Sentences with phrase «of comfortable retirements»

In short, your reverse mortgage proceeds may provide the value of a comfortable retirement, especially if other options are not available.

For those of you who are retired, you already know that cash flow is among the most important ingredients of a comfortable retirement.

More importantly, why should someone who has no NEED to take additional risks do so at the cost of a lower certainty of a comfortable retirement?

Despite the trend toward more frugal behavior, however, many people still aren't saving enough to justify their expectation of a comfortable retirement.

That's because the prospect of a comfortable retirement based largely on Social Security benefits or monthly pension payments is less certain than at any time since the Great Depression.

Like many of us, Michael is looking for a safe way to ensure his dreams of a comfortable retirement become reality.

In short, your reverse mortgage proceeds may provide the value of a comfortable retirement, especially if other options are not available.

Not exact matches

To help you find a company that'll set you on the road to a comfortable retirement, no matter your current salary, job search platform Glassdoor compiled a list of companies with strong 401 (k) programs and substantial company matches.

What we know for sure is that the current crop of retirees is doing well financially, and the next one, the baby boomers, will almost certainly enjoy a comfortable retirement too.

By taking the time to think about it, you may also realize that you could use help figuring out how to finance your kids» college educations, plan for a comfortable retirement or determine if you have the right types and amounts of insurance coverage.

Whereas some people regard a comfortable retirement as a natural entitlement, for a growing number this is not the case,» Christine Foyster, head of Wealth Management at HSBC, said in the report published on Wednesday.

The one - stop shopping cart of retirement vehicles, they are designed to put you on a comfortable «glide path» toward retirement — owning more equities when you are young, more fixed income and cash when you are older — while keeping investors from having to make potentially wealth - destroying decisions about timing the market.

Conventional wisdom is that a 4 % annual drawdown rate is the way to go — a withdrawal big enough to keep your retirement years comfortable, but not so big that you risk running out of money prematurely.

A survey done by TD Bank in February found that a full 20 % of Canadians are counting on a lottery win, an inheritance or government payments to provide a comfortable retirement — rather than money saved in an RRSP.

Avoid being misled by myths that cloud the difficult job of preparing for and living in a financially comfortable retirement.

Certainly a lot of innovative people have ensured a comfortable retirement by making that illusion easy to create.

«The percentage of workers who feel very confident in being able to afford a comfortable retirement is low,» said Craig Copeland, EBRI senior research associate and co-author of the report.

The interpretation of the table would be — At whatever age you hit this (age, NW) mark you should feel comfortable trying out early retirement.

Speaking of overwhelming, saving for retirement, as you said, is sort of a big challenge and the good news in the report and the survey is that when people have a retirement plan at work, they feel more confident, they feel more comfortable.

For many people, having a specific or a general ballpark number of where they'd like their retirement fund to be at when they stop working is vital to helping them achieve a comfortable retirement.

The calculations therefore become simply academic gymnastics that help us feel better about our chances of living a comfortable retirement.

In California's most expensive ZIP code, the median home value is about six times the amount of savings you need for a comfortable retirement.

Our experts will show you step by step how you could double your disposable income... find that perfect second home you've always dreamed of... grow your nest egg... and secure a comfortable future both for yourself in retirement, and for your heirs... You have more and better options overseas today than we've seen in decades... Read more...: Retire Overseas Bootcamp Conference 2018

We then calculated the annual retirement income needed to cover these living expenses, with an additional 20 percent to account for the «comfortable» aspect of retirement.

You might be surprised that California isn't one of the top 10 states where it costs the most to have a comfortable retirement, given the high cost of living in the state.

Financial planners typically recommend setting aside 15 percent of your salary annually (including matching contributions from an employer) to save enough for a comfortable retirement.

After seeking the guidance of a qualified attorney who is knowledgeable about relevant state laws to dividing assets, you can secure a comfortable retirement nest egg by working with a divorce financial planner to assess your retirement planning options and build a sound foundation for your late - in - life finances.

