This is further complicated by the fact that nearly one - third of respondents admit they don't offer competitive salaries or are unaware
of current market rates.
By continuing to do this year after year, you can maintain access to your funds while taking advantage
of current market rates on long - term CDs.
This means that you will not be expected to obtain a remortgage for more than 85 %
of the current market rate.
Instead, you will receive the higher
of the current market rate or your locked - in rate.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft
market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and
markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness
of any interest
rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign
current exchange
rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
A few things stand out about this particular
rate change: first, the magnitude
of influence that just a quarter percentage - point change had on the stock
market; second, the
current rate with an upper range
of.50 % compared to the various long - term averages
of about 5 %; and third, the
rate remains historically low, with only minute incremental changes, despite the relatively good news we continue to read about the economy.
The Bitcoin
market is worth approximately $ 7 billion at
current market rates, with millions
of dollars
of the digital currency being traded daily.
«I don't see raising the target range for the fed funds
rate above its
current low level in 2015 as being consistent with the pursuit
of the kind
of labor
market outcomes that we are charged with delivering,» he said.
As
of Wednesday morning trading, the
market was pricing in a June funds
rate of 0.37 percent, or unchanged from its
current level.
Or: «I think the
market is underestimating the pace at which the Fed will alter its
current course and the consequences
of that for interest
rates.»
As
marketing technology advances at a blistering
rate, marketers need to take stock
of their
current technology investments and evaluate whether they are working as hoped.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount
of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability
of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings;
market share and price erosion caused by the introduction
of generic versions
of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect
of lowering prices or reducing the number
of insured patients; the possibility
of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels
of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits
of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and
current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages
of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development
of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other
market conditions; fluctuations in the foreign exchange
rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
These risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue to develop at its
current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost
of revenue or operating expenses may exceed our expectations; the mix
of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact
of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and
market acceptance
of our new or existing products; losses
of one or more key customers; risks associated with our international operations; exchange
rate fluctuations
of the currencies in which we conduct business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on
market acceptance
of various types
of broadband services, on the adoption
of new broadband technologies and on broadband industry trends; inventory management; the lack
of timely availability
of parts or raw materials necessary to produce our products; the impact
of increases in the prices
of raw materials and oil; the effect
of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our
markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our business
of natural disasters.
«The recent behavior
of both nominal and real wages point to weaker labor
market conditions than would be indicated by the
current unemployment
rate,» Yellen said in a speech to central bankers last week.
the percentage
of return an investor receives based on the amount invested or on the
current market value
of holdings; it is expressed as an annual percentage
rate; yield stated is the yield to worst — the yield if the worst possible bond repayment takes place, reflecting the lower
of the yield to maturity or the yield to call based on the previous close
It is instructive to consider what the combination
of interest
rates and
current exchange
rates says about
market expectations
of future currency values.
«
Current interest
rates (for money
market accounts) are extremely low compared to 10 years ago,» noted Josh Nelson, CFP and CEO
of Keystone Financial Services.
The home page is a mixture
of Bitcoin financial news,
market prices, and network stats like the
current hash
rate.
Changes in perceived risk can jolt
markets out
of the
current high risk aversion regime and lift
rates.
The reality is that one doesn't need interest
rates reasonably estimate 10 - year prospective
market returns, just as one doesn't need interest
rates to calculate that a $ 100 expected payment in 10 years, at a
current price
of $ 65, will result in an expected total return
of 4.4 % over the coming decade.
Another unusual aspect
of current global interest
rates is that long - term
rates, which are set by the demand for and supply
of funds in capital
markets, have remained quite low in the face
of rising official interest
rates.
If you're applying to refinance your loans, you can expect to find some
of those most competitive
current rates on the
market from the lenders that deal with Credible.
The
current market is full
of really interesting SaaS companies that have built up at least $ 100M in annual revenue run
rate (ARR).
So even given the level
of interest
rates, we expect a
market loss
of about -65 % to complete the
current speculative
market cycle.
Given the absence
of a public trading
market of our common stock, and in accordance with the American Institute
of Certified Public Accountants Accounting and Valuation Guide, Valuation
of Privately - Held Company Equity Securities Issued as Compensation, our board
of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate
of fair value
of our common stock, including independent third - party valuations
of our common stock; the prices at which we sold shares
of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges
of our convertible preferred stock relative to those
of our common stock; our operating results, financial position, and capital resources;
current business conditions and projections; the lack
of marketability
of our common stock; the hiring
of key personnel and the experience
of our management; the introduction
of new products; our stage
of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood
of achieving a liquidity event, such as an initial public offering or a sale
of our company given the prevailing
market conditions and the nature and history
of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest
rates, and the general economic outlook.
