Sentences with phrase «of budget counseling»

Consumer Credit Counseling, otherwise known as CCCS, is a service that offers debt management solutions in the form of budget counseling, various financial educational programs and assistance in using credit properly to avoid bankruptcy.

Not exact matches

«Typically, homeowners don't feel they have the heft or the wherewithal to take on a lender in that type of way,» said Jesse Ergott, executive director of Neighborhood Housing Services of Lackawanna County, a nonprofit budget counseling agency that assists people with troubled mortgages.

Such counsel flouts the current policy stance of the federal Conservative government, which is to eliminate the budget deficit next year.

Back row standing left to right: Tanya Penny, Vice President, Verizon; Carolyn Walsh, Vice President, Southwest Region, UPS; Michael McGranaghan, Vice President and Chief Procurement Officer, Johnson & Johnson; Scott Buchanan, VP, PepsiCo Global Procurement, PepsiCo Inc.; Robert McCormes - Ballou, Director, Vendor Development & Diversity, Office Depot; Ingrid Saunders Jones, Senior Vice President, Corporate External Affairs and Chair of the Coca - Cola Foundation; John Wilder, Chairman and CEO, TXU; Karen Sclafani, Senior Vice President and General Counsel, Avis Budget Group, Inc.; Michael Robinson, Program Director, Global Supplier Diversity, IBM Corporation; John Jefferson, Director of Diversity, Shell Oil Company; and Jean Baderschneider, Vice President, Global Procurement, Exxon Mobil Corporation.

The issue first came to light in a leaked memorandum from the independent enforcement counsel at the state Board of Elections, Risa Sugarman, a position formed in 2014 following an ethics agreement in the budget and the shuttering of the Moreland Commission, a panel formed to investigate corruption in the Legislature.

The lining out of budget bills by the Governor's counsels office is also complete.

Race was a member of Pataki's inner circle in the early years, along with Patricia Woodworth, budget director; Michael Finnegan, counsel; and Zenia Mucha, communications director.

Before joining Powers and Company, Heather served as an Assistant Counsel to the State Senate Majority, working on a range of issues, including economic development, budget reform, and consumer protection.

As chief counsel, Kiernan becomes a top adviser to Paterson and one of the most powerful figures in the executive chamber, which faces an unprecedented budget deficit this year and has seen an unusually high amount of turmoil in recent months.

During a city council budget hearing, Acting General Counsel Kelly MacNeal was questioned about the status of a two - year ongoing probe by the Manhattan U.S. Attorney.»

In January, former IDC policy analyst and counsel Erica Vladimer accused Klein of unexpectedly kissing her while they were smoking cigarettes outside an Albany bar following passage of the state budget on April 1, 2015.

Included on the venture is Secretary Bill Mulrow, Director of State Operations Jim Malatras, Counsel Alphonso David, chief of staff and special advisor Melissa DeRosa and Budget Director Robert Mujica.

Since Brown took over as mayor, costs for the city corporation counsel's office have risen by nearly half — from $ 2.05 million in the final year of Masiello's administration to the $ 3.2 million budgeted for this year.

Robert Megna: Director of the Division of Budget Jim Malatras: Deputy Secretary for Policy Management Andrew Zambelli: Counselor to the Governor Linda Lacewell: Special Assistant to the Governor Paul Francis: Director of Agency Redesign and Efficiency Sabrina Ty: Deputy Secretary of Legislative Affairs Barry Sample: Deputy Director of State Operations Leslie Leach: Appointments Secretary to the Governor Yrthya Dinzey - Flores: Chief Diversity Officer Gaurav Vasisht: First Assistant Counsel Alphonso David: Deputy Secretary for Civil Rights Kristin Proud: Deputy Secretary for Human Services, Operations, and Technology Elizabeth Glazer: Deputy Secretary for Public Safety Patrick Foye: Deputy Secretary for Economic Development James Introne: Deputy Secretary for Health and Director of Healthcare Redesign Thomas Congdon: Assistant Secretary for Energy and Environment Yomika Bennett: Assistant Secretary for Transportation

Leiberman joined public defenders, immigrant advocates and Councilmembers at City Hall on May 11 to call on Mayor Bill de Blasio to drop a proposal in his Executive Budget that would restrict access to legal counsel for immigrants facing deportation who have been convicted of certain crimes.

