There is a wide variety of different
types of credit monitoring services, so it's worth carefully considering your options, particularly if you're going to be paying for them.
It also warns that fraudsters may offer free credit scores in an attempt to share your personal information — adding to the complexity of the existing
web of credit monitoring services.
Signing up for even six
months of credit monitoring service can be extremely beneficial, as this is sufficient time to determine how your spending is affecting your consumer credit score.
Below is a list of
all of the credit monitoring services offered by the three US credit agencies plus a couple affordable, full - featured services.
Now Equifax offers credit alerts on
some of their credit monitoring services.
At the time of this writing,
both of these credit monitoring services have a $ 1 trial.
You can sign up for one
of these credit monitoring services to help you check in on your credit report.
I would never pay for one
of these credit monitoring services.
For me, I negotiate a lower annual rate for one
of these credit monitoring services and I use it every month.
Any such information is not included as part
of your credit monitoring service but is provided free of charge to all consumers, regardless of whether they are members of the credit monitoring service.
«Equifax forced consumers to give their right to go to court and sue Equifax if they had any disputes about the terms»
of the credit monitoring service, Warren said.
There are three big considerations when evaluating the score offering
of a credit monitoring service: