All drivers across the lovely state of Minnesota need to purchase basic coverage which includes $ 30,000
of bodily injury per person up to $ 60,000 per accident as well as $ 10,000 of property damage protection.
You'll also have to buy coverage to protect yourself against uninsured motorists: $ 20,000
of bodily injury per person and $ 40,000 of bodily injury, total, per accident.
Not exact matches
Sen Jim Seward's version
of the bill, which received the backing
of insurers and car - hail apps, has a $ 50,000 liability insurance for «death and
bodily injury per person» and $ 100,000 for «death and
bodily injury per incident» during phase one.
Many
people choose to purchase coverage that exceeds the requirement
of $ 20,000
bodily injury per person, $ 40,000
bodily injury per accident and $ 10,000 in property damage.
As
of 2015, motorcycle riders in Montana must have at least $ 25,000 in
bodily injury protection
per person ($ 50,000
per accident with more than one
person) and $ 20,000 in personal property protection.
We gathered quotes from three major carriers for a 45 - year - old rider and a sample insurance policy that included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident, and $ 50,000 in property damage coverage.
To see who had the best motorcycle insurance rates in West Virginia, we obtained quotes for a sample rider with
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident.
Insurance policies were structured to include mandatory minimum liability limits
of $ 25,000
per person and $ 50,000
per accident for
bodily injury, and $ 25,000 for physical damage.
To see who in Wyoming had the best motorcycle insurance rates, we gathered quotes from five major insurance carriers for a sample policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage) and rider.
Minnesota state requires minimum auto insurance liability
of $ 30,000
per person for
bodily injury protection up to $ 60,000
per accident, $ 10,000 for property damage
per accident, $ 40,000
per person for personal
injury protection, and $ 25,000
per person for uninsured and underinsured motorists up to $ 50,000
per accident.
Many choose to purchase coverage that exceeds the state requirement
of $ 15,000
bodily injury per person, $ 30,000
bodily injury per accident and $ 5,000 property damage — amounts that are low by the standards
of most states.
Connecticut requires minimum auto insurance liability
of $ 20,000
per person for
bodily injury protection and up to $ 40,000
per accident, and $ 10,000 for property damage
per accident.
That rider had a policy that included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage.
In order to drive a moped or a motorcycle in Wisconsin, you'll need to have at least $ 25,000
of bodily injury coverage
per person, $ 50,000
of bodily injury per accident and $ 10,000
of property damage coverage.
Connecticut requires that every driver carry minimum liability limits
of $ 20,000
per person and $ 40,000
per accident in
bodily injury coverage and $ 10,000 property damage coverage.
As a Southern California driver, your requisite insurance includes
bodily injury coverage to the tune
of $ 15,000
per person and $ 30,000
per accident as well as property damage liability worth $ 5,000.
At the least, you're required by law to buy a 20/40/10 policy: minimum
bodily injury liability limits
of $ 20,000
per injured
person, up to a total
of $ 40,000
per accident, and property damage liability coverage
of $ 10,000.
North Dakota state law requires minimum auto insurance
of $ 25,000
per person, $ 50,000
per accident for
bodily injury, and $ 25,000
per accident for property damage.
On the other hand, if you have an auto policy with
bodily injury liability
of $ 100,000
per person, $ 300,000
per accident, and $ 100,000
of property damage along with full coverage (let's say the actual cash value
of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV
of your car, minus $ 500 deductible), or $ 420,000.
New Mexico requires minimum auto insurance liability
of $ 25,000
per person for
bodily injury protection and up to $ 50,000
per accident, and $ 10,000 for property damage
per accident.
To see who in the state has the best rates, we gathered motorcycle insurance quotes from five major carriers for a 45 - year - old male rider (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage).
The policy itself included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage.
We gathered motorcycle insurance quotes from three major carriers in Rhode Island for a sample rider and policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage).
To see who in New Hampshire had the best motorcycle insurance rates, we analyzed quotes for a 45 - year - old rider and a policy that included
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage.
Auto Insurance Responsibilities and Homeowners Insurance Advice As
of early 2010, California law required compulsory auto coverage to the tune
of $ 15,000
bodily injury per person and $ 30,000
bodily injury per accident.
Of course, these numbers may be moot, since most Temple insurance agents will recommend that you get far more than the minimum coverage — something like $ 100,000
bodily injury per person and $ 300,000
bodily injury per accident.
If you do any sort
of traveling on the 91, the 5, the 57, the Orange Freeway, or even just area surface streets, chances are you need coverage to the tune
of $ 100,000
bodily injury (
per person), $ 300,000
bodily injury (
per accident), and $ 50,000 property damage.
In Florida, as
of early 2010, you needed to carry
bodily injury liability ($ 10,000
per person, $ 20,000
per accident), $ 10,000 worth
of property damage liability, and personal
injury protection (PIP).
As
of February 2010, in Illinois, you needed
bodily injury coverage to the tune
of $ 40,000
per accident and $ 20,000
per person; $ 15,000 worth
of property damage coverage; and uninsured motorist coverage.
You'll need a North Carolina car insurance policy providing at least
bodily injury liability $ 30,000
per injured
person and $ 60,000
per accident; property damage liability
of $ 25,000; and uninsured driver coverage
of $ 30,000
per person and $ 60,000
per accident.
For instance, if you went with the minimum liability requirements for Tennessee drivers — which, as
of 2010, were $ 25,000
bodily injury per person, $ 50,000
bodily injury per accident, and $ 15,000 property damage — you would probably be underinsured, according to most experts.
In NC, according to early 2010 laws, drivers had to carry
bodily injury protection
of $ 30,000
per person and $ 60,000
per accident.
To meet Michigan's minimum motorcycle insurance requirements, you'll need at least $ 20,000
of coverage for
bodily injuries per person, $ 40,000
of coverage for
bodily injuries per accident and $ 10,000
of coverage for property damage
per accident.
To see who in Montana had the best motorcycle insurance rates, we gathered quotes for a 45 - year - old male rider and a sample policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage).
Most
people carry insurance that includes the state's required
bodily injury liability
of $ 15,000
per person / $ 30,000
per accident and property damage liability
of $ 5,000.
As
of January 1, 2011, those minimums bump up for
bodily injury to $ 30,000
per person and $ 60,000
per accident.
What this means is that state law requires your insurance policy provides you with $ 20,000 worth
of coverage for
bodily injury or death that you cause to other individuals, $ 40,000 worth
of coverage for
bodily injury or death caused
per accident if multiple
people are involved, and $ 10,000 worth
of coverage for property damage caused in other states.
Pursuant to Texas law as
of early 2010, drivers needed insurance to the tune
of $ 25,000
bodily injury per person, $ 50,000
bodily injury per accident, and $ 25,000 property damage.
After collecting data from four major insurance carriers for a sample 45 - year - old rider and policy (
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage), we found that quotes for the most expensive place were 34.7 % higher than the cheapest.
Rhode Island requires minimum coverage
of $ 25,000
per person for
bodily injury protection and up to $ 50,000
per accident, and $ 25,000 for property damage
per accident.
The Mississippi Insurance Department requires minimum auto insurance liability
of $ 25,000
per person, $ 50,000
per accident for
bodily injury and $ 25,000 for property damage
per accident.
The policy for was for a sample 45 - year - old rider and a policy with
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident and $ 50,000 in property damage coverage.
We got quotes from five major carriers for a 45 - year - old male rider seeking
bodily injury protection
of $ 100,000
per person / $ 300,000
per accident.
The consequences
of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the minimum in coverage:
bodily injury liability
of $ 15,000
per person and $ 30,000
per accident, and property damage liability
of $ 5,000.
Nevada requires that all drivers maintain liability limits
of at least $ 15,000
per person, $ 30,000
per accident for
bodily injury and $ 10,000 property damage.
Wyoming's automobile financial responsibility law requires minimum liability limits
of $ 25,000
per person, $ 50,000
per accident
bodily injury and $ 20,000 property damage.
You need
bodily injury (BI) protection
of $ 30,000 minimum
per accident and $ 15,000 minimum
per person as well as property damage (PD) coverage
of just $ 5,000.
According to early 2010 laws, Floridian drivers needed very basic coverage —
bodily injury protection
of $ 10,000
per person and $ 20,000
per accident and property damage
of $ 10,000.
Most agents (in their right mind) would argue that the minimums are way too low, and that you should get protection more along the lines
of $ 100,000
bodily injury per person, $ 300,000
bodily injury per accident, and $ 50,000 (or more) for property damage liability.
Some insurance experts advise drivers to get substantially more than these minimums: something more along the lines
of $ 100,000
bodily injury per person, $ 300,000
bodily injury per accident, and $ 50,000 property damage.