Sentences with phrase «of credit agencies»

What can happen is a creditor might only report your history or a problem to only ones of the credit agencies.

If any of the credit agencies or businesses that use consumer reports violates the regulations in the FCRA, they can be sued in state or federal court.

It is the legitimate side of the credit agencies» business.

In addition, the topic of identity theft is not irrelevant in the context of credit agencies.

The number of the credit agencies monitored (one to three) is the key factor deciding the cost.

Live on the air, a sales person from one of the credit agencies (it doesn't matter which one) tried to convince deca - millionaire and cash - only guru Dave Ramsey that everyone both needs and has a credit score.

Of course, you can always get a FREE credit report as we are all entitled to receive one annually from each of the credit agencies, by law.

You wouldn't believe how many loan rejections have been the results of credit agencies mistakes.

Of course, from the point of view of the credit agencies, this all makes good sense, however, it does seem like a double - standard.

The reason for this is, by understanding the role of credit agencies, credit bureau and lenders, you avoid this fatal credit mistake.

Q: After the Equifax breach in September, I froze my credit reports with all four of the credit agencies.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Barrick is in a stronger position now to focus on growth opportunities following two credit upgrades from rating agencies in the first quarter of the year.

Moody's — The credit rating agency reported adjusted quarterly profit of $ 2.02 per share, beating the consensus estimates of $ 1.80 a share.

Case in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis points.

And plenty of retailers offer discounts in concert with credit companies — like car rental agencies that give a discount for using a particular type of Visa.

«Ultimately, Moody's downgrading of Greece's debt reveals more about the misaligned incentives and the lack of accountability of credit rating agencies than the genuine state or prospects of the Greek economy,» the response continued.

Credit ratings agencies are likely to take a dim view of the budget.

Agency of Credit Control is a home away from home.

He had studied the credits of all the automotive shows on the air, seeing what production companies they used, their management and agencies, and assembled his dream team out of that.

To find a counselor in your area, check out the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies.

Despite expectations of higher growth in 2017, the credit ratings agency is concerned with an uptick in government deficit as a result of President - elect Donald Trump's policies.

According to the agency, the ARC loans can be used to pay principal and interest on any «qualifying» small business debt, «including mortgages, term and revolving lines of credit, capital leases, credit card obligations and notes payable to vendors, suppliers and utilities.»

The sentiment was echoed recently by the outgoing head of the Environmental Protection Agency, Gina McCarthy, who credited the Obama administration with helping to create thousands of renewable energy jobs.

The ability of Italian banks to access markets for funding «has become more difficult and expensive» in 2016 due to the country's political instability and a slower reform implementation, according to credit ratings agency Fitch, adding that such capacity could deteriorate further.

Get a report from each of the three major credit reporting agencies: Experian, Equifax and TransUnion.

A day after berating Wells Fargo CEO Tim Sloan over the bank's own scandal with phony accounts, Senator Warren took aim Wednesday at Smith, who retired as CEO of the credit reporting agency last week in the wake of the Equifax breach.

Fees for freezing your credit vary by state and go to each of the three credit agencies — Equifax, Experian and TransUnion.

Millions of Americans have bad credit because of mistakes from credit agencies, and it can ruin lives, stopping people from getting a job or owning a home or car.

She spotlights efforts by credit reporting agency Equifax and LexisNexis Risk Solutions, which helps consumers assess financial risk, to mix up the way we calculate credit scores to take into consideration one's history of paying utility, cable, and cell - phone bills.

The Financial Consumer Agency of Canada on June 7 released a study on the country's newfound love of home equity lines of credit, which often are referred to by their ugly acronym, HELOCs.

From May through July 2017, Equifax, one of three major U.S. credit reporting agencies, experienced a massive data breach that exposed the personal information of a whopping 143 million Americans.

Moody's, a credit rating agency, issued a warning that the settlement may have a negative effect on Wells» debt because of image concerns and called the incident «highly disturbing.»

One of three main credit reporting agencies in the U.S. next to Experian and TransUnion, Equifax (efx) stores a trove of highly sensitive personal and financial details about consumers.

That can involve making personal visits to those businesses, asking for copies of their financial statements, purchasing credit reports on them from Dun & Bradstreet or some other reliable credit agency, and contacting their other customers for real - world feedback on their performance.

Russia's sovereign credit rating was recently downgraded by ratings agency Moody's, while its currency slumped to record lows against the greenback amid ongoing incursions in Ukraine and the risk of harsher sanctions from the West.

(To that end, his agency offers credit insurance for exporters, a lending program for prospective buyers of Canadian products and political risk insurance.)

It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.

The move comes as the Hong Kong - based trader aims to rebuild investor confidence after a brutal commodities downturn coincided with a questioning of its accounts in early 2015 by Iceberg Research, sparking a collapse in its share price and ratings credit agency downgrades.

Expedia, the online travel agency controlled by Barry Diller, said it is cutting its plan to buy back its own shares by almost 80 percent, blaming a lack of attractive financing available in credit markets.

In a statement to ProPublica, Dana Edgerton, spokeswoman for the Office of Consumer Credit Commissioner, said that the agency was not aware of any other lenders besides TitleMax offering a zero percent loan.

Earlier today, the credit ratings agency Moody's noted that China's total debt has climbed to 280 % of gross domestic product, including China's state - owned company liabilities that totalled 115 % of GDP at the end of last year.

Threats from debt - rating agencies to strip the country of its sterling credit rating and investors» lacklustre response to a bond auction in November are just two signs that this reality is beginning to sink in.

Yet, a proposed multi-agency rule, including the Office of the Comptroller of the Currency, Federal Reserve, FDIC, National Credit Union Administration, SEC and the Federal Housing Finance Agency, would mandate that risk management personnel be involved in the development of banks» compensation plans.

If you don't come up with the money yourself, your vendor can file a report with one of the credit rating agencies and damage your personal rating.

Though credit agencies have made recent changes to the way they factor medical debt into a credit score, more than half of all the debt that appears on credit reports in the United States stems from medical expenses.

Republicans in the U.S. House of Representatives forged ahead on Tuesday with legislation to reshape the federal tax code, while a top credit - ratings agency said the bill would balloon the budget deficit and give only a temporary boost to the economy.

The FCA is not the first body to express concerns about the state of credit in the UK, with ratings agency Moody's downgrading the outlook on four out of five types of UK consumer debt investments at the beginning of August.

WASHINGTON, Nov 7 - Republicans in the U.S. House of Representatives forged ahead on Tuesday with legislation to reshape the U.S. tax code, while a top credit - ratings agency said the bill would balloon the budget deficit and give only a temporary boost to the economy.

«Ultimately, consumer credit agencies should be one of our lines of defense against cyber attacks, and it is deeply disturbing whenever a firm that holds such valuable information gets breached,» Lieu wrote.