Sentences with phrase «of consumer abuse»

I contacted the NAIC, National Association of Insurance Commissioners about the general issue of consumer abuse through conversion option changes.

A bipartisan majority of senators has chosen to commemorate the 10th anniversary of the worst financial crisis since the Great Depression by handing big banks and their lobbyists a package of deregulatory gifts, increasing the risks to financial stability and the likelihood of consumer abuse, including racial discrimination in mortgage lending.

Yellen's final act at the Fed was to hit one of the largest U.S. banks, Wells Fargo & Co., with an unusual ban on growth that follows the San Francisco - based lender's pattern of consumer abuses and compliance lapses.

Not exact matches

Wheeler said he also planned to set up an FCC ombudsman that would relieve small businesses and consumers of the burden and expense of retaining their own lawyers to contest alleged abuses.

First, he says, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 made it more difficult for consumers to file for bankruptcy.

Wells Fargo faces a record fine of several hundred million dollars for consumer abuses, according to a report.

Wells Fargo faces a record fine of at least several hundred million dollars for consumer abuses, according to a report.

My argument was to let «er rip — as long as consumers have fair access to the internet and a good chunk of monthly data usage, there will be tons of competitive options that will keep the vertically integrated companies from abusing their customers.

It remains to be seen what, if anything, our dysfunctional Congress can muster to break the now entrenched pattern of consumer privacy abuse highlighted by the Cambridge Analytica news, but that is by no means limited to Facebook.

The shock of the downturn and anger about the abuses that drove it promise to accelerate preexisting trends toward reduced materialism, commitment to sustainability, higher expectations of corporate social responsibility, and resentment of cynical marketing that treats people as soulless and mechanical consumers.

Curbing subprime - lending abuses should have been the job of the Federal Reserve, which has a consumer division.

In her report, Warren reiterates her support for that rule, which she says would «protect consumers from these types of abuses,» and would «put an end to these conflicts of interest.»

The Consumer Federation of America, among others including myself, have written about the high cost of tax assistance services for low - income taxpayers and the potential for consumer abuse including price Consumer Federation of America, among others including myself, have written about the high cost of tax assistance services for low - income taxpayers and the potential for consumer abuse including price consumer abuse including price gouging.

But today, consumer angst seems tangible and rising, and attention is turning to the corporate - governance structures — or lack thereof — that permitted what many consider to be the systematic abuse of society's data and trust.

On September 8, 2016, the Consumer Finance Protection Bureau (CFPB) announced a $ 185 million fine against Wells Fargo for the fraudulent creation of millions of credit and deposit accounts by its employees, who abused their access to existing customer information in order to meet aggressive sales quotas and incentives.

Abuses could impact consumers and speculators; for instance, law enforcement agencies could shut down or restrict the use of platforms and exchanges, limiting or shutting off the ability to use or trade bitcoins.

In today's consumer - oriented, capitalistic culture, where people are used, abused and disposed of like nonreturnable soft - drink cans, where «liberation» has been invoked to justify selfishness, it may be that the time has come for the church to say again what it has always believed — that there is no way for individuals to «flourish» without the kind of communion and community and the permanent, deep, risky commitment that true Christian love demands — qualities that are perhaps best experienced in the yoking of a man and a woman in marriage.

Its decision not to investigate claims Fonterra was abusing its dominant position to keep prices artificially high, followed a similar «no worries» verdict delivered recently by the Australian Consumer and Competition over pricing practices of mega-retailer Coles.

The Senate Economics Committee today released its report on the Competition and Consumer Amendment (Misuse of Market Power) Bill 2016which will, amongst other things, introduce an effects test into Australia's abuse of power laws.

We have put consumers» interests — today and in the long term — at the heart of our policy, encouraging more competitors in the electricity and gas markets, working with Ofgem to simplify the confusion of tariffs, and getting tough on abuses.

The chair of the Assembly Consumer Affairs Committee, Staten Island Democrat Matt Titone, is promising to tackle abuses in the shady lawsuit loan industry after The NY Post revealed lenders are charging customers sky - high interest rates.

And republicans, in addition, are concerned about many other issues: the discrimination faced by the LGBT community, consumers at the mercy of retailers or companies, Internet users at the mercy of providers or regulatory states, children at the mercy of their parents or teachers, the elder at the mercy of younger disrespectful citizens, the kid being bullied by a classmate at school, the prisoner abused by his jail mates or by the prison authorities, etc..

New York's Attorney General has announced the findings of an investigation into consumer abuses in the live entertainment ticket industry.