To do so would either create massive hyperinflation (devaluation)
of our
current fiat currency, massive swings (politically rather than
market driven) in the price
of the metal, or create such a high conversion
rate as to be nearly meaningless.
With
current rates of funding, to reach parity across just the angel and early - stage VC
markets would require about $ 7.7 billion.
In fact, given that the U.S. labor
market likely experienced its cyclical peak at the end
of 2015 and the Fed began raising
rates too late in my opinion,
current Fed Funds futures are pricing in essentially only one hike in 2016, according to data accessible via Bloomberg.
Car sharing is a relatively new
market, and the
rate of adoption and our associated growth in our
current markets may not be representative
of rates of adoption or future growth in other
markets.
The
current state
of the global economy threatens to cause further tightening
of the credit
markets, more stringent lending standards and terms and higher volatility in interest
rates.
This could make
market liquidity more fragile in the short term, especially in the
current low interest
rate environment, in which new - issue volume and the participation
of interest
rate - sensitive investors have increased.
And while we also expect this date, the
market remains unconvinced, leaving some room for
rates to rise into the September meeting, particularly in the front
of the U.S.
rate curve where more sensitivity (and given
current pricing, more vulnerability) to higher Fed
rates lies.
The amounts and
rates shown on the Loan
Market take into account all
of the investments available in a particular loan at the
current time.
Rate hikes are akin to the failed policy
of trapping and relocating elks in hopes
of containing overgrazing, and the
current policy path will continue to fuel non-bank risk - taking and further erode
markets» ability to brace for shocks
Here we can see the
market's
current expectation
of the Fed's interest
rates in the meeting on December 21st.
This possibility was reinforced by the comments made after the September FOMC meeting, where the Fed maintained the
current 1 % to 1-1/4 % target
rate «in view
of realized and expected labor
market conditions and inflation...»
The Federal Open
Market Committee (FOMC) is meeting over December 15 — 16 to discuss the
current state
of the economy and, more to the point, whether or not they should raise interest
rates.
In today's UK
market, the cap
rate distribution curve has flattened out, consumer and wage inflation is out
of synch, and investors are not getting paid enough to take core risk as there is little prospect for net operating income (NOI) growth in the
current lease regime.
Futures
markets are not expecting the ECB to raise interest
rates from their
current level
of 2 per cent until at least the end
of 2005, while a tightening is not expected in Japan until at least 2006.
In tandem, the era
of high oil prices prompted an increase in saving among oil producers... Using the increase in emerging
markets»
current account surplus as a guide suggests the desired saving schedule has shifted to the right by 1pp as a result
of the EM saving glut, which lowers the global real
rate by round 25bps.
As usual, I don't place too much emphasis on this sort
of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion
of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for
market losses, particularly given that the
current bull
market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest
rate pressures, an extended period
of internal divergence as measured by breadth and other
market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk
of an oncoming recession, which would become more
of a factor if we observe a substantial widening
of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
Since the beginning
of its
current tightening cycle in June 2004, the federal funds
rate has been increased from 1.0 per cent to 2.5 per cent in increments
of 25 basis points at each Federal Open
Market Committee (FOMC) meeting.
For example, on Zillow you can examine
current mortgage
rates, view homes presently on the
market, look for home prices, determine home values, and find lists and data
of homes that were recently sold.
As an example, if the
current market mortgage
rate is 3.5 %, paying one discount point on loan may get you access to a mortgage
rate of 3.00 %.
CDs offer you a guaranteed
rate of return for a specified period
of time; the interest
rates will vary depending on
current market conditions and the length
of time to maturity (generally the shorter the period
of time to maturity, the lower the
rate).
The Bank
of England confused
markets as they voted 7 - 2 to sustain the
current interest
rate policy, even though consensus assumed a 25 basis point increase.
A series
of 100 - basis point spikes in the
rate of five - year fixed - term mortgages could turn Canada's
current gradual housing
market cooling into a hard - landing, says Gulati.
Moreover, a number
of features
of the US sub-prime
market which have contributed to its
current problems are not present in Australia, including large teaser
rates, a marked decline in lending standards, and an originate and distribute model where the originator has a reduced incentive to care about the quality
of the loan written.
In my view, investors who view
current valuations as «justified relative to interest
rates» are really saying that a decade
of zero total returns on stocks is perfectly adequate compensation for the risk
of a 45 - 55 %
market loss over the completion
of the
current market cycle - a decline that would historically be merely run -
of - the - mill given
current valuations, and that certainly can not be precluded by appealing to low interest
rates.
In addition,
ratings are subject to review, revision, suspension, reduction or withdrawal at any time, and any
of these changes in
ratings may affect the
current market value
of your investment.