Sentences with phrase «of credit history for»

Per SmartMove, Reason: An analysis of the credit history for this applicant indicates they meet the credit requirements you've set for this property.

The bad news is that the 30 - day late payment will become a historical late payment and remain as part of your credit history for 7 years.

Now the use of credit history for job applicants is especially absurd when you're looking at an unemployment rate of almost 10 percent and nearly 15 million workers looking for a job combined with foreclosures and other fallouts in the economic crisis and we've seen plummeting credit scores.

A simple reason to oppose the use of credit history for job applications is the sheer, profound absurdity of the practice.

The use of credit history for job applicants is especially absurd in the midst of the Great Recession.

With another year past comes another year of credit history for you, which is wonderful news.

The limit was small and the length of credit history for that account won't really matter in terms of the credit score, so I let it go.

«Also, your old closed cards will continue to contribute positively to your overall length of credit history for as long as they remain on your credit report (typically 7 or 10 years).»

Sadly, the foreclosure will remain a part of your credit history for a while too.

They simply don't have enough of a credit history for credit issuers to go on.

Having taken out a major loan and paid it in full will remain a positive part of your credit history for years to come.

Not exact matches

Starbucks does deserve credit for its past history of tackling equity issues.

Ideally, lenders evaluating a small business for credit approval like to see up - to - date books and business records, a large customer base, a history of prompt payment of obligations, and adequate insurance coverage.

For many small businesses, guaranteeing a line of credit — especially if you are lacking a well - established credit history — can be a struggle.

Boosting the score may take years for companies with a derogatory or nonexistent credit history, so the process of strengthening creditworthiness needs to begin long before a credit application is submitted.

Eberhard accused Musk of taking credit for founding the company and trying to «rewrite history.»

The Low Documentation Loan (LowDoc) Program is a simplified version of the 7 (a) loan for businesses with strong credit histories seeking less than $ 150,000.

It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.

However, these dark days are now long gone, with websites such as Transunion and Experian offering comprehensive breakdowns of your credit history and, most importantly, allowing you to make changes for the better.

You don't need perfect credit to qualify for a microloan, since microlenders often consider your credit history in the context of your whole application.

With Lending Club, borrowers pay a one - time origination fee (for 36 or 60 month loans), which ranges from 2 percent to 5 percent of the loan amount, depending on your loan grade (A-G), which is derived from your credit score, loan purpose, employment type, loan amount, loan term, and credit usage and history.

For consumers with no record of credit accounts, there's a Catch - 22: They don't have a FICO score because they don't have a credit history — and they may have trouble building a credit history without a FICO score.

Unlikely though it may seem, building your personal credit score is one of the first steps to building a credit history for your business.

At present, there are multiple shops in the cybercrime underground that sell everything one would need to steal someone's identity in the United States or apply for new lines of credit in their name — including Social Security numbers, addresses, previous addresses, phone numbers, dates of birth, and in some cases full credit history.

Nearly all federal student loans are eligible for consolidation, and borrowers do not have to provide evidence of a strong credit history to qualify.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

If you have a credit score of less than 580 or no credit history, you may have trouble qualifying for a conventional personal loan altogether.

OneMain will evaluate your credit history, your application information, planned use of funds and your ability to repay when approving you for a loan offer.

At the other end of the scale, those with the muckiest credit histories borrow an extra $ 0.58 for every $ 1 hike in their credit limit.

As for the other players, length of credit history comes in at a respectable 15 percent.

A subprime mortgage is a type of loan for people with poor credit histories who can't qualify for conventional mortgages.

Many business credit cards report your transaction history to the business credit bureaus instead of the personal credit bureaus, which is important for business owners interested in building their business credit and protecting their personal credit.

For businesses with a year or more of history and revenue, you have more financing options, including SBA loans, term loans, business lines of credit and invoice factoring.

One reason for this is that the most important factors of your credit score are the length of your credit history and your history of on - time payments.

Dec 28, 2016 Any time you apply for a credit card or mortgage, one of the first things the lender is going to check is your credit history.

While getting one of the above credit cards will surely earn the best value for the time being, you'll want to continue to build your credit history in order to get even better credit cards and maximize your savings.

If you have a higher credit score and favorable credit history, you'll have a better chance of qualifying for a personal loan and cheaper rates.

Unfortunately, as part of the credit history portion of certifying you for a loan, certain lenders won't accept your income numbers unless you have at least two years of employment history.

A flawless credit history may allow for a line of credit to fund a startup.

Length of credit history counts for 15 %, with longer credit histories being considered less risky, as there is more data to determine payment history.

Other ways to keep your credit file in order include maintaining a long credit history, having a good credit mix, and reducing the number of times you apply for new credit.

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts

Why do employers ask for your credit history as part of a background check?

Unless you are physically handling large sums of money, I believe that the checking of credit history is unethical and quite ignorant of the human experience when done for a job application.

One specific feature of the incentive package was the inclusion of transferrable tax credits — the largest ever offered in the history of the state — that were ultimately sold by Tesla to the MGM Grand for which the GOED took heavy fire.

Sick of renting and want to own your own home but don't have the credit score, job history or money for a down payment?

Prosper will evaluate your credit history, your application information, planned use of funds and your ability to repay when approving you for a loan offer.

In order to determine the APR for your particular loan, Raise will look at your credit history (and that of any cosigners), chosen loan term, and the amount you're asking for, as well as any income and other application information.

Whether a personal loan makes sense for your business will depend on a variety of factors, including your business's finances, your personal credit history, and how much you plan to borrow.

The lender looks for borrowers who not only have good credit scores, but have a demonstrated history of financial responsibility.