We do this through the diversity of our people, the diversity
of their credit experience and the diversity of our rating committee.
The successful candidate will have a minimum of 5 years
of credit experience, with preference given to energy industry experience.
«Inquiries can have a greater impact for someone with a short credit history and few accounts than for someone with along history and a wide range
of credit experience.»
«For example, inquiries can have a greater impact for someone with a short credit history and few accounts than for someone with a long history and a wide range
of credit experience,» said Barry Paperno, a credit scoring expert who has worked at FICO and Experian.
Borrowers with a mix of credit, such as a mortgage, car loan and some revolving debt on a credit card, are considered to have proven they are better at handling debt than someone with just one type
of credit experience.
Not exact matches
After all, nearly everybody has
credit cards, and most have some
experience with maxing - out one
of them at one time or another.
PwC recommends, «Apart from traditional rewards such as
credit vouchers for a certain amount
of money spent, retailers could offer unique rewards that customers would
experience in person (e.g., invite to an exclusive meet - the - designer or meet - the - chef event).»
In September 2008, AIG
experienced serious liquidity issues (despite its $ 1 trillion balance sheet) when it couldn't post $ 20 - 25 billion
of liquid collateral related to
credit default swap contracts written by one
of its subsidiaries.
In my
experience,
credit control is one
of the areas that SMEs struggle with most.
For that reason, almost every factor has a staff
of «
credit investigators,» often
experienced bank lending officers wearing new hats.
What
experience does Koel Thomae, founder
of $ 170 million yogurt company Noosa,
credit with her entrepreneurial success?
Industry experts and retailers
credit music fans for the focus on vinyl, saying a small backlash against digital downloads has led some customers toward searching out higher sound quality, as well as the more authentic
experience of physically putting on a record.
These entrepreneurs
credit mentors, investors, the framers
of the Constitution, and, like Ko, painfully lived personal
experiences for their financial wisdom.
From May through July 2017, Equifax, one
of three major U.S.
credit reporting agencies,
experienced a massive data breach that exposed the personal information
of a whopping 143 million Americans.
Lisiewski has accumulated over 20 years
of experience innovating consumer
credit at MBNA, Bill Me Later and Paypal.
There are a handful
of students I work with every year who get work
experience at my company for college
credit.
Product pre-sales aside, some
of the most common reward offerings — such as behind - the - scenes visits, exclusive
experiences and donor
credits — don't have out -
of - pocket costs for the entrepreneur.
The under the hood things we're investing in will ultimately be channeled toward driving better user
experience, whether it's approving a new line
of credit in less than 10 minutes or being able to fund invoices and have money in the bank within four hours.
Carreyrou, to his great
credit, managed to pierce the wall
of secrecy that Holmes had constructed around her startup — a secrecy that is particularly common in health, science, and medtech startups, in my
experience.
Recently I had one
of those
experiences that most
of us have endured, the «auto - renewal» subscription appearing on our
credit card statement with no warning.
These developments in the pricing
of bank securities suggest a risk
of a more disorderly period ahead, given the critical role financials play both in the economy and in the historical
experience with
credit cycles.
Margaret Cobbs, founder
of Velma Handbags, in Redwood City, Calif., recently
experienced her first brush with Internet fraud: someone in Romania tried to purchase eight handbags from Velmabags.com using a stolen
credit card.
«I don't know if anyone has any more
experience than he does prosecuting activist campaigns,» says Chris Young, head
of contested situations at
Credit Suisse, who has known Cohn since the latter started at Elliott.
Contestants must be first - time 7 - Eleven franchise applicants, who are honorably discharged veterans with excellent
credit and at least three years
of leadership, retail or restaurant
experience.
Whether it is a criminal record check for a new employee, a
credit score for a new car or a little bit
of both for your new landlord, you are virtually guaranteed to
experience a background check at some stage in your life.
Over the next decade, America's
credit standing is likely to remain top -
of - the - line — despite a wave
of debt and deficits dwarfing almost anything
experienced by a major industrialized nation.
