Sentences with phrase «of consumer reporting»

Provide the volunteer with the name of the consumer reporting agency that provided the background screening report.

The FCRA regulates background checks nationally, and the activities of Consumer Reporting Agencies (CRAs) which is the technical term for a background screening firm in the FCRA.

Require registration of consumer reporting agencies since currently there are no licensing requirements to become a CRA, no system for registration, and the total number of CRAs currently operating is unknown.

Her practice includes the representation of Consumer Reporting Agencies (CRAs), entities who furnish information to CRAs, and employers who use background checks for employment purposes.

As Chair of the Board of Directors of NAPBS, Standerwick meets with legislators and governmental agencies such as the U.S. Equal Employment Opportunity Commission (EEOC), Department of Homeland Security (DHS), and the Federal Trade Commission (FTC) in Washington, DC to promote common interests of Consumer Reporting Agencies (CRAs) and Human Resource (HR) professionals alike.

She is actively involved in NAPBS government relations activities, regularly meeting with legislators and government agencies to promote the common interests of Consumer Reporting Agencies (CRAs) and Human Resource professionals.

I have worked closely with Senator West's office to revise this bill so that it (1) protects individuals against incorrect information while (2) not creating any new responsibilities for the majority of consumer reporting agencies (CRAs) who already provide reports that are accurate and up to date.

We are in the top 2 % of Consumer Reporting Agencies who are NAPBS accredited and are a three - time winner of HRO Today's Baker's Dozen Award for customer service.

The FCRA is designed to promote accuracy, fairness and privacy of information in the files of every Consumer Reporting Agency (CRA).

Our accreditation by the National Association of Professional Background Screeners (NAPBS)-- a distinction earned by fewer than 2 % of all consumer reporting agencies — assures you of compliant background screening procedures.

Background screening providers are regulated by the FCRA, which promotes accuracy, fairness and privacy of information in the files of consumer reporting agencies.

The FCRA is designed to protect individuals, by promoting accuracy, fairness, and privacy of information in the files of every Consumer Reporting Agency (CRA).

the name, address, and phone number of the consumer reporting agency (background screening provider) that supplied the report;

ANSWER: C. And the notice must include the name, address, and phone number of the Consumer Reporting Agency that supplied the report; a statement that the company that supplied the report did not make the decision to take the unfavorable action and can't give specific reasons for it; a notice of the person's right to dispute the accuracy or completeness of any information the consumer reporting company furnished; and a statement the applicant / employee has the right to request a free report from the company if the request is made within 60 days.

There is a group of Consumer Reporting Agencies (CRAs)-- employment screening companies — that have developed guidelines for «no - offshore» screening practices.

They must then give you notice that they have decided not to hire you and let you know the name and address of Consumer Reporting Agency and information on your right to dispute the report.

The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.

Provide the candidate with the name of the consumer reporting agency who provided the background screening report.

To help us make credit decisions about clients, prevent fraud, check the identity of new clients and prevent money - laundering, we may on occasion, request information from the files of consumer reporting agencies.

It does this by regulating the actions of consumer reporting agencies, which are the companies that produce credit reports (Equifax, TransUnion, Experian).

Currently VantageScore is only available through two out of three of the consumer reporting agencies (Experian & TransUnion both offer it, whilst Equifax no longer offers it).

Upon request, we will inform you of the name and address of each consumer reporting agency from which we obtain a consumer report relating to you.

Upon your request, AmeriCU will tell you the name and address of each consumer reporting agency from which we obtained a consumer report on you.

From there, you will then be redirected to any of these consumer reporting agencies as indicated by you.

Upon your request, we will inform you of the name and address of each consumer reporting agency from which we obtained a consumer report relating to you.

The Consumer Finance Protection Board (CFPB) maintains a list of consumer reporting companies that includes most nationwide tenant screening companies.

The Consumer Finance Protection Board (CFPB) maintains a list of consumer reporting companies that includes contact information for some of the major employment screening companies.

You may request and obtain all the information about you in the files of a consumer reporting agency (your «file disclosure»).

The Consumer Finance Protection Board (CFPB) maintains a list of consumer reporting companies that includes a section listing low income and subprime reports.

FCRA — The federal Fair Credit Reporting Act promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.

(7) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency.

There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records).

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness and privacy of information in the files of consumer reporting agencies.

As with the term «credit report,» a «credit bureau» is really a sub-set of consumer reporting agencies that primarily collect, maintain, and sell credit information to third parties, as opposed to information regarding medical or insurance claim histories, for example.

(3) A statement that accurate information can not be permanently removed from the file of a consumer reporting agency.

Norm Magnuson, vice president of the consumer reporting agency trade group, the Consumer Data Industry Association, describes a similar process.

Accurate information can not be permanently removed from the files of a consumer reporting agency.

At your request, Capital Bank (CB) will tell you whether or not a credit report was obtained and, if so, the name and address of the consumer reporting agency that furnished the report.

The notice includes the name, address, and phone number of the consumer reporting company.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

«The Fair Credit Reporting Act, 15 U.S.C. § 1681 («FCRA») is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.

At your written request, you will be informed whether or not a consumer report was requested, and if a report was requested, you will be informed of the name and address of the consumer reporting agency that furnished the report.

We report loan information to each of the consumer reporting agencies with both positive and negative information, so it is in your best interest to keep your loans in good standing.

«When you have evidence of a problem like this, regardless of what the standards say, automakers should develop a better approach,» says David Friedman, who served as NHTSA's acting administrator in 2014 and is now director of cars and product policy and analysis at Consumers Union, the policy and mobilization division of Consumer Reports.

Most companies invest as much as possible in their digital experiences, which is understandable considering 55 percent of consumers report that a single bad website visit can hurt their opinion of a brand.

And there is also no doubt that Apple's devices have benefited from group infatuation, a phenomenon that has often favored a product or a class of designs based on an allegiance that the devotees themselves have difficulty defining in coherent terms, as by people willing to pay high premiums for German engineering even after decades of Consumer Reports evaluations have failed to demonstrate any stunning superiority of German cars over Hondas and Toyotas.

Plus, it has been estimated that there will be 268 billion app downloads in 2017, and 68 percent of consumers report actually using the apps they download.

Travelers also say that they are often confused during the booking process, according to Anna Laitin, director of financial policy for Consumers Union, the advocacy division of Consumer Reports.

«Their driver monitor system isn't as good as some other systems in terms of assuring that someone is paying attention,» said David Friedman, Director of Cars and Product Policy and Analysis for Consumers Union, the advocacy division of Consumer Reports.

In fact, 62 percent of consumers report using their smartphones more than previous years to research holiday shopping, and 60 percent of consumers say that they plan to buy more often from smartphones or tablets.