While the aggregated HMDA data, which shows lending activity by race / ethnicity / sex, geographic location, income levels, type of collateral, and economic status
of census tracts or blocks, does not prove discrimination, it may reveal lending patterns that warrant further investigation by federal financial regulators.
The analysis must map, rank, and designate a percentile
of census tracts as highly impacted, considering characteristics of vulnerable populations and environmental burdens.
It also is one of the first to use a nationwide sample
of census tracts to examine residential trends.
The average racial composition
of the census tracts in Fulton and DeKalb counties, where Harbour purchased, was more than 86 percent African American.
A new set
of census tract data is due out sometime in May.
The pollution and poverty index is a ranking
of each census tract as scored by the CalEnviroScreen (CES 2.0)-- it's a combination of poverty, language isolation, and exposure to toxics in both air and water that was generated by the California Office of Environmental Health Hazard Assessment (see oehha.ca.gov/ej/ces2.html for more details).
Not exact matches
HomeReady ™ is only available in low - income
census tracts, to low - income borrowers, in areas
of high minority concentration, and in regions declared a disaster area.
There is no income limit in low - income
census tracts, and the income limit in other areas is typically 100 %
of area median income.
According to the Teaching Tolerance project
of the Southern Poverty Law Center, 8 %
of African - American consumers lived in a
census tract with a supermarket, versus 31 %
of white people, as
of 2009.
There is good information on the foreign born population
of every county in the United States (and for that matter, every
census tract), which is broken down by age as well.
The deal also permits projects located in qualified
census tracts to remain qualified for a period
of two years if the
census tract changes.
While the City
of Kingston, home to some
of the Ulster County's poorest
census tracts and a recipient
of federal entitlement money for anti-poverty programs, has a combined poverty / ALICE rate
of 61 percent, the rate in Shandaken and Saugerties is 56 percent.
New York State often combines New York City
census tracts that are commercially attractive with
census tracts where many residents are out
of work, and has drawn among the highest amount
of foreign investment from the visa program.
The number
of high - poverty
census tracts in Syracuse more than doubled to 30, from 12, between 2000 and 2013.
The Community Service Society estimated the number
of rent - regulated units in each legislative district by allocating the rent - regulated apartments from the New York City Housing and Vacancy Survey's sub-borough areas into legislative districts in proportion with the 2010 local
census tract population.
Democrats believe your zip code or
census tract should not be a predictor
of your health, which is why we will make health equity a central part
of our commitment to revitalizing communities left behind.
The U.S. Department
of Agriculture (USDA) defines a food desert as a «low income
census tract where a substantial number
of residents have low access to a grocery store.»
Using 1980, 1990, and 2000 U.S.
Census information, John Iceland and D. H. Weinberg in 2002 constructed dissimilarity indexes
of residential segregation by
census tract in 220 metropolitan areas in which at least 3 percent
of the residents were black or which had at least 20,000 black residents in 1980.
«As poor a
census tract as you can find,» says John Horan, who had established his North Lawndale charter high school in one part
of the sprawling Howland building.
A charter school desert is defined in the report as an area with three or more contiguous
census tracts with moderate or high poverty and no charter elementary schools as
of the 2014 - 15 school year.
between 1970 and 1990, the number
of people in the United States living in high - poverty
census tracts (with poverty rates
of 40 percent or more) nearly doubled, from 4.1 to 8.0 million.
ExED pioneered the use
of the federal New Markets Tax Credit (NMTC) program to finance charter school facilities in qualified
census tracts.
Located in one
of the nation's poorest
census tracts, 85 percent
of its students are black or Latino, and 86 percent are poor enough to qualify for free or reduced - price lunches.
Charter school scarcity: A new report concludes that Florida has one
of the highest number
of charter school «deserts,» which are defined as three or more contiguous
census tracts with poverty rates above 20 percent and no charter elementary schools.