Maloney, a longtime champion of 9/11 workers» rights to health care, recently scored a major coup, winning passage of consumer legislation to curb abuses by credit card companies.

To protect the consumer and prevent abuse, many governments regulate the manufacture, sale, and administration of medication.

Older adults are among the largest consumers of prescription opioids in the U.S. Compared with people holding commercial health insurance, Medicare enrollees are at least five times more likely to be diagnosed with opiate abuse and are also particularly vulnerable to toxic and other negative effects of opiate use.

A report from The Century Foundation and The Institute for College Access & Success outlines a range of policies and regulatory actions that states can take to protect students against consumer abuses by higher education institutions, particularly for - profit colleges.

In family and consumer science classes, students crafted toys to help establish friendships with children and families in a shelter for victims of domestic abuse.

Section 1003.42 (2)(n), Florida State Statutes Required Instruction - Comprehensive health education that addresses concepts of community health; consumer health; environmental health; family life, including an awareness of the benefits of sexual abstinence as the expected standard and the consequences of teenage pregnancy; mental and emotional health; injury prevention and safety; Internet safety; nutrition; personal health; prevention and control of disease; and substance use and abuse.

All of the allegations of warehouse abuse aside, instead of targeting lone companies and insisting that they change their entire mindsets towards paying their employees, citizens can work for legislation for fair wages and consumers can vote with their wallets.

If the Court and the Judge clearly indicate that they will not stand for abuse of power that hurts consumers, then Amazon is going to be wary.

Hatchete is anti consumer and has a long history of abusing and exploiting their authors, something Amazon never did.

In turn, this would reduce choice for consumers and would constitute an abuse of a dominant market position and restrictive business practices.

The suit accuses Amazon of violating its terms of service, the Computer Fraud and Abuse Act (CFAA), and the local Washington Consumer Protection Act.

Qualifying for Chapter 7 has become more difficult since The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 introduced stricter means testing.

In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) made all educational loans, public and private, nondischargeable absent a showing of undue hardship (an impossible standard to meet as interpreted by courts across the country).

The Commissioner of Competition, the federal agency tasked with advocating for the rights of Canadian consumers, won their abuse of dominance case against the Toronto Real Estate Board (TREB) after fighting for years to have sales data made accessible to the public.

Personal bankruptcy filings have been on the rise as of late, even after the government made it more difficult for families to qualify for bankruptcy status with the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 — the BAPCPA.

As of October 17, 2005, after the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, debtors now must meet stricter requirements to qualify for Chapter 7 Bankruptcy.

Though consumers are protected financially from this abuse, other creditors may take note of all this activity and decide to raise your interest rates or refuse to grant you a loan.

As of October 17, 2005, after the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, at the conclusion of bankruptcy proceedings, but before any debt can be discharged, debtors must attend a government approved financial management course.

Here is the abstract from a paper in the Harvard Law & Policy Review by Alexei Alexandrov and Dalie Jimenez that looks at the data of how the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act actually impacted consumers.

While a large majority of respondents would like increased regulation, 62.7 % of them had never heard of the Consumer Financial Protection Bureau, even though this agency is spearheading the latest efforts to protect consumers from lending abuses.

However we can provide services as approved by the Federal Bankruptcy Trustee's office for credit counseling as provided in the Bankruptcy Abuse, Prevention and Consumer Protection Act of 2005.

The United States Congress, in an effort to tighten the requirements for bankruptcy and reduce the number of debtors who were able to qualify to have their unsecured debts discharged by filing Chapter 7 bankruptcy, passed the Bankruptcy Abuse and Prevention and Consumer Protection Act of 2005.

The abuse of similar loans to marginally qualified consumers within the housing market played a key role in the Great Recession.

National Consumer Law Center v. U.S. Department of Education, April 19, 2018, Complaint and Press Release The National Consumer Law Center filed a lawsuit in the U.S. District Court for Massachusetts against the U.S. Department of Education for records related to its purported justification for delaying implementation of a rule to protect student loan borrowers from school fraud and abuse, including records of communications between agency officials and representatives of the for - profit college industry.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 that was legislated by Congress is the basis for means testing under current bankruptcy law.

The Means Test for a Chapter 7 bankruptcy was enacted into law in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

While having long - term implications for the financial health of borrowers, a present concern for consumer advocates is that it is unclear what will happen to the CFPB's ongoing lawsuit against the large student loan servicer, Navient, who was sued under the previous CFPB directorship over findings it committed widespread fraud and abuse against student loan borrowers.