Then - legal counsel Andrew McDonald, center, applauds between Chief of Staff Timothy Bannon, left, and Budget Director Benjamin Barnes as Gov. Dannel Malloy presents his first two - year budget during a joint session of the General Assembly in HarBudget Director Benjamin Barnes as Gov. Dannel Malloy presents his first two - year budget during a joint session of the General Assembly in Harbudget during a joint session of the General Assembly in Hartford.

In the new opinion, David Barron, the acting head of the Office of Legal Counsel, wrote that the statute — a restriction Congress imposed in the State Department's annual budget bill — «unconstitutionally infringes on the president's authority to conduct the nation's diplomacy, and the State Department may disregard it.»

Cuomo's counsel Mylan Denerstein said the price tag to the state from the new definition of medical necessity is expected to be roughly $ 25 million, and will be included in the budget for the next fiscal year.

When the proposed cuts were announced on Thursday, City Councilmember Maragret Chin released a statement saying, «Governor Cuomo's budget again and again targets the most vulnerable members of our community... Cutting funds for senior citizens severs a lifeline to integral health care, nutrition, and counseling services.»

Along with Governor Andrew Cuomo, his Chief of Staff, Joe Percoco, his Counsel Alphonso David, and his Budget Director Mary Beth Labate, there were Senators Andrea Stewart - Cousins, Ruth Hassell - Thompson, Liz Krueger, Marcos Serrano, Gustavo Rivera, Adriano Espaillat, Brad Hoylman, and Daniel Squadron.

The councilman's «New Deal» agenda includes a plan for youth employment, which Williams said would require an additional $ 100 million out of the city's $ 85.6 billion budget; free mental health counseling in communities of color, due to the stigmatization of mental health in those communities; free SAT prep classes and community college tuition; and further expanding the city's Crisis Management System.

That could mean a hit to the budget of some nonprofits dealing with Zika, if they continue counseling patients about abortions.

OPENING THIS WEEK Kam's Kapsules: Weekly Previews That Make Choosing a Film Fun by Kam Williams For movies opening October 9, 2009 BIG BUDGET FILMS Couples Retreat (PG - 13 for profanity and sexuality) Battle - of - the - sexes comedy revolving around four couples vacationing on a tropical island who come to regret booking themselves at the therapy getaway when they learn that participation in the retreat's relationship counseling sessions is not optional.

More than nine in ten (93 %) of all schools providing counselling services use their own budget to fund this provision.

In this capacity, she was responsible for student services for 150,000 students and special education programming for 17,000 students with disabilities, managing a budget of $ 325 million, overseeing nonpublic placements and alternative programs, providing special education staffing for 200 schools, the provision of K - 12 school counseling, psychological services, pupil personnel services, and the administration of the International Student Admission Office.

Liam Collins head of Uplands Community College in Wadhurst, East Sussex, said budget pressures amounted to «a cut of 10 teachers, fewer clubs, no pastoral support, a narrowed curriculum, no counselling for students struggling with mental health issues, crumbling buildings, no IT upgrades, no new textbooks and no school planners.

Expanding the use of Title II funds, for instance, for purposes other than to support teachers and principals — combined with the elimination of the maintenance - of - effort provision and the elimination of programs to enhance literacy, digital learning, and school counseling — will greatly reduce the chances that states will use those funds for anything but budget relief.

Academic supports work, but are costly, and decades of state higher education budget cuts have left public institutions with large classes taught by less - qualified instructors, and little in the way of counseling, mentoring, and other core services.

They have both used their business backgrounds to counsel countless families in the areas of budgeting, financial planning and credit restoration.

More than nine in ten (91 per cent) of those surveyed said they are forced to provide counselling services and other mental health provision from their own budget, leaving them «faced with difficult decisions» about managing their budget, including whether to «prioritise spending on supporting academic, special educational or mental health needs».

The study claimed that funds for oversight action by other departments within the district were not paid for through the oversight fees collected from charter schools, but the district response showed that nearly $ 1.4 million from the Charter Schools Division budget is allocated to the Office of the General Counsel, Data and Accountability, Accounting and Attendance and Enrollment for those departments» costs.