Interestingly, Seth G. Haley Elementary, which lies at the heart
of the affluent southwestern
census tracts didn't perform nearly as well as Mackrille [10].
Type in the address
of the property, click on the go button, and the corresponding
census tract will appear in the information listed.
The sole «targeted area» in San Luis Obispo County is the 109.01
census tract, which is roughly to the east
of Highway 1 / Santa Rosa and North
of Highway 101.
No income limits for properties in low income
census tracts, 100 %
of average median income (AMI) in high minority
census tracts, and 80 %
of AMI in all other properties
Buyers must be a first - time homebuyer (not have owned a home in the past 3 years), except in
census tract numbers — City
of Baytown 2534, City
of Pasadena 3220, 3230, 3231, 3235, 3239 and Walker County 7906 and 7907.
Eligibility is also provided for properties located in low - income
census tracts with no borrower income limits, and up to 100 %
of AMI for properties located in high minority
census tracts or designated disaster areas.
The median home value in these six
census tracts was $ 104,600 as
of September 2015, versus $ 60,100 elsewhere in the city.
The top six
census tracts for total purchase originations in 2013 — roughly including the city's University District, Midtown, Indian Village, East English Village, Palmer Wood and Downtown neighborhoods — accounted for 33 percent
of purchase mortgages originated citywide in 2013, up from 12 percent
of originations in 2009 and 25 percent in in 2011.
We then aggregated
census tracts up to the metropolitan area and national level, requiring that a given racial community make up at least 1 %
of the population in the metro.
Defined by the United States
Census Bureau as Block 3000, Block Group 3,
Census Tract 29.10
of Santa Barbara County, the 2000
census showed an official population
of two persons.
(I presume that was the result
of an algorithm which heavily weighted my surname's Teutonic build and the preponderance
of white people in my
census tract who report German ancestry.)
The primary difference between the United States as a whole and Chicago neighborhoods (indexed by
census tracts) is the prevalence
of exposure to concentrated disadvantage among Chicago children.
Using local estimates
of labor force participation by gender and parental status from the U.S.
Census Bureau, and weighting the estimates by the population
of parents in each
census tract, this analysis compares parental labor force participation between child care deserts and nondeserts.
Instead, these providers were probabilistically assigned to a
census tract within their ZIP code, using the share
of the ZIP code contained within that
tract to determine the probability that the provider would be placed there.
Overall, rural
census tracts are the most likely to be classified as child care deserts, with 58 percent
of rural communities meeting that definition.
She has conducted social network analysis to examine collaboration between MIECHV programs and its various partners; constructed GIS maps to examine participant locations relative to the percentage
of unemployment, uninsured, and poverty for each program at the
census tract level; and has assisted in projects using MIECHV data to answer questions related to maternal depression, characteristics
of teen moms in the program, and impact
of interpersonal violence on birth outcomes.
He explained that a growing number
of localities are deploying regulations and laws, including limiting the amount
of vacation rentals within a certain
census tract.
Yes, regardless
of your income, if your home is in a low - income
census tract, you can use the HomeReady ™ mortgage program.
Homes in these low - income
census tracts are eligible for HomeReady ™ regardless
of their annual household income.
For example, a search on December 1, 2016, on Fannie Mae's eligibility tool appears to indicate that there was not any income limit for most
of Boston's East Boston neighborhood; however, in areas outside
of the 484 low - income
census tracts, the income limit appears to be $ 94,000 for most
of the Greater Boston area.
To identify if your customer's subject property address falls within that targeted
census tract, please click on the county name below for a map
of the area.
Income on these affordable programs are limited by the Area Median Income (AMI) and
census tract (see your Loan Consultant with questions and if your income qualifies for the area
of interest).
Our mailing list database is brimming with custom real estate information such as length
of residence, home value, home owner's age and income,
census tract data and the presence
of children.
The City ordinance places a cap on the percentage
of STRs allowed to legally operate in each
census tract of the city.