Sentences with phrase «of by their insurance plan»

If, even in the face of a horrible event, such as a natural disaster or theft, senior citizens can feel the security of knowing that they will be monetarily taken care of by their insurance plan, the worry of becoming a burden on family will disappear.

Not exact matches

A number of prominent GOP Senators, including Sen. Bill Cassidy, are sounding a defiant note on President Trump's proposal to end Obamacare payments to insurance companies — payments that help reduce the deductibles and out - of - pocket costs paid by low - income Americans who purchase a mid-level «Silver» plan in Obamacare's markets.

By taking the time to think about it, you may also realize that you could use help figuring out how to finance your kids» college educations, plan for a comfortable retirement or determine if you have the right types and amounts of insurance coverage.

Health savings accounts — authorized by the Medicare Modernization Act of 2003 — are available only to people enrolled in high - deductible health insurance plans meeting strict criteria, including certain minimum deductibles and out - of - pocket maximums.

According to a survey of small business owners by Travelers Insurance, nearly 44 percent of all U.S. small businesses do not have a written business continuity plan, or any other type of document, that explains what will happen to the business in the event of serious weather emergencies.

She apparently declined, saying she wasn't bothered much by the price increase because her insurance plan covered the drug anyway, according to the version of events that Valeant posted on its website Tuesday.

A poll conducted by Genworth Financial Mortgage Insurance Company showed that 11 % of Canadians are planning to buy their first abode this year, compared to 6 % in 2010.

In addition, sales of our products are affected by pricing pressure, political and public scrutiny and reimbursement policies imposed by third - party payers, including governments, private insurance plans and managed care providers and may be affected by regulatory, clinical and guideline developments and domestic and international trends toward managed care and healthcare cost containment.

Much of that decrease was due to enrollment by Georgians in private individual insurance plans sold either on new Obamacare government health exchanges or outside of those marketplaces.

The proposal met with a record number of comments, with a number of health insurance groups expressing concern that the short - term plans will undermine the health exchanges by siphoning off younger, healthier consumers who will no longer face a penalty if they enroll in non-compliant plans in 2019.

Advocates of expansion say that a decision to not expand can negatively affect the finances of a state's hospitals, the tax burden born by its residents and the premiums residents pay for private insurance plan coverage.

But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.

CBO's measure of before - tax comprehensive income includes all cash income (including non-taxable income not reported on tax returns, such as child support), taxes paid by businesses, [15] employees» contributions to 401 (k) retirement plans, and the estimated value of in - kind income received from various sources (such as food stamps, Medicare and Medicaid, and employer - paid health insurance premiums).

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

The U.S. government on Monday said it would increase by 3.40 percent on average 2019 payments to the health insurers that manage Medicare Advantage insurance plans for seniors and the disabled, a higher - than - expected rise reflecting a projection of higher medical cost growth.

None of our clients use a stock broker and insurance agent — which means they aren't affected by the rule at all unless their plan's financial advisor gives rollover recommendations in addition to investment advice.

Allegations of excessive index fund fees in retirement plans are at the heart of a new proposed class action lawsuit brought by New York Life Insurance Co. employees against the company.

Wrap fees add an additional layer of fees a plan fiduciary must consider when evaluating an insurance company's fees for reasonableness — Directly invoiced fees and revenue sharing payments made by the underlying mutual funds may still apply.

When a retirement plan uses variable annuities, participants own «units» of an account that holds mutual funds owned by the insurance company — they don't own mutual fund shares.

But if you're self - insuring by purchasing a health plan on the health insurance marketplace you could be looking at monthly costs in excess of $ 400 depending on where you live.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

When Hobby Lobby pays its bill to an insurance provider, its money becomes indistinguishable from other money paid by other corporations, and all of it forms a block of identical money, some of which will be used, so long as the insurance company offers plans extending to contraception, to pay for it.

Opponents of the Fiduciary Rule — including the COC — claim the rule will make investment advice too costly for many 401 (k) plans by driving brokers and insurance agents unwilling to give impartial advice from the market.

A private letter from Oliver to the chairman of the China Insurance Regulatory Commission reaffirmed what's been going on behind the scenes: «The introduction of Target Benefit Pension Plans will be an important innovation in Canada and will complement recent efforts by the government to further strengthen Canada's retirement income system.»

Nearly half (46 %) of those said they don't need it, as they are already covered by their provincial health care plan and 39 per cent said they already have travel insurance through their credit card or group benefits plan.

A group of Seattle doctors and investors had a plan to revolutionize primary care by freeing themselves, and their patients, from the dictates of insurance.

Shares in the $ 14 billion insurance giant spiked on Tuesday after QBE chairman Marty Becker unveiled the company's succession plan, which will see Mr Neal replaced by Mr Regan, the current head of QBE's Australian and New Zealand units, at the beginning of 2018.

The insurance companies have promised to make timely interest and principal payments on any bonds covered by insurance if Puerto Rico defaults, said Rob Williams, director of income planning at the Schwab Center for Financial Research.

