She is actively involved in NAPBS government relations activities, regularly meeting with legislators and government agencies to promote the common
interests of Consumer Reporting Agencies (CRAs) and Human Resource professionals.
As with the term «credit report,» a «credit bureau» is really a
sub-set of consumer reporting agencies that primarily collect, maintain, and sell credit information to third parties, as opposed to information regarding medical or insurance claim histories, for example.
Fewer than 2 %
of all consumer reporting agencies earn accreditation from the National Association of Professional Background Screeners — a nationally recognized seal of approval distinguishing employment background screening companies for their commitment to excellence, accountability, high professional standards and ongoing institutional improvement.
I have worked closely with Senator West's office to revise this bill so that it (1) protects individuals against incorrect information while (2) not creating any new responsibilities for the
majority of consumer reporting agencies (CRAs) who already provide reports that are accurate and up to date.
The NAPBS conference offered 29 educational sessions on topics affecting the background screening industry that included strategic business sessions, futuristic technology, legal issues, «how to» programs, international screening techniques, compliance guidelines, and the
future of consumer reporting agencies.
«The Fair Credit Reporting Act, 15 U.S.C. § 1681 («FCRA») is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the
files of consumer reporting agencies.
As Chair of the Board of Directors of NAPBS, Standerwick meets with legislators and governmental agencies such as the U.S. Equal Employment Opportunity Commission (EEOC), Department of Homeland Security (DHS), and the Federal Trade Commission (FTC) in Washington, DC to promote common
interests of Consumer Reporting Agencies (CRAs) and Human Resource (HR) professionals alike.
Employment Screening Resources (ESR) does not offshore information contained in background check reports and is a member of Concerned CRAs, a
group of Consumer Reporting Agencies (CRAs) that oppose the practice of offshoring information of U.S. citizens outside the country.
We report loan information to
each of the consumer reporting agencies with both positive and negative information, so it is in your best interest to keep your loans in good standing.
Upon your request, or as required by law, we will tell you whether or not a consumer report was requested and the name and address
of any consumer reporting agency that furnished the report.
In addition to promoting accuracy, fairness, and privacy of information in the files
of consumer reporting agencies, the FCRA gives you the right to request your credit score.
Accurate information can not be permanently removed from the files
of a consumer reporting agency.
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness and privacy of information in the files
of consumer reporting agencies.
FCRA — The federal Fair Credit Reporting Act promotes the accuracy, fairness, and privacy of information in the files
of consumer reporting agencies.
You may request and obtain all the information about you in the files
of a consumer reporting agency (your «file disclosure»).
From there, you will then be redirected to
any of these consumer reporting agencies as indicated by you.
We report loan information to
each of the consumer reporting agencies with both positive and negative information, so it is in your best interest to keep your loans in good standing.
Currently VantageScore is only available through two out of three
of the consumer reporting agencies (Experian & TransUnion both offer it, whilst Equifax no longer offers it).
To help us make credit decisions about clients, prevent fraud, check the identity of new clients and prevent money - laundering, we may on occasion, request information from the files
of consumer reporting agencies.
The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files
of consumer reporting agencies.
They must then give you notice that they have decided not to hire you and let you know the name and address
of Consumer Reporting Agency and information on your right to dispute the report.
The FCRA is designed to protect individuals, by promoting accuracy, fairness, and privacy of information in the files
of every Consumer Reporting Agency (CRA).
Background screening providers are regulated by the FCRA, which promotes accuracy, fairness and privacy of information in the files
of consumer reporting agencies.
Our accreditation by the National Association of Professional Background Screeners (NAPBS)-- a distinction earned by fewer than 2 %
of all consumer reporting agencies — assures you of compliant background screening procedures.
Fair Credit Reporting Act (FCRA) The FCRA is federal law designed to protect individuals, by promoting accuracy, fairness, and privacy of information in the files
of every Consumer Reporting Agency (CRA).
The FCRA is designed to promote accuracy, fairness and privacy of information in the files
of every Consumer Reporting Agency (CRA).