In 2012, while pregnant with her second child, she was pursuing consultant work, but found it difficult to get a full - time contract — despite having deep
experience in risk analysis and microfinance, and an impressive list
of previous employers including Goldman Sachs and
Credit Suisse.
They can't touch it, feel it, kick the tires — they only have whatever you give them to go on, and that's before you even take the «sending
credit card information into the ether» element
of the
experience into account.
With over 30 years
of entrepreneurial
experience, he has been
credited with the reinvention
of the modern camera store.
During periods
of adverse changes in general economic, industry or competitive conditions, such as we
experienced in calendar years 2008 and 2009, some
of our vendors may
experience serious cash flow issues, reductions in available
credit from banks, factors or other financial institutions, or increases in the cost
of capital.
In fact, some estimates suggest that CEOs can only be
credited for about 10 - 20 %
of their companies» performance, with
experienced executive teams supplementing another 10 - 20 %.
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HCB leverages the extensive
credit experience of Highland Capital Management to invest in attractive
credit strategies in the Emerging Markets.
Superstorm Sandy - related information was gathered as part
of the New York Fed's Small Business
Credit Survey, which asks small businesses in New York, New Jersey, Connecticut and Pennsylvania about their performance, financing decisions, and credit experi
Credit Survey, which asks small businesses in New York, New Jersey, Connecticut and Pennsylvania about their performance, financing decisions, and
credit experi
credit experiences.
Over the course
of 100 - 110 days, you'll learn from leading faculty and international experts, engage in hands - on field
experiences and service projects in every destination, and earn academic
credit.
Highland is one
of the largest and most
experienced global alternative
credit and equity managers.
The majority
of high - income economies
experienced high rates
of credit growth and in some cases financial activity expanded even faster than was the case in Australia.
Founded in 1993 by James Dondero and Mark Okada, Highland is one
of the largest and most
experienced global alternative
credit managers.
Founded in 1993 by Jim Dondero and Mark Okada, Highland is one
of the largest and most
experienced global alternative
credit managers.
Approximately 500 - 700 respondents are asked questions about the broad financial well - being and
credit needs
of their business, including recent borrowing
experiences.
I think it's a very dangerous mistake to dispense with our present concerns by ignoring the narrative
of our stress - testing response to the
credit crisis, and concluding that our
experience over this half - cycle has been a mechanical reflection
of our pre-2009 methods, our present methods, or some perma - bearish disposition on my part.
Gannesh joined
Credit Karma in September 2017 with more than 20 years
of experience in creating synergies between technology and financial institutions.
Corrum Capital's team is comprised
of investment professionals with significant
experience in direct investing, as well as research,
credit underwriting, capital markets, endowment management, and corporate finance.
Fed Small Business includes content from the annual Small Business
Credit Survey (SBCS), a national survey
of small business owners that provides insight into firms» financing needs and
experiences.
The Federal Reserve Bank
of New York today released results from its October 2015 SCE
Credit Access Survey, which provides information on consumers» experiences and expectations regarding credit demand and credit a
Credit Access Survey, which provides information on consumers»
experiences and expectations regarding
credit demand and credit a
credit demand and
credit a
credit access.
Unless you are physically handling large sums
of money, I believe that the checking
of credit history is unethical and quite ignorant
of the human
experience when done for a job application.
Derek has nine years
of commercial banking
experience, including extensive
credit and underwriting expertise.
«The SEC alleges that one
of the world's largest hedge funds, Paulson & Co., paid Goldman Sachs to structure a transaction in which Paulson & Co. could take short positions against mortgage securities chosen by Paulson & Co. based on a belief that the securities would
experience credit events.»
Also, Menchie's Franchise Development Managers have
experience helping franchise candidates explore other sources
of financing, such as home equity lines
of credit and self - guided IRAs, which can allow you to start a business using pre-tax dollars without penalties or paying income tax on the start - up dollars.
In addition, business
credit scoring models are generally looking at the breadth and depth
of the firm's
experience with
credit though they may not look at it exactly the same way personal scores do.