But the good news is that with improved savings behavior, steady and consistent investing, and sound guidance on retirement income, future retirees can take the steps necessary towards a comfortable standard of living.

«By advancing this rule, the president is taking a huge step towards ensuring that tens of millions of Americans finally get unbiased advice, maximize their savings, and increase their chances for a comfortable and dignified retirement,» Kelleher said.

2015.01.27 Majority of younger Canadians say they owe parents a comfortable retirement, parents say'No Thanks»: RBC Poll Boomer generation wants to be financially independent in retirement...

Betty Schueler always expected four decades of steady work in the same job would guarantee a comfortable retirement.

You can choose which type of retirement planner you're most comfortable with.

Because just the way our numbers are right now, it's enough for a comfortable retirement in most of the places in the country.

You could invest your money in a target - date retirement fund in line with your approximate retirement year, choose a target allocation fund based on the level of risk and return that you're comfortable with, or go with a managed account and let an advisor help you make decisions.

For those with some savings — but perhaps not enough to feel comfortable throughout retirement — the line of credit option provides instant access to cash to optimize drawdown strategies when unexpected expenses arise and during market downturns.

With retirement savings taking a back seat to more immediate financial concerns, and the percentage of workers confident that they'll have enough money for a comfortable retirement at low levels, it's more important than ever for plan sponsors to consider retirement readiness as a key — if not the key issue — their employees are facing.

«However, even though retirement seems far away to many people, and they think that there is still plenty of time to begin saving, Americans must make their future selves a priority and take all necessary steps to set themselves up for a comfortable financial future.»

Also, married - couple household heads ages 55 to 64 — who had combined income of $ 105,000 in 2014 and assets of $ 250,000 not including their home — were among those prepared for a comfortable retirement, according to the new SOA report.

«Thanks to the power of compounding, if you start regularly setting aside even small amounts as soon as you start working, you could easily have enough for a comfortable retirement.»

A 2014 EBRI report indicated that only 44 percent of workers have even attempted to calculate how much money they need to save for a comfortable retirement.

What are your goals, what kind of lifestyle do you want, where do you want to live, how much risk are you comfortable with, do you want an encore career, will you consider home equity, do you want to hedge longevity risk, how is your health — we collaboratively work these kinds of questions through to create a retirement plan that is unique to you.

Most Americans are falling short of the amount of savings required for a comfortable retirement — if they are saving at all.

We're approaching 3/4 of a million dollars in savings and we still don't feel comfortable retiring until I reach military retirement in 2025.

You have to be as risk averse as retirees so that you don't lose a part of your funds that you are relying on for a comfortable post retirement life.

About RBC > Media Newsroom > News Releases > Majority of younger Canadians say they owe parents a comfortable retirement, parents say «No Thanks»: RBC Poll

TORONTO, January 27, 2015 - While a majority (72 per cent) of younger Canadians aged 18 to 34 say they owe it to their parents to keep them comfortable in retirement, a higher majority (76 per cent) of their parents» Boomer generation (aged 50 - 69) doesn't want this «IOU», according to the 2015 RBC Financial Independence in Retirement Poll.

The lasting impact of retirement planning on this next phase of their lives could be ensuring that things that have become staples in their lives remain staples and not luxuries — visiting grandkids, traveling, getting the brands of medication they feel comfortable with, and shopping at their favorite grocery stores for their comfort foods.

When the direction of our lives — not our geographical location, but our inner direction — is dictated by the compensation or prestige levels of employment, or by our dreams of a bigger house or new car or nice vacation trip or comfortable retirement, then we have chosen to place these first and God second, and the god we worship is not God.

Prudential's rankings are based on eight sets of recently published data which it has identified as indicators of a happy and comfortable retirement for each of the 55 counties in England and Wales:

These are the best quality pensions in the private sector and for those who are members of them for long enough they lead to a comfortable retirement.