Washington residents must have at least $ 25,000 of liability insurance to cover the injury or death of one person and $ 50,000
of bodily injury coverage per accident.
Oregon mandates every driver carry at least $ 25,000 of bodily injury coverage per person, $ 50,000
of bodily injury coverage per accident, and $ 20,000 of property damage liability coverage.
Oklahoma insurance minimums require drivers to have $ 25,000 of bodily injury coverage per person, $ 50,000
of bodily injury coverage per accident, and $ 25,000 of property damage liability coverage.
Proof of Liability Insurance: If you purchase insurance, Iowa requires that it includes at least limits of $ 20,000 of bodily injury coverage per person, $ 40,000
of bodily injury coverage per accident, and $ 15,000 of property damage liability coverage per accident.
Not exact matches
Many people choose to purchase
coverage that exceeds the requirement
of $ 20,000
bodily injury per person, $ 40,000
bodily injury per accident and $ 10,000 in property damage.
We gathered quotes from three major carriers for a 45 - year - old rider and a sample insurance policy that included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident, and $ 50,000 in property damage
coverage.
To see who in Wyoming had the best motorcycle insurance rates, we gathered quotes from five major insurance carriers for a sample policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage) and rider.
Many choose to purchase
coverage that exceeds the state requirement
of $ 15,000
bodily injury per person, $ 30,000
bodily injury per accident and $ 5,000 property damage — amounts that are low by the standards
of most states.
That rider had a policy that included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage.
In order to drive a moped or a motorcycle in Wisconsin, you'll need to have at least $ 25,000
of bodily injury coverage per person, $ 50,000
of bodily injury per accident and $ 10,000
of property damage
coverage.
Connecticut requires that every driver carry minimum liability limits
of $ 20,000
per person and $ 40,000
per accident in
bodily injury coverage and $ 10,000 property damage
coverage.
As a Southern California driver, your requisite insurance includes
bodily injury coverage to the tune
of $ 15,000
per person and $ 30,000
per accident as well as property damage liability worth $ 5,000.
At the least, you're required by law to buy a 20/40/10 policy: minimum
bodily injury liability limits
of $ 20,000
per injured person, up to a total
of $ 40,000
per accident, and property damage liability
coverage of $ 10,000.
On the other hand, if you have an auto policy with
bodily injury liability
of $ 100,000
per person, $ 300,000
per accident, and $ 100,000
of property damage along with full
coverage (let's say the actual cash value
of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV
of your car, minus $ 500 deductible), or $ 420,000.
To see who in the state has the best rates, we gathered motorcycle insurance quotes from five major carriers for a 45 - year - old male rider (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage).
The policy itself included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage.
We gathered motorcycle insurance quotes from three major carriers in Rhode Island for a sample rider and policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage).
To see who in New Hampshire had the best motorcycle insurance rates, we analyzed quotes for a 45 - year - old rider and a policy that included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage.
Auto Insurance Responsibilities and Homeowners Insurance Advice As
of early 2010, California law required compulsory auto
coverage to the tune
of $ 15,000
bodily injury per person and $ 30,000
bodily injury per accident.
Of course, these numbers may be moot, since most Temple insurance agents will recommend that you get far more than the minimum
coverage — something like $ 100,000
bodily injury per person and $ 300,000
bodily injury per accident.
If you do any sort
of traveling on the 91, the 5, the 57, the Orange Freeway, or even just area surface streets, chances are you need
coverage to the tune
of $ 100,000
bodily injury (
per person), $ 300,000
bodily injury (
per accident), and $ 50,000 property damage.
As
of February 2010, in Illinois, you needed
bodily injury coverage to the tune
of $ 40,000
per accident and $ 20,000
per person; $ 15,000 worth
of property damage
coverage; and uninsured motorist
coverage.
You'll need a North Carolina car insurance policy providing at least
bodily injury liability $ 30,000
per injured person and $ 60,000
per accident; property damage liability
of $ 25,000; and uninsured driver
coverage of $ 30,000
per person and $ 60,000
per accident.
To meet Michigan's minimum motorcycle insurance requirements, you'll need at least $ 20,000
of coverage for
bodily injuries per person, $ 40,000
of coverage for
bodily injuries per accident and $ 10,000
of coverage for property damage
per accident.
To see who in Montana had the best motorcycle insurance rates, we gathered quotes for a 45 - year - old male rider and a sample policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage).
What this means is that state law requires your insurance policy provides you with $ 20,000 worth
of coverage for
bodily injury or death that you cause to other individuals, $ 40,000 worth
of coverage for
bodily injury or death caused
per accident if multiple people are involved, and $ 10,000 worth
of coverage for property damage caused in other states.