Resolved, that the Superintendent, or designee, be, and hereby is, authorized to enter into a Lease Agreement with Landsman Development Corporation, 3 Townline Circle, Rochester, NY, to lease approximately 8,737 square feet of the four story building located at 30 Hart Street, Rochester, NY, (commonly known as the Family Learning Center), for the period March 1, 2018, or as soon thereafter as the Agreement is fully executed, through June 30, 2022, for a rental rate not to exceed Four Thousand Seven Hundred Thirty Two Dollars Fifty Four Cents ($ 4,732.54) per month, plus all additional charges under the Lease Agreement, including but not limited to Common Area Maintenance (CAM) charges, property taxes, utilities and repairs, for a sum not to exceed One Thousand Four Hundred Seventy Nine Dollars Seventy Five Cents ($ 1,479.75) per month, funded by the Department of Educational Facilities, contingent upon budget appropriations and contingent upon the form and terms of the Agreement being approved by Counsel to the District.

The DOT Credit Council members include six representatives from the Office of the Secretary of Transportation (OST): the Deputy Secretary of Transportation (Chair), the Chief Financial Officer and Assistant Secretary for Budget and Programs (Vice-Chair), the Under Secretary of Transportation for Policy, the General Counsel, the Assistant Secretary for Transportation Policy, and the Director of the Office of Small and Disadvantaged Business Utilization.

Other offices are OMB - wide support offices which include the Office of General Counsel, the Office of Legislative Affairs, the Budget Review Division (BRD), and the Legislative Reference Division.

Our credit and budget counseling services will teach you how to read your credit reports to determine who and how much you owe and then create an action plan prioritizing the order of accounts to pay and the payment amount to quickly eliminate your debts.

New York: Garden State Consumer Credit Counseling, Inc. is a licensed budget planner with the New York Department of Financial Services.

The agency should offer a wide range of services, including budget counseling for those headed toward debt problems, debt counseling for those who need professional help climbing out, and housing counseling for first - time homebuyers and those facing foreclosure.

Many of them provide budget and credit counseling.

This exit counseling session will walk you through the repayment process, gather your contact information, show you the exact balances of your loans, help you create a monthly budget, and show you when your expected repayment start date is after your grace period.

Credit Counseling Professional advice given to consumers about financial planning, budget management, and methods of debt repayment.

Therefore a debt counselor at a non-profit consumer credit counseling company or one of the best debt settlement companies will fully analyze a consumer's financial situation, budget, job situation and many other factors.

A reputable, non-profit consumer credit counseling organization will work with you free of charge to develop a budget, explore options for getting out of debt, and provide you with a customized action plan.

Users wanting to improve their financial situation can set up a free account on The National Foundation for Credit Counseling (NFCC) website tool MyMoneyCheckup.org to evaluate four key areas of personal finance: budgeting and credit management, saving and investing, planning for retirement, and home equity.

The U.S. - based National Foundation for Credit Counseling is trying to rid the word «budget» of its negative connotations after a website poll revealed that 57 % of respondents misunderstand the purpose of a budget, viewing it as a restriction on their spending.

Credit counseling — A good debt option for you can be credit counseling if you are having troubles in sticking to your budget and your debt situation is out of control.

Tidewater officials have decided to expand upon the federally required entrance loan counseling session (which usually consists of some rudimentary questions about interest rates, managing debt, and loan repayment) and require students to also submit a budget of how they plan to repay their loans in addition to other expenses they anticipate accruing along the way.

In addition to making a payment each month as discussed above, you will also be required to submit a monthly budget each month to your trustee, with copies of your paystubs, and you will be required to attend two credit counselling sessions.

These programs make loans more affordable for low - to - moderate income borrowers, who can take advantage of increased down payment assistance, budget counseling, and financial crisis intervention.

A GreenPath counselor will guide you through a review of your budget and financial goals in a free phone counseling session.

Credit counseling is designed to help avoid bankruptcy and escape living paycheck - to - paycheck by offering advice on budgeting and other basics of finance.