Sentences with phrase «of credit difficulties»

Bad credit is not a fixed concept, there is a wide range of credit difficulties and not all of them have the same financial solutions.

Not exact matches

Women business owners still face greater difficulties in gaining access to commercial credit and bidding on government contracts than do their male colleagues, and pockets of resistance to women entrepreneurs remain strong in some industries and geographic regions.
The agency has toughened mortgage rules and fined big banks for allegedly taking advantage of consumers, but it has run afoul of Republicans who say it has gone too far, contributing to an environment in which consumers are having more difficulty getting mortgages and credit cards.
«Until now, we've only heard anecdotally about difficulties for regional small businesses in obtaining credit without any numbers to confirm this,» said Kausar Hamdani, senior vice president and Community Affairs officer at the Federal Reserve Bank of New York.
But while there has been some spillover of equity market weakness, the difficulties in credit markets at this stage have been mainly confined to the industrial countries.
Presently, we are also at the peak of concern about the potential for fresh credit difficulties to emerge, as we move into the first portion of the Alt - A / Option ARM reset schedule.
Further mortgage writedowns, defaults and increased credit difficulties remain a concern, as does commodity price weakness (not necessarily immediate, but soon enough) and the prospect of earnings risk and layoffs driven by cost reductions.
As a result, these underbanked individuals will have difficulty obtaining new lines of credit.
Credit bureaus are usually wary of seeing utilization rates that tip the scales above 30 % as it implies that you either don't have good money management skills, or that you may have difficulty repaying your debts.
So when I say, for example, that I estimate a probability of about 80 % of fresh credit difficulties accompanied by a market plunge over the coming year, that figure is based on various combinations of historical evidence, and what has (and has not) happened afterward, and how often.
Without access to digital currency in the form of credit or debit cards, they live in a cash - only economy and have difficulty participating in the 21st - century economy.
The difficulties it poses could be escaped with the easy but unchristian approach of crediting humans with all that is bad and God with all that is good.
In view of Altizer's tenure, the University would have had great difficulty in firing him; so it deserves little credit for not doing so.
In December, the House of Commons Work and Pensions Committee supported LITRG's call for an independent review of tax credit compliance processes following significant delays and difficulties faced by tax credit claimants trying to deal with Concentrix, the private company hired by HMRC to carry out tax credit checks on their behalf.
He argued not only that lessons can be learnt to help us get through current difficulties, but that the credit crunch could act as a «reality check» that could be used to initiate a fundamental re-think of our approach to wealth and consumption.
If there are problems between people who are in government manning different institutions of State and you have difficulties, but can not refer your case to the appointing authorities or (lieutenants) the appropriate agencies... is not to the credit of the system.
These alternative lenders have a history of serving businesses experiencing difficulty accessing traditional credit markets; they offer more flexible underwriting and often provide other technical assistance to help businesses stabilize and grow.
It addresses like few American films do the difficulty of making and maintaining a living in a swiftly - tilting economy, the shrinking corporate universe that's resulted in monopolies in fact if not in name, and the financial tightrope of second mortgages and a credit card dependency.
On the surface Two Lovers may not present itself as anything more than a superior drama about the difficulties of negotiating matters of the heart but this is an extraordinarily well crafted film that is utterly compelling right up until the moment that the final credits roll.
It's a great way to practice certain modes, grind credits by completing challenges, or dial down the difficulty and ruthlessly slaughter hordes of Rebel or Empire scum.
Ingram left her district high school after a series of moves and difficulty transferring credits.
Plano, a large district on the outskirts of Dallas, saw the power of online learning and launched its Course Access program in 2001, which focused on serving students with scheduling difficulties, students seeking to recover credits, and students who might have special learning or emotional needs.
Through our full - time private school, individual courses for credit, and tutoring, Brightmont meets the individualized needs of students with learning difficulties and those seeking greater academic challenges.
The Credit Enhancement for Charter School Facilities Program was established in 2001 to address a critical problem faced by many charter schools — lack of suitable facilities and difficulty obtaining financing to secure suitable facilities.
