Sentences with phrase «of cash lump sums»

Phased retirement, enabling you to phase the payment of cash lump sums and income from your fund moving gradually into retirement

The tax - free cash calculation will also give you an idea of the cash lump sum you could receive from your pension once you retire.

Not exact matches

In some cases, unscrupulous brokers hold «free lunch» seminars in which they offer reckless advice, like recommending retirees cash out of their 401 (k) planor take a lump - sum payment for the cash value of their pension and use the money to open an IRA through them.

Mr Stephen Rogers chief executive of Clough's Oil and Gas business unit said that the Apache project would generate a strong and consistent earnings stream for the Oil and Gas business unit, with positive cash flow, and as the contract is rates based, Clough does not assume any lump - sum risk.

You give an insurance company money in a lump sum or in payments over a period of years, then at retirement, the cash gets «annuitized,» or paid out in a string of payments based on your life expectancy.

Term loans are a lump sum of cash you pay back, plus interest, over a fixed period of time.

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team member.

In an immediate annuity, the purchaser gives an insurance company a lump sum of cash and receives payments until they die.

Under the terms of a home equity loan, your lender would convert your equity amount into a lump sum of cash money that you could then use for whatever you'd like.

Another method is to let the dividends accumulate in cash and reinvest them in a lump sum into an investment of your choosing.

Each paycheck, we DCA into various accounts (retirement and non-retirement); sporadically, we'll lump sum when we come across a larger pile of cash (bonus time to reduce a higher tax bill, a reimbursement check, etc).

According to the Boston College study, in 2010, 45 percent of workers who took a lump sum distribution from their 401 (k) when switching jobs did not roll over the money to an IRA, simply cashing out the account and paying taxes on the distribution.

Contributing to your RRSP throughout the year rather than with a lump - sum purchase the last week of February has many benefits: automatic savings helps with cash flow management and it's less painful than having to find money for your contribution in February.

Another example would be a young widow with small children receiving a lump - sum settlement from her husband's life insurance policy and can not risk losing the principal; although growth would be nice, the need for cash in hand for living expenses is of primary importance.

For the most part, lump sum investing outperformed dollar cost averaging two out of every three times, «even when results are adjusted for the higher volatility of a stock / bond portfolio versus cash investments.»

If you have a lump sum of cash to invest, you can vary how you invest during your time period via DCA.

There are two ways to fund your Traditional IRA: You can invest a lump sum of cash all at once or make smaller contributions throughout the year.

I'm talking about real income in your pocket... lump sums of actual cash you can use for whatever you like.

Instead of giving you a lump sum up - front, a HELOC lets you get cash on a line of credit secured by your home's equity when you need it — great for ongoing or unpredictable expenses.

You will receive a lump sum of cash back upon closing, equal to the interest savings of the advertised rate.

«And doing that enabled us to better manage our cash flow, and our resources, and our work schedules, and our efficiency because we were now doing more work throughout the year and receiving more payments throughout the year, instead of large lump sums at the same time of every year,» says Kendrick.

They are generating a lot of net - free cash flow and need to determine what to do with monthly, quarterly or annual lump sums of cash that need to be saved long - term and put into their overall asset allocation plan.

Yes we owe the banks around 230 million it's a long term loan we pay back around 25 million a year, this season 2014/15 we ar going to turn ower around 330 + million And our outgoing is going to be around 220 million or less, this season and the next 5 seasons we will be malikng around 110 million profit a year, we had 170million in the bank in April which was confirmed by the club we have spent some money on players 70 + million leaves you with 100 million in the bank then in June we recived 3 new sponsership deal worth around 130 million (wether or not it was paid lump sump or spread across the season to lower profit margin that I haven't looked at) all in all we can spend ready cash ower 200 milion if we realy want we can spend double and more of that sum and we still be within the FFP rules becouse they look at accounts 3 years acumalation

AS Roma have set aside a lump sum of cash to reinforce their squad in the January transfer window according to...