After collecting data from four major insurance carriers for a sample 45 - year - old rider and policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage), we found that quotes for the most expensive place were 34.7 % higher than the cheapest.
Rhode Island requires minimum
coverage of $ 25,000
per person for
bodily injury protection and up to $ 50,000
per accident, and $ 25,000 for property damage
per accident.
The policy for was for a sample 45 - year - old rider and a policy with
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage
coverage.
The consequences
of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the minimum in
coverage:
bodily injury liability
of $ 15,000
per person and $ 30,000
per accident, and property damage liability
of $ 5,000.
You need
bodily injury (BI) protection
of $ 30,000 minimum
per accident and $ 15,000 minimum
per person as well as property damage (PD)
coverage of just $ 5,000.
According to early 2010 laws, Floridian drivers needed very basic
coverage —
bodily injury protection
of $ 10,000
per person and $ 20,000
per accident and property damage
of $ 10,000.
Let's take the example
of a 40 - year - old male who has a joint policy with his wife and opts for a 100 / 300/50 policy ($ 100,000
bodily injury coverage for one person in one
accident, $ 300,000
bodily injury coverage total
per accident, and $ 50,000 property damage
coverage per accident).
As
of early 2010, state law required Marylanders to get protection on the order
of: $ 20,000
bodily injury per person, $ 40,000
bodily injury per accident, and $ 10,000 property damage — as well as personal
injury protection, uninsured motorist, and underinsured motorist
coverage.
The policy quoted was for a 45 - year - old rider and included
coverage for
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident, and $ 50,000 in property damage.
Under Massachusetts law, however, drivers must maintain a minimum
of $ 20,000 in
bodily injury coverage per person and $ 40,000
per accident.
Thousands more are injured in
accidents involving drivers who carry only the minimum amount
of liability
coverage for
bodily injury, which in Missouri and Kansas, is $ 25,000
per person and $ 50,000
per accident.
While the minimum amounts
of coverage for a non-rideshare driver are $ 15,000 / $ 30,000 in
bodily injury liability
per person /
per accident, and $ 5,000 for property damage, the insurance requirements for rideshare companies are:
Basic
coverage consists
of $ 30,000
per person up to $ 60,000
per accident of bodily injury liability and uninsured motorist liability as well as $ 15,000
of property damage protection and uninsured motorist property damage.
The Insurance Information Institute (III) and other insurance industry experts recommend
bodily injury liability
coverage of $ 100,000
per person and $ 300,000
per accident (referred to as 100/300
coverage).
All drivers will need to purchase basic
coverage to pay for the other driver's losses which includes
bodily injury liability limits
of $ 25,000
per person up to $ 50,000
per accident as well as property damage liability
of $ 10,000.
Analysis used a consistent base profile for the insured driver: a 30 - year - old single male driving a 2013 Honda Accord EX with a good driving history and
coverage limits
of $ 50,000
bodily injury liability
per person / $ 100,000
bodily injury liability
per accident / $ 50,000 property damage liability
per accident with a $ 500 deductible for comprehensive and collision.
Under this plan, the minimum
coverage requirement is $ 50,000
per person up to $ 100,000
per accident of bodily injury liability as well as $ 15,000
of property damage protection.
For example, if you're a Connecticut driver (where minimum liability
coverage is $ 20,000
of bodily injury protection
per person, $ 40,000
of bodily injury protection
per accident and $ 10,000
of property damage
per accident, referred to as 20/40/10) and are involved in an
accident in New York (which requires 25/50/10
of liability
coverage), your auto insurance will automatically extend to meet New York's requirements.
In the state, the basic requirements are $ 15,000
per injured person up to a total
of $ 30,000
per accident for
bodily injury liability and $ 10,000 for property damage liability
coverage.
In fact, state law requires every driver to purchase
bodily injury liability
coverage of $ 15,000
per injured person, up to a total
of $ 30,000
per accident, and property damage liability
coverage of $ 10,000 (known as a 15/30/10 policy).
Most states have a minimum
bodily injury liability
coverage requirement
of $ 20,000 to $ 25,000
per person and $ 40,000 to $ 50,000
per accident, says Bob Passmore, senior director
of personal insurance lines for the Property Casualty Insurers Association
of America.
West Virginia mandates that motorists buy $ 25,000 worth
of bodily injury liability
coverage (up to $ 50,000
per accident) and $ 25,000 worth
of property damage liability
coverage as well.
Basic
coverage is mandatory for all drivers in East Brunswick and includes $ 5,000
of property damage protection for vehicle damages and expenses as well as $ 15,000
per person up to $ 30,000
per accident for
bodily injury liability.
Before purchasing a plan, make sure that there is at least $ 25,000
per person and $ 65,000
per accident of bodily injury liability
coverage and at least $ 15,000 in property damage liability protection.