Sentences with phrase «of coverage under a policy»

Decided ultimately by the Mississippi Supreme Court, they held that the following elements make up a riot or civil commotion, for purposes of coverage under a policy:

However, because you do not have to qualify, premiums are typically higher than what a healthy person would pay for the same amount of coverage under a policy that went through medical underwriting.

When an insured defaults on his / her obligation to remit payment of a premium, and the policy lapses as a result, the policy may acquire a paid up value such that the face amount of coverage under the policy is reduced in proportion with the number and amount of premiums paid until the date of default.

Reinstatement The resumption of coverage under a policy that has lapsed.

If the limit of coverage under policy is exhausted / exceeded during the policy period additional indemnity upto limits indicated in policy can be provided once for remaining policy period.

In New Jersey, pre-existing condition limitations in long - term care insurance shall not exclude coverage for more than six months after the effective date of coverage under the policy for a condition for which medical advice was given or treatment was recommended by or received from a physician within six months before the policy's effective date.

Some endorsements reduce the amount of coverage under a policy by limiting certain losses or restricting use.

The resumption of coverage under a policy that has lapsed because of nonpayment of the premium after the grace period has ended.

Decided ultimately by the Mississippi Supreme Court, they held that the following elements make up a riot or civil commotion, for purposes of coverage under a policy:

Compared to other insured parties, the named insured is afforded the broadest scope of coverage under the policy.

Not exact matches

Under the agreement Suncorp retains 70 per cent of policy premiums, coverage limits and losses and reinsures the remainder.

A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.

Medicaid is the tool under Obamacare that is being used to plan for covering 20 - 30 million of the uninsured.The Supremes will strike a major blow against universal health care coverage if the mandate and Medicaid expansion of struck down.In addition, a negative decision on Obamacare will affect the closing of the Medicare Part D donut hole; the ability of youth remaining on parents» policies until age 26; and the funding of hundreds of community health centers.That is a lot of power being given to 5 unelected, lifetime tenure, white men.

«There are millions of young people who are under 26 years old and now have coverage on their family policy that would lose it, and we're not going to let that happen.

Shin and his colleagues estimate that the ACA would have helped 5.2 million out of a total of 7.5 million uninsured community health center patients to gain health coverage either by buying affordable policies or qualifying for Medicaid under the expansion programs.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

If they're a resident spouse, resident relative, or a minor child for whom you're responsible and who resides with you, coverage extends to those people under the definition of named insured per the policy document.

In this situation, smoke damage and loss of use would likely have been a covered loss under the personal property coverage on each resident's Texas renters insurance policy.

If the property is excluded under the policy or has a sublimit, such as a ten foot high stack of cash, you might have difficulty with coverage but any property you could expect to be covered under the policy would fall under this water backup renters insurance coverage, subject to the remainder of the endorsement.

As a result, it is often unclear how much your term life insurance rates will be, how long you are covered under a policy, and the amount of insurance coverage you need.

Renters insurance policies have coverage for your possessions, and this is covered under the «personal property» section of your policy.

This means that, if you decide to leave the company, you'll be offered the option of converting your coverage to an individual policy under the same terms.

Like most other companies that cover mopeds and scooters under their motorcycle policies, GEICO also offers optional coverage for residual medical payments up to a limit of $ 10,000.

The complaint alleges, among other things, that the insurers, which also issued separate policies to Lazare Kaplan under English law, created a virtual coverage «whipsaw» by denying coverage under the English policies on the ground that Lazare Kaplan does not have an insurable interest in the largest portion of the property at issue while at the very same time asserting under the New York policies that there is no coverage because Lazare Kaplan insured the same property under the English policies.

This means that if you injure someone negligently or damage their property by accident, you can often get coverage under the personal liability section of your renters insurance policy.

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

That's one of the benefits of having renters insurance in Montgomery County; The Maryland renters insurance company is required as part of the policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.

When you have coverage under The Alexander Apartments renters insurance, that defense is paid for by your policy — it's one less thing to worry about, and peace of mind is an important component of renters insurance.

If the flow or spew of lava starts a fire, which then catches your house on fire, there may be coverage under the peril of fire on your renters or homeowners policy.

All other sources of recovery, indemnity payments or insurance coverage must be exhausted before any payments will be made under any of our policies.»

But water damage caused by a leak in the roof, or which occurred due to an issue in your neighbor's unit, could fall under either the master policy, your neighbor's policy, or a combination of your own coverage and another policy.

If you live in one of the 16 states where PIP coverage is required, you must file a claim under that policy before you turn to your health insurance.

We insure off - road bikes and dirt bikes under our motorcycle insurance policies, so you'll get all of the same coverages as you would if you were insuring a traditional motorcycle.

Single life coverage can be combined under one policy to save on the policy fee of $ 4.5 / month.

Loss of use coverage under a renters insurance policy typically only includes reimbursement for additional living expenses.

Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.

In addition, withdrawals, policy loans and any accrued loan interest may cause your policy to lapse even if you are in a period of coverage under the No Lapse Guarantee Rider.

As we noted about, our insurance experts are on salary, so they're willing to take the time to get the right policy for you and to answer all of your questions — they're not under sales pressure, their entire job is to help educate you about the coverage and how it meshes with your needs, and to get you the correct policy to meet those needs.

A child rider is generally available for term policies and offers a limited amount of coverage (generally less than $ 50,000) in the case your child does pass, and is available for children under a specified age (generally 20 or 25).

There are two types of coverage options under a typical renters policy: Actual Cash Value coverage and Replacement Cost coverage.

In short, it's good to shop around on price — but to make a true comparison, be sure you understand the types of coverage available to you, as well as the deductibles and limits that apply under each policy you're considering.

Under a replacement cost coverage policy, your furnishings, clothing and other home contents would be replaced with items of like kind and quality.

This created a massive population of universal life insurance policy holders that are now stuck with under performing policies and faced with a decision on how to not go without coverage.

Some types of endorsements can change or reduce coverage that's available under the policy.

If it's a more serious injury, such as from a venomous pet, you could likely find coverage under the liability section of the policy.

Despite only being one part of most home insurance policies, hazard coverage is the most important component, and most home insurance claims fall under the hazard section of the policy.

If there were to be a fire due to the negligence of the person who was not insured under your policy, there would be no liability coverage for them.

It does not cover earthquakes, earth movement, or wildfires under the standard policy form, but these types of coverage can often be added on for just a few dollars a month.

If you're cooking dinner and turn away to answer the phone, and there's a fire as a result, you would expect to have coverage under all parts of the policy.