The difference for this group — participants in the Montana public schools» most successful online credit recovery programs — seems to be access to teachers who can help them troubleshoot technical difficulties and content - related challenges, according to the study, «Online credit recovery: Enrollment and passing patterns in Montana Digital Academy courses,» released last month by REL Northwest, a branch of the U.S. Department of Education's Institute of Education Sciences serving Alaska, Idaho, Montana, Oregon and Washington.
Because education tax credits are taxpayer funds rather than government dollars, they attenuate or avoid many legal difficulties and the record of court challenges proves the point.
This rolling process of accumulating credits had boxed the exam regulators into a tight corner, meaning they had to balance different levels of difficulty in January and June against the requirement to maintain standards.
I had difficulty becoming engaged in the lives and personalities of the characters, even as old family secrets were revealed, but I do give credit to the author for putting them in alphabetical order — it was very helpful for keeping the five women straight.
You will be in default and we may demand immediate payment of the entire balance due on your Account if: (A) your Account is delinquent; (B) you exceed your Total Credit Limit; (C) you die or become insolvent; (D) you fail to keep any promise you have made in this Agreement; (E) you give us false or misleading information on your application; or (F) we have reason to believe in good faith that we will have difficulty collecting your Account.
Drawbacks: Borrowers living outside Region's 15 states of influence will have difficulty obtaining a credit line, as line of credit applications require a branch visit.
The important thing to remember is that the consequences of not dealing with your debt problem properly are much more severe than impairing your ability to take out further credit when you're in severe financial difficulty.
In the first session, money management, spending and shopping habits, warning signs of financial difficulties, and obtaining and using credit are all discussed.
Credit scores serve as one of the key metrics in determining the economic health of American consumers, reflecting the ease or difficulty... Read More
Therefore, a bad credit car loan will provide at least two benefits: It will supply the finance you need to acquire the car of your dreams and it will also help you recover from your financial difficulties by increasing your credit score and improving your credit history.
Creditors requesting reports several times in a short period may send a signal that you are applying for a lot of credit due to financial difficulties, or that you are taking on too much debt and overextending yourself.
Whichever source of funds you decide to use, secured lines of credit provide both great flexibility for solving cash flow difficulties and at the same time inexpensive financing because they charge low interest rates and provide high credit limits with low minimum payments letting you decide how and when you want to repay the money you withdraw in full.
Quite often it is better to let others know of your credit and debt situation, and while you might feel somewhat embarrassed to tell friends and family that you've fallen into financial difficulty, you might be quite surprised to know that many of them have been in a similar situation in the past or are currently in the same situation as you.
Don't assume that minor credit problems or difficulties stemming from unique circumstances, such as illness or temporary loss of income, will limit your loan choices to only high - cost lenders.
As a credit repair agency there are many ways you can benefit and be of assistance to groups / individuals facing financial difficulties.
It has been our experience and for many reasons that the majority of creditors and the credit reporting agencies themselves have had much difficulty following proper Federal procedure either in handling and / or submitting a negative account to be placed on a consumers credit profile.
But beyond helping you overcome these unexpected difficulties, we believe that it's important for many of our customers to establish or re-establish their credit history.
One of the easiest ways for a student to borrow money is by applying for a credit card; however, credit cards can lead to debt and other financial difficulties if they are not managed properly.
If you are one of the millions of Americans with weak or damaged credit, you may have previously had some difficulty obtaining an auto loan.
Risks related to credit default swaps («CDS») may include lack of an active market and difficulty in valuation.
If you are in need of extra cash and you have too much outstanding debt or you are having difficulties repaying personal loans and credit card balances,...
If on your credit history you have recently applied for additional credit and then go to apply for more it might be seen as a sign of you are going into financial difficulty.
In recent years, lenders nationwide have tightened their lending requirements in the wake of the housing market collapse, making the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.
Personal loans for bad credit self - employed borrowers are a stretch — especially if the person has difficulty providing proof of income spanning two years.
For a number of years, I have been on record as recommending credit counsellors as an excellent source for assistance when people begin to experience financial difficulty.
If you are experiencing financial difficulty and are looking for a solution, non-profit credit counseling can help you make sense of all your options.
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