level of bodily injury and property damage liability coverage.

Both the limits of bodily injury and property damage liability can be increased by paying more in premiums.

Most states require moped and scooter owners (like motorcycle owners) to have some level of bodily injury and property damage liability insurance.

Not exact matches

Your home and auto policies already offer some form of liability coverage in the event you're sued for bodily injury or property damage.

For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.

General Liability: NAYS League Directors also receive Commercial General Liability, which covers NAYS League Directors while acting in their capacity as administrators in youth sports activities if they become legally obligated to pay for claims arising out of bodily injury, property damage and personal injury.

NAYS Coaches are covered for Excess General Liability while acting in their capacity as coaches in youth sports activities if they become legally obligated to pay for claims arising out of bodily injury, property damage and personal injury.

According to a release from the NIC, the compulsory insurance will cover fire and allied perils like flood, earthquake, the collapse of buildings, storm and as well, legal liabilities of an owner or occupier of premises in respect of loss of or damage to property, bodily injury or death suffered by all users of the premises and third parties.

Allstate is discounting by 10 percent each of three coverages that make up an auto policy: bodily injury, property damage and liability, and collision.

Bodily injury or property damage caused by actual negligence of a child 13 or older can be paid for by liability, and of course the defense coverage applies.

Technical Answer: «If a claim is made or a suit is brought against an insured for damages because of bodily injury or property damage... we will pay up to our limit of liability for the damages for which the insured is legally liable... and provide a defense at our expense by counsel of our choice even if the suit is groundless, false, or fraudulent.»

With personal property coverage on a replacement cost basis, loss of use insurance to pay for your hotel, and liability coverage should you cause another person bodily injury or property damage, Effective Coverage has got you covered.

Minnesota state requires minimum auto insurance liability of $ 30,000 per person for bodily injury protection up to $ 60,000 per accident, $ 10,000 for property damage per accident, $ 40,000 per person for personal injury protection, and $ 25,000 per person for uninsured and underinsured motorists up to $ 50,000 per accident.

Oak Run Manor renters insurance provides liability coverage, of course, to protect you if you cause bodily injury or property damage to someone else and they expect you to make them whole.

The 30/60/25 Law in Texas requires all drivers to carry that amount of auto insurance for bodily injury liability and property damage liability coverage.

In Texas there is the 30/60/25 Law where drivers need to hold that amount of auto insurance for bodily injury liability and property damage liability coverage.

Be sure to ask your member agent about ATV policies like comprehensive, bodily injury and property damage liability, and uninsured / underinsured motorists coverage to determine which of these options makes sense for your vehicle and use.

South Carolina state requires three types of liability coverage in auto insurance policies in the state: bodily injury, property damage, and uninsured motorist.

Basic dirt bike insurance policies include bodily injury and property damage liability coverage but there are a number of other optional coverages dirt bike owners should consider purchasing.

Your insurer pays the maximum out under your standard policy for $ 15,000 in bodily injury liability for the driver, $ 10,000 for the passenger's medical expenses, and $ 5,000 under the property damage portion of your policy.

Connecticut requires minimum auto insurance liability of $ 20,000 per person for bodily injury protection and up to $ 40,000 per accident, and $ 10,000 for property damage per accident.

It's a kind of liability insurance that goes above and beyond the liability limits of your homeowner's policy, covering you against lawsuits for bodily injury or property damage that you or household family members cause to other people.

In Texas there is the 30/60/25 Law which requires all drivers to carry that amount of auto insurance for bodily injury liability and property damage liability coverage.

For example, if you have bodily injury and property damage liability coverage, any damage you cause to someone's property is covered by your insurance policy, up to the limits of your policy.

CSE Insurance's auto insurance policies have the standard breadth of bodily injury liability, property damage, and personal injury protection.

You get liability coverage to protect you in the event that you should cause bodily injury or property damage, as well as personal property coverage to protect the contents of your apartments from fire, theft, vandalism, and other common perils.

Connecticut requires that every driver carry minimum liability limits of $ 20,000 per person and $ 40,000 per accident in bodily injury coverage and $ 10,000 property damage coverage.

As a Southern California driver, your requisite insurance includes bodily injury coverage to the tune of $ 15,000 per person and $ 30,000 per accident as well as property damage liability worth $ 5,000.

One number that expresses the maximum amount that the liability coverage of an insurance policy will pay for property damage and bodily injury from a single incident.

At the least, you're required by law to buy a 20/40/10 policy: minimum bodily injury liability limits of $ 20,000 per injured person, up to a total of $ 40,000 per accident, and property damage liability coverage of $ 10,000.

All of them include bodily injury and property damage liability, which cover any rider on the vehicle, and have a long list optional coverages.

Lottery winnings can quickly be depleted by the cost of defending against a liability claim for bodily injury or property damage, and renters insurance would take care of those costs as well as the costs of the claim if proven.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

New Mexico requires minimum auto insurance liability of $ 25,000 per person for bodily injury protection and up to $ 50,000 per accident, and $ 10,000 for property damage per accident.

Loss of use coverage will reimburse you for hotel bills if you are unable to stay in your apartment due to a covered loss, and liability protects you if you negligently cause property damage or bodily injury to someone else.

California requires that car insurance policies have at least bodily injury liability and property damage liability coverages of the limits below:

In Florida, as of early 2010, you needed to carry bodily injury liability ($ 10,000 per person, $ 20,000 per accident), $ 10,000 worth of property damage liability, and personal injury protection (PIP).

You'll need a North Carolina car insurance policy providing at least bodily injury liability $ 30,000 per injured person and $ 60,000 per accident; property damage liability of $ 25,000; and uninsured driver coverage of $ 30,000 per person and $ 60,000 per accident.

For instance, if you went with the minimum liability requirements for Tennessee drivers — which, as of 2010, were $ 25,000 bodily injury per person, $ 50,000 bodily injury per accident, and $ 15,000 property damage — you would probably be underinsured, according to most experts.