Written by a renowned team of wealth managers, financial planners and insurance experts, this indispensable reference integrates case studies, 10,000 pages of current and easily accessible content with news, client illustrations, information, financial planning tips and techniques.

Because of it's location, Geeorgetown University is already required, by state laws, to offer an insurance plan that includes contraception.

Though most Americans believe employers should be required to supply birth control in their health insurance plans, they are split down the middle on whether businesses should be required to provide wedding services for same - sex couples, as well as on whether transgender people should be allowed to use the restroom of their choice, says a study released this week by the Pew Research Center.

These people are also likely to be covered by health insurance and a retirement plan at work In most cases they work hard for what they have, but at least they have something to show for it: security and decencies and a lifestyle beyond the wildest imagination of their grandparents.

For instance, one may plan sympathetically for the welfare of others long after his death through such actions as making a will or buying life insurance, and he may enjoy these actions; but he does them not just for his own enjoyment but also for the future recipients of the blessings of his benevolence.11 However, Hartshorne maintains that such universally common altruistic actions can only be fully comprehended rationally by appeal to God as superhuman mind who ultimately unites all persons and entities in his infinite awareness and memory.

The last 10 years of my career I had to pass up several great jobs because I needed one where they would let me into their group plan (on my dime) since I was rejected by private insurance because of age and a non-serious previous condition.

Noting this as a priority for company growth, CEO Mark Mednansky has been a strong supporter of positioning females in leadership and has established internal programming (called FEED: Far Exceeding Expectations Daily) to help ensure Del Frisco's Restaurant Group creates a positive and inclusive work environment for its By offering a benefits package complete with fully paid medical for managers, 401K retirement plans and insurance for females and their families, Del Frisco's is able to provide female staff with a sense of security and the ability to focus on job and potential career advancement.

Any man who engages in Intimate Partner Violence against a pregnant partner would be imprisoned on the first offense; compensation to her would be provided by his mandatory insurance plan (see above), which may also require more insurance if there's a personal / family history of IPV.

This is a good rule of thumb to go by; however the exact time period depends on your particular insurance plan.

Even when your sickness or dysfunction is roofed by your insurance coverage plan, they might restrict the variety of visits they may cowl (generally solely 20 per yr), and they're going to set a most quantity they may pay per calendar yr or in your lifetime.

Thanks to the Affordable Care Act, breast pumps are fully covered by most insurance plans, saving you the hassle / expense of buying your own or renting.

(This is a good rule of thumb to go by; however the exact time period depends on your particular insurance plan.)

A woman in Canada said that for her insurance company Under her plan the purchase of a Breast Pump is eligible at 100 percent as long as deemed medically necessary and prescribed by a Medical Doctor (M.D.).

A story published Thursday online by Vox raised eyebrows in Albany, given Gov. Andrew Cuomo's top counsel's suggestion the state was reviewing the possibility of subsidizing insurance plans should the Affordable Care Act be repealed.

Make it illegal for health insurance companies and businesses to offer family plan medical insurance but give seperate and unequal medical insurance to the spouse in the family plan by method of a spousal carve out.

The previous government had planned to increase employer national insurance contributions by one per cent as part of its deficit reduction strategy (Alistair Darling, the then chancellor, has subsequently stated that he would have preferred to have increased VAT instead), and after taking office the coalition government only partially reversed this decision.

In addition to the creation of a single - payer plan, Democrats would codify the state's health insurance exchange, which was created by Gov. Andrew Cuomo through executive order.

The former Minnesota governor also said his plan to overhaul the Medicare health insurance program for the elderly and disabled will be different than a controversial plan passed by the House of Representatives.

[132] Together with Shadow Chancellor Ed Balls, Miliband also promoted a «five - point plan for jobs and growth» aimed at helping the UK economy, involving extending the bonus tax on banks pioneered by Alistair Darling, bringing forward planned long - term investment to help reduce unemployment, cutting the rate of VAT from 20 % back to 17.5 %, cutting VAT on home improvements to 5 % for a temporary one - year period, and instigating a one - year National Insurance break to encourage employers to hire more staff.

There is the possibility that there could be a wider range of plans, but those plans will be written by the insurance companies and could have high deductibles or a narrow network range.

So, step 2 is to vote in person or by mail, by supplying one of the following -LRB-(E) credit or debit card; (G) student identification card; (H) health club identification card; (I) insurance plan identification card) and one of the following -LRB-(A) utility bill; (B) bank statement; (C) government check; (O) identification documents issued by governmental disability agencies; (P) identification documents issued by government homeless shelters and other government temporary or transitional facilities)

The coalition has already announced measures to limit tax credits, scrap the Child Trust Fund, for the part - privatisation of Royal Mail, to scrap National Insurance increases for employers but maintain them for employees, cut by 10,000 the planned extra university places, provide for a greater role for the private sector in «free schools» and a «review» of all employment law to «maximise flexibility» amongst other measures.