He floated the idea of going back to line - item grants in the budget that are directed by individual legislators, rather than a lump sum of cash allocated to the rank - and - file by the legislative leaders.

The Association of British Insurers (ABI) has responded to the Treasury's announcement that pensioners will be able to cash in their annuities for a lump sum payment from April 2017.

According to letters sent by Mr. Bharara's office, Mr. Monserrate and Ms. Annabi are believed to have cashed out of their publicly - funded pension, collecting lumps sums — but have yet to pay up on money owed.

In addition to a $ 7.5 million settlement dubbed a «lump sum» but payable over seven years, Silda also gets $ 240,000 a year in maintenance for the rest of her life — with all the cash coming after Eliot pays the taxes.

A $ 7.5 M. cash lump sum $ 240,000 a year until she dies or remarries A new car «no more than every five years» The Fifth Avenue apartment, «or any replacement primary residences of similar size, location, and quality.»

Good government groups see the pension forfeiture measure as a token reform and have pressed for the closing of the «LLC loophole» that allows businesses to create multiple limited liability companies to donate virtually unlimited amounts of campaign cash; public financing of candidate campaigns; the end of lump sum appropriations in the budget; limits on political contributions by companies with business before the state; limits on legislators» outside income; and a renovation of Albany's ethics watchdog, the Joint Commission on Public Ethics (JCOPE).

In the event that an item needs replacing quickly, such as a server, schools can do so with a relatively minor monthly adjustment to the budget, instead of a lump sum that could seriously affect cash flow.

Anything not spent on benefits was given back to teachers as a lump - sum check at the end of the year: additional cash teachers could pocket and / or invest however they chose.

This kind of relates to the lump sum above — it's basically an extra bit of cash for small schools that can't «share services» with nearby schools because they are so isolated.

When you and the seller agree to a price, you will need to make a down payment — the lump sum in cash that you can afford to pay at the time of purchase.

With a loan, you get a lump sum of cash from the lender that you can park in your bank account.

More importantly, refinancing this type of loan into a traditional car loan allows you to turn that large payment into smaller payments paid out over time, freeing up a lump sum of cash you would have otherwise paid out.

Aside from the obvious value of receiving a large amount of cash as a lump sum, there are some risks with choosing an annuity to receive the death benefit.

Cash payouts can be received in a lump sum, as a line of credit, or in installments for as long as the borrower lives in the house.

And by putting that cash to use paying down your student loans over the course of the year (instead of waiting and making a lump sum payment all at once come tax season) you'll save even more money by slashing away at the principal.

As our salaries increased, we doubled up our monthly payments and put lump sums of cash down on the principal as often as we could.

If Gabriel wants to pay down the mortgage on their principal residence quicker, he could make an annual lump sum prepayment of $ 85,000 for each of 2015 and 2016, leaving the remaining $ 23,500 in an emergency cash fund.

A cash - out refinance enables you to pay off your existing mortgage (s) and also to take out some of your home equity in a lump - sum cash payment at closing.

Instead, some of the equity in your home is first used to pay off any existing mortgages, and the remaining loan amount is converted to non-taxed cash that you may receive in a lump sum, a monthly disbursement, or a line of credit.

A tax refund line of credit means that you will have cash there when you need it, rather than depositing a lump sum into your account.

For instance, putting lump sums of cash toward credit card debt can wipe out high interest payments, which would give you a better return on your money than paying off low interest mortgage debt.

Selling additional financial products with a reverse mortgage: Reverse mortgages allow borrowers to draw out lump sums of cash, or to draw on their home equity as needed.

1) Bharti AXA Life Hospi Cash Rider (UIN: 130B007V02): This rider allows payment of a fixed benefit for each day of hospitalization and also provides lump sum benefit in case of surgery.

Personal loans are a good way to access a lump sum of cash if you have a large expense to cover right now, but may ultimately cost more in the long run.

You can settle your accounts faster if you already have a lump - sum of cash you can use for settling your accounts.

This new home loan pays off your current mortgage balance and lets you access the equity in your home in the form of a lump - sum cash payment at closing.