Sentences with phrase «of credit information»

The remaining states allow the use of credit information in employment decisions.

Of the 31 bills, 28 address restrictions or exemptions on the use of credit information in employment decisions.

Any type of credit information or score is not an approved criteria.

Credit scores look at five main kinds of credit information, namely: payment history; amount owed; length of credit history; new credit; and types of credit in use.

Now it's time to take a look at your specific need of credit information.

Remember, these laws allow you to question and initiate a legal investigation of your credit information and repair it where necessary.

To answer your questions, keep you informed, and look out for your interests, a dedicated case advisor can be a reliable resource of credit information.

By checking your credit score early on and regularly, you can prevent the misuse of your credit information and improve your credit score going forward.

It's an unfair system and until more restraints are put on the credit reporting agencies, you need to opt out and take control of your credit information.

Applying for any type of loan or credit will typically involve a check of your credit information.

The industry defends the practice and insists that the use of credit information actually results in lower premiums for most policyholders.

This makes keeping track of your credit information that much more complicated.

Conducts complete credit analyses including gathering, analyzing and interpreting all types of credit information on existing and...

We collect the information that serves as the basis for these questions from Electronic Verification Systems (EVS), a leading provider of credit information.

You can check the Code of Conduct for Insurers» Use of Credit Information from the Insurance Bureau of Canada.

As the numbers of people seeking credit grew, so did the amount of data about those people — and the need to have consolidated sources of credit information for financial companies to access.

How and when derogatory credit items are reported Of all the various dates associated with a piece of credit information — date opened or date reported, for example — the dates shown below provide that starting point.

Three main sources of credit information dominate the credit industry today: Equifax, Experian, and TransUnion.

If you have been denied insurance or had a premium increased because of credit information and you believe an item on your credit report is inaccurate, you may notify the credit bureau (s) to re-verify the information.

Assess credit worthiness of new and / or existing customers through analysis of credit information, including credit bureau reports, review of customer financial...

The research conducted on behalf of credit information provider, Equifax, also found that sleeplessness has the biggest impact on people earning between # 30,000 and # 34,999 per year, with 65 per cent of this group saying it has negatively affected their performance at work.

You authorize the obtaining of a consumer report to be used in evaluating this application and the obtaining and exchanging of credit information from and with other creditors and consumer reporting agencies.

Fair Credit Reporting Act Federal law passed by Congress in 1970 that regulates consumer credit reporting and disclosure of credit information.

It is absolutely insane the nutsy amount of credit information you can extract from the internet if you're just surfing around!

In addition, you can also ask a free report from the three major credit reporting agencies if you fell under these categories: denied credit in the past 60 days, unemployed, on welfare, or inaccuracies of credit information due to fraud.

So, while it can be a helpful guide, lenders will be more interested in your FICO score, which, when pulled by most lenders, is simply an average of your credit information from the major credit bureaus.

You may request that your credit information be updated and if you question the accuracy of the credit information, we will, upon your request, re-evaluate you based on corrected credit information from a consumer reporting agency.

Whether you live in Los Angeles or New York, you can still get a free annual credit report from the government so that you can stay informed of all your credit information, fight identity theft, and get fair treatment.

With the recent major security breach of Anthem, one of our nation's largest healthcare providers, you might be extra concerned about the safety of your credit information.

We are allied with national credit reporting agencies Experian, TransUnion and Equifax to create a new generation of credit information products that empower consumers to understand and protect their true credit standing.

The survey has been undertaken to mark the 10th anniversary of The Credit Information Companies (Regulation) Act 2005 and gauge the overall understanding in individuals on credit bureaus, credit scores and their impact on one's financial life

Ensures availability of credit information with greater transparency.

Insurers are prohibited from considering an absence of credit information or an inability to determine credit information in underwriting or rating a policy, except under certain circumstances.

The PICIA, Personal Insurance Credit Information Act, requires insurance companies to limit the use of credit information when selling, rating or renewing auto or homeowners insurance.

• Analyzed loan applications in light of credit information to determine creditworthiness and repaying ability • Reviewed the lender agreements from time to time making recommendations for change of certain clauses • Issued annual commercial loan relationship reviews • Provided one to one customer service / financial counseling to ongoing and prospective clients

Insurance agents are required to inform you of rate changes as a result of credit information, so make sure that the information they're using is totally accurate by ordering a free credit report at least once a year.

Credit Damage Assessment — Also called an «Impact Analysis», this is quantification of the damages to credit scores caused by the inclusion of some piece of credit information.

«We are hoping that by making this kind of credit information available to lenders, it will give them greater confidence that they can accurately assess a borrower's ability to repay a loan.»

A small number of states prohibit the use of credit information by employers as a means for making hiring decisions.

If you have been denied insurance or had a premium increase because of credit information and you believe an item on your credit report is inaccurate, you may notify the credit bureau (s) to re